J.P. Morgan Payments

Tracking the evolution of payment rails 

5 minute read
The world of payments is changing faster than ever 

Visual timeline

Payment rails are the underlying networks and infrastructure that enable funds to get from A to B without the transfer of physical money. They ensure that when a payment is initiated by one person or institution, it is received by the intended beneficiary. From wire transfers and cards to online transactions and real-time settlement, payment rails have experienced a dramatic evolution.  

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