Enhance currency capabilities and empower clients with flexible payment options, transparency and control.
Streamline your global transactions with fast, simple and secure cross-border payment solutions that adapt to your needs.
Our solutions are designed to help optimize cash flow, manage risk, streamline global payments with ease and drive your business forward.
Efficiency
Move money quickly at scale and across the globe with improved workflows, automatic cash flow forecasting and account harmonization
Compliance
Help reduce FX risk, gain payment visibility and protect sensitive data on one platform
Integrated payment automation
Consolidate cross-border payables and receivables with our comprehensive API solutions
Enhance currency capabilities and empower clients with flexible payment options, transparency and control.
Support cross-currency high- and low-value payables and receivables globally.
Control pricing, enhance cash efficiency and gain FX rate visibility with ease.
Send funds quickly to another country—in a different currency and banking system—with international wire transfers.
Our low-value, high-volume solution connects to local clearing systems to deliver cross-border and cross-currency payments from a single account.
International wire transfers allow you to send funds quickly to another country in a different currency and banking system. Our wire transfer solutions provide fast, secure cross-border payment processing with competitive FX rates.
We support sending payments in 120 currencies and receiving in 40 currencies. This includes major currencies like USD, EUR, GBP, JPY and many emerging market currencies across 200+ countries and territories.1,2
See the full list of currencies and the country-specific information to help treasury and accounts payable professionals manage their cross-currency payments around the world.
Processing times vary by destination country, currency and payment method. The majority of our payments settle the same day, next day or in two business days.
Cross-currency payments involve currency conversion, while cross-border payments cross international boundaries. Many international transactions are both cross-currency and cross-border, requiring currency exchange and international transfer capabilities.
Our platform helps reduce FX risk through rate visibility, hedging options, automated cash flow forecasting, and risk management tools integrated into your payment workflow.
Payments
Bridging the gap: G20's vision for inclusive and efficient global payments
Nov 18, 2025
The G20 and Financial Stability Board, supported by key industry players like J.P. Morgan, are focused on improving cross-border payments by making them faster, cheaper, more transparent and more accessible.
Read more
Payments
Driving advanced cross-currency payments for financial institutions
Oct 23, 2025
Rethink the way you do cross-border business with Xpedite, an innovative global solution from J.P. Morgan Payments.
Read moreJ.P. Morgan Internal Data, 2024. Please see your banker for a full list.
J.P. Morgan, “2025 Global Wires Payments Formatting Requirements Guide,” August 12, 2025