Commercial Banking

From startups to legacy brands, you're making your mark. We're here to help.

Innovation Economy
Fueling the success of early-stage startups, venture-backed and high-growth companies.
Midsize Businesses
Keep your company growing with custom banking solutions for middle market businesses and specialized industries.
Large Corporations
Innovative banking solutions tailored to corporations and specialized industries.
Commercial Real Estate
Capitalize on opportunities and prepare for challenges throughout the real estate cycle.
Community Impact Banking
When our communities succeed, we all succeed. Local businesses, organizations and community institutions need capital, expertise and connections to thrive.
International Banking
Power your business' global growth and operations at every stage.

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Credit and Financing

Prepare for future growth with customized loan services, succession planning and capital for business equipment.

Asset Based Lending
Enhance your liquidity and gain the flexibility to capitalize on growth opportunities.
Equipment Financing
Maximize working capital with flexible equipment and technology financing.
Trade & working capital
Experience our market-leading supply chain finance solutions that help buyers and suppliers meet their working capital, risk mitigation and cash flow objectives.
Syndicated Financing
Leverage customized loan syndication services from a dedicated resource.
Commercial Real Estate
Capitalize on opportunities and prepare for challenges throughout the real estate cycle.
Employee Stock Ownership Plans
Plan for your business’s future—and your employees’ futures too—with objective advice and financing.

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Institutional Investing

Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.

Institutional Investors
We put our long-tenured investment teams on the line to earn the trust of institutional investors.
Markets
Offering market-leading research, proprietary pricing data and analytics, and trade execution across multiple asset classes, including credit, equities and FX.
Prime Services
Helping hedge funds, asset managers and institutional investors meet the demands of a rapidly evolving market.
Global Research
Leveraging cutting-edge technology and innovative tools to bring clients industry-leading analysis and investment advice.
Securities Services
Helping institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of changing markets.

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Investment Banking

Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.

Center for Carbon Transition
J.P. Morgan’s center of excellence that provides clients the data and firmwide expertise needed to navigate the challenges of transitioning to a low-carbon future.
Corporate Finance Advisory
Corporate Finance Advisory (“CFA”) is a global, multi-disciplinary solutions team specializing in structured M&A and capital markets. Learn more.
Development Finance Institution
Financing opportunities with anticipated development impact in emerging economies.
Sustainable Solutions
Offering ESG-related advisory and coordinating the firm's EMEA coverage of clients in emerging green economy sectors.
Mergers and Acquisitions
Bespoke M&A solutions on a global scale.

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Private Bank

A uniquely elevated private banking experience shaped around you.

Banking
We have extensive personal and business banking resources that are fine-tuned to your specific needs.
Investing
We deliver tailored investing guidance and access to unique investment opportunities from world-class specialists.
Lending
We take a strategic approach to lending, working with you to craft the fight financing solutions matched to your goals.
Planning
No matter where you are in your life, or how complex your needs might be, we’re ready to provide a tailored approach to helping your reach your goals.

Wealth Management

Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.

Invest on your own
Unlimited $0 commission-free online stock, ETF and options trades with access to powerful tools to research, trade and manage your investments.
Work with our advisors
When you work with our advisors, you'll get a personalized financial strategy and investment portfolio built around your unique goals-backed by our industry-leading expertise.
Expertise for substantial wealth
Our Wealth Advisors & Wealth Partners leverage their experience and robust firm resources to deliver highly-personalized, comprehensive solutions across Banking, Lending, Investing, and Wealth Planning.

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About Us

We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.

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J.P. Morgan in Colombia

Local expertise. Global resources. Our commitment to Colombia.

About us

We have been doing business in Colombia for more than 50 years, from the time we first opened our local office in Bogotá. In 2006 we established a local banking entity licensed as a financial corporation under the supervision of the Financial Superintendence of Colombia. Today as a bank, we provide clients with an integrated range of services from across our franchises that combine specialist knowledge with leadership positions.

Our commitment to helping clients in Latin America dates back to the 19th century. As a result of our long-standing presence, we have built long-term and trusted relationships with Latin American industry leaders, financial institutions, governments, family-owned businesses and private clients.

We are committed to building vibrant communities, preserving the environment and promoting an inclusive culture across the globe that benefits people today and for generations to come. To achieve these objectives and maximize giving, our corporate responsibility programs in Latin America reflect our philanthropic goals in the areas of community development, education and arts and culture. Philanthropic efforts support local communities and a number of local best-in-class microfinance and micro-entrepreneurship programs.

J.P. Morgan is a global leader in financial services, offering solutions to the world's most important corporations, governments and institutions in more than 100 countries. As announced in 2020, JPMorgan Chase will deploy $2 billion in philanthropic capital around the world by 2025. We also lead volunteer service activities for employees in local communities by utilizing our many resources, including those that stem from access to capital, economies of scale, global reach and expertise.

Local payments and commerce

Banco J.P. Morgan Colombia S.A. offers savings accounts to manage your investments and transactional flows, competitive rates in the local market and all the support of our brand. Our clients are able to manage all the information about balances and transactions through our electronic channels.

Savings Account Agreement

What is FOGAFIN?

FOGAFIN (Financial Institutions Guarantee Fund) is the financial authority attached to the Ministry of Finance and Public Credit, in charge of creating the mechanisms to manage Deposit Insurance in order to protect the savings of depositors in banks, financial corporations, financing, companies specialized in electronic deposits (SEDPES), under the current regulatory structure, financial entities of the types mentioned here, are supervised by the Financial Superintendence of Colombia as a regulatory entity and are obliged to register with FOGAFIN.

What is Deposit Insurance?

It is the insurance is the mechanism created to protect depositors in Colombia against the eventual liquidation of the financial institution where they have their deposits, which must be duly registered in FOGAFIN, this mechanism guarantees depositors the recovery of their savings up to 50 millions of pesos.

What types of products are protected?

Current account deposits
Simple Deposits
Certificates of Term Deposits (CDT)
Savings Deposit
Special Savings Accounts
Mortgage bonds
Special Deposits
Collection Banking Services
Electronic Deposit
Individual, joint or collective deposits with other people

For more information:
See https://www.fogafin.gov.co/

The Current Account allows our client to settle payments in COP using the available account balance and having access to and overdraft line which can obtain after an agile and timely process of approval.

Current Account Agreement

What is FOGAFIN?

What is Deposit Insurance?

What types of products are protected?

For more information:
See https://www.fogafin.gov.co/

Banco J.P. Morgan Colombia S.A. offers friendly, secure and high availability channels which allow our clients efficient payment processes from the web banking in J.P. Morgan Access® to the integration using Host to Host and SWIFT.

We offer the possibility of making PSE payments safely through our Electronic Banking Platform JP Morgan Access, which allows our clients to make online payments from their checking accounts, through the goods/service provider's website.

PSE Terms and Conditions

Payment Reversal Procedure For PSE

Our clients can receive electronic deposits in COP from any bank in Colombia

Banco J.P. Morgan Colombia S.A. offers th following channels for the clients to operate their products and get product and service information

J.P. Morgan Access^®
Integration channels
Physical communications sent to the bank domicile
Customer Service Team +(57) 601 326 9630

Concepto y Hecho que Origina la Comisión / Concept and Event that causes the Fee	Código / Code	Importe en COP / Amount in COP
Servicios relacionados con la Cuenta / Account Services
Comisión por mantenimiento de cuenta / Account Maintenance Fee	2120	14,000
Comisión por el envío diario al Cliente de reportes en formato SWIFT MT940. / Fee for sending daily reports to Clients in SWIFT MT940 format.	4724	15,200
Comisión por el envío diario al Cliente de reportes en formato SWIFT MT942. / Fee for sending daily reports to Clients in SWIFT MT942 format.	4878	15,200
Comisión por cada Certificación de Auditoria / Audit Confirmation	4736	15,200
Comisión por copia de Extracto enviada / Account Statement sent	2130	7,800
Extracto de Intereses impreso / Interest Statement Paper	2140	15,200
Comision por Reporte SWIFT MT950 / MT950 SWIFT Reporting	4723	15,200
Banca Electrónica (Access) / Electronic Banking (Access)
Comisión por cada cuenta mantenida en el Banco y/o Afiliadas reportada en Access. / Fee for each Account held at the Bank and/or Affiliate reported in Access.	6041	7,500
Comisión por cada cuenta Multibank (en otros bancos) reportada en Access. / Fee for each Multibank Account (at other banks) reported in Access.	6042	15,000
Comisión por cada transacción de hasta cuarenta y cinco días de antigüedad reflejada en reportes disponibles en Access. / Fee for each transaction up to forty-five days old specified in reports available on Access.	6043	3,200
Comisión por cada transacción de cuarenta y seis días y hasta noventa días de antigüedad reflejada en reportes disponibles en Access. / Fee for each transaction forty-six to ninety days old specified in reports available on Access.	6044	3,200
Comisión por cada transacción de noventa y un días y hasta un año de antigüedad reflejada en reportes disponibles en Access. / Fee for each transaction ninety-one to one year old specified in reports available on Access.	6045	3,200
Comisión por cada transacción de un año y un día y hasta dos años de antigüedad reflejada en reportes disponibles en Access. / Fee for each transaction one year and one day to two years old specified in reports available on Access.	6051	3,200
Servicios relacionados con Pagos / Deposit – Related Services
Comisión por cada transferencia de fondos enviada vía ACH. / Fee for each funds transfer sent via ACH.	8040	6,200
Comisión por cada transferencia de fondos enviada vía ACH que es devuelta por el banco beneficiario como consecuencia de información faltante en la instrucción inicial de pago. / Fee for each funds transfer sent via ACH returned by the beneficiary bank due to incomplete information in the initial payment order.	8093	2,300
Comisión por cada traspaso de fondos entre cuentas mantenidas en el Banco (book to book) instruida vía Access. / Fee for each funds transfer between accounts held at the Bank (book to book) ordered via Access.	4665	2,500
Comisión por cada traspaso de fondos entre cuentas mantenidas en el Banco (book to book) instruidas vía fax, mail o por teléfono. / Fee for each funds transfer between accounts held at the Bank (book to book) ordered by fax, email or telephone.	4671	15,000
Comision por Pago local / Local Currency Payment EB STP	4627	6,900
Comision por pago a traves de MT103 / Local Currency Payment MT103 STP	4635	6,900
Comision por Pago Manual / Manually Instructed Payment	4706	15,000
Recepcion de pagos en linea / Urgent Domestic Receipt	4716	2,100
Recepcion de Transferencia Interna / Book Transfer Receipt	4722	2,100
ACH Recibido / ACH Receipt	8091	2,100
Comisión por cada transacción entrante a través de PSE / Fee for each transfer received through PSE	7640	3.100
Host to Host
Comisión única por la implementación del servicio Host to Host. / One-time Fee for Host to Host service set-up.	3609	350,000
Comisión por cada cuenta con servicio Host to Host. / Fee per account with Host to Host service.	6085	50,000
Comisión por cada reporte con las transacciones del día anterior enviado vía Host to Host al Cliente. / Fee for each previous-day transaction report sent via Host to Host to the Client.	3630	3,500
Comisión por reportes intra-día enviados vía Host to Host al Cliente. / Fee for same-day reports sent via Host to Host to the Client.	6080	3,500
Comisión por cada transacción en formato BAI (Bank Administration Institute) incluida en el reporte de las transacciones del día anterior enviado vía Host to Host al Cliente. / Fee for each transaction in BAI (Bank Administration Institute) format specified in the previous-day transaction report sent via Host to Host to the Client.	6094	3,500
Comisión por cada pago (que no se realice en cheque) reflejado en el reporte de las transacciones del día anterior enviado vía Host to Host al Cliente. / Fee for each payment (not made by check) specified in the previous-day transaction report sent via Host to Host to the Client.	6095	6,200
Comision por transmision de archivos via H2H Excede 67/ H2H Files Transmitted Over 67	3653	6,200
Comision por Servicio Mensual / Monthly Service	6040	95,000

Savings account minimal interest rate*	0.1%AE

*This rate may change based on market conditions

*These rates will be applicable if have not been agreed or duly communicated by verifiable means differential rates.

Transactional Channels

JP Morgan Access® – is our eElectronic Banking platform available in 160 countries, 120 currencies and 13 languages, offering a range of powerful tools that grow with you and help optimize your banking experience. Our platform connects you to your accounts payable and receivable needs through a single provider, with robust security and the necessary controls to help protect your business. Also available in mobile version (JP Morgan Access® Mobile).

Host to Host connectivity solution that allow our clients to centralize and automate their payment and reporting processes through their ERP systems. Also available in Host-to-Host Online version.

Our Multibank Report functionality allows you to centrally view Balance and Movement reports from third-party banks through our JP Morgan Access® electronic banking platform, to facilitate the concentration and reconciliation of your account transactions, through SWIFT messaging (MT940/MT942 and CAM052/CAM053)

What problem can we solve together?

For information regarding J.P. Morgan, please contact our Bogotá office at +57 601 326 9630. For general inquiries and global media contact information, please visit our Global Contacts.

Global contacts Superfinanciera

J.P. Morgan in Colombia

About us

Local payments and commerce

Savings Account

Current Account and Overdraft

Payments

PSE

Electronic Deposits

Client Channels

Rates Table

JP Morgan Access

Host to Host Connectivity

Multibank Reporting

What problem can we solve together?

What problem can we solve together?