Your business. Your industry. Your community. And the capital to match.

Grace Li:

I really view San Francisco as a community of communities. It's culture, it's arts, it's language. It's been 55 years now that On Lok has been part of this community. Members of our community recognize that the seniors in the Chinatown North Beach community of San Francisco really needed a way to receive care that was going to keep them close to their communities.

Nicole Torres:

We serve people who are yearning to age as they want to age. Communities that need us.

Stu Bessieres:

I've known On Lok practically my entire life. I would see their buses around town. And On Lok is one of those critical organizations of San Francisco that has helped develop who we are.

Grace Li:

On Lok reaches over 7,000 seniors every year. We call it a continuum because we recognize that people through their healthcare journey are active, and then as they have increasing needs, they start to need support and services. On Lok is first most known for creating the PACE model of care, which is the Program of All-inclusive Care for the Elderly. This model of PACE that On Lok created is an alternative to nursing home.

Marie:

It's a lifesaver for me. It's just nice to have a healthcare program and it's nice to be appreciated. Seniors, we need each other, and I figure that's why I'm here.

Nicole Torres:

We had to recognize who are experts in helping organizations to think about how to scale, how to automate, how to think about serving more lives.

Stu Bessieres:

J.P. Morgan handles the full banking relationship for On Lok. It's truly the engine that keeps On Lok going.

Grace Li:

I see the relationship with J.P. Morgan and On Lok as very open and trusting. They've come to really know who we are and the kind of work we do together continues to grow. As part of On Lok's strategic growth, we invested in building out two new PACE centers. This particular investment, we turned to J.P. Morgan and talked with them about ways that they could help support us.

Stu Bessieres:

J.P. Morgan was integral in providing the capital necessary for On Lok to expand in both their Union City and South San Jose locations.

Jeffrey:

Without On Lok, I really don't know what I would do. It makes me feel like I'm I'm still somebody. When you get older, we all need help. Not in the same ways, but we all have different needs. They're solved here, they're taken care of here.

Nicole Torres:

J.P. Morgan goes beyond transactional banking; [it] encourages their employees to volunteer, to understand who their clients are. Not just understand, but engage.

Stu Bessieres:

It's important for J.P. Morgan to show up for our clients because it shows how we're able to see the impact of these organizations and how we can truly be boots on the ground in lockstep with their mission.

Nicole Torres:

J.P. Morgan has helped pave the way and helped to build the future for On Lok. The next 55 years looks bright. Continuing to build our relationships and synergies with community organizations and institutions like J.P. Morgan. And when people think, "How do I want to age well?" On Lok's Top of Mind.

END

On screen:

As this video begins, a man with dark brown hair and brown eyes speaks to us from an office.

Text on screen:

David Kervin.

Co-Founder and CEO,

Proteus Space.

David Kervin:

As a Marine, I experienced technology failures on the front line. A lot of those in my time were connected to space, they were space-enabled. The reason we started Proteus Space was really science and security.

On screen:

Photos show Proteus team members:

 - posing together, wearing protective lab gear;

 - and using computers at a small control center.

David Kervin:

We're witnessing a generational change of rotation from public sector investment to private sector investment in these two areas, and a need to automate and move faster with higher reliability to deliver hardware and services for both warfighters and for the scientific community.

On screen:

Photos show Proteus team members:

 - working at computer desks with multiple monitor screens;

 - and attending a meeting in a spacious conference room..

A video clip shows a satellite platform in low Earth orbit. Now a man with light brown hair and blue eyes speaks to us from an office.

Text on screen:

Grant Demaree,

Co-Founder and CEO,

Onebrief.

Grant Demaree:

Onebrief is software to run operational military staffs. I saw a lot of instances of operational military planning on some deployments.

On screen:

A helicopter and fighter jets fly above an aircraft carrier at dusk.

Grant Demaree:

This is a very common pattern that operational planning teams are way too slow. So I got out and wanted to build the software to fix that.

On screen:

During a conference meeting, Onebrief team members review their ledgers.

David Kervin:

The resources and strategies that have worked best for us in terms of capital raising is simply hit your milestones. And when you have those real proof points to show investors and to show that you've done something highly differentiated, that's got a big market behind it with real demand from real customers, it makes capital raising a lot easier.

On screen:

Video clips show technologists:

 - gathering data at a computer control center;

 - reviewing data in an office overlooking a city;

 - and shaking hands with investors.

Grant Demaree:

I think domain knowledge is pretty important. The experience really helped me to understand the customer, and it would be a lot harder to build something that these military staffs wanted without having been there.

On screen:

Business and technology professionals type on a laptop keyboard and scroll on a tablet computer.

David Kervin:

The biggest advice I can offer is get relationships around you that are going to scale with your business.

On screen:

At an expansive J.P. Morgan office building, a banking advisor reviews financial charts with clients.

David Kervin:

We decided to bank with J.P. Morgan because we want a relationship that scales. And whether we become a $100 million business or a billion-dollar business, we know J.P. Morgan will scale with us.

Grant Demaree:

I think you need a pretty broad variety of people advising you. The first one is investors. Investors can help you think through things and investors can especially do so quantitatively.

On screen:

In a spacious, open office with computer desks, J.P. Morgan banking specialists use computers, ledgers, and tablets to look at financial data.

Grant Demaree:

I think the second bucket that you really need, and it's helped me, is founders at a much farther stage. And I think the third bucket where like you really need some good advice is from the industry, and that's generally people who are senior customers.

On screen:

Video clips show business and technology professionals meeting at:

 - an office with large windows, overlooking a bay;

 - and a computerized control center with a wall-sized monitor screen.

Grant Demaree:

It's really helped me a lot to have a multitude of mentors from each bucket.

On screen:

Closing title:

Logo:

J.P.Morgan.

On screen:

Web address:

Text on screen:

jpmorgan.com/impactbanking.

Side note:

Legal disclosures:

Text on screen:

Chase, J.P. Morgan, JPMorgan and JPMorgan Chase are marketing names for certain businesses of JPMorgan Chase & Co. and its affiliates and subsidiaries worldwide (collectively, “JPMC”, “We”, “Our” or “Us”, as the context may require).

The material contained in this video is intended as general market commentary and does not constitute legal, tax, investment, accounting, financial, business, real estate, or any other advice, and should not be relied upon as such. The views, opinions, estimates and strategies expressed in this video are those of JPMC, or other featured speakers, and may differ from those of other JPMC employees and affiliates. This video in no way constitutes an offer or commitment to provide a particular product or service. Products and services offered by JPMC and its affiliates are subject to applicable laws and regulations, as well as our service terms and policies. Not all products and services are available in all geographic areas or to all customers. Credit is subject to approval. Rates and programs are subject to change; certain restrictions apply.

This content does not constitute J.P. Morgan research and should not be treated as such. Any views expressed are often based on current market conditions and are subject to change without notice. Any statistics referenced have been obtained from external sources deemed to be reliable, but we do not guarantee their accuracy or completeness. In no event shall JPMorgan Chase nor any of its directors, officers, employees or agents be liable for any use of, for any decision made or action taken in reliance upon, or for any inaccuracies or errors in or omissions from, the information in this video.

Copyright 2026 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-U.S. branches, are not FDIC insured. Non-deposit products are not FDIC insured.

END

[gentle music]

Tim Latimer:

We're truly in a once-in-a-generation moment of asking our power grid to grow like it's never grown before. From electrification of vehicles to onshoring of manufacturing to, of course, the thing that everyone is talking about these days: AI and data centers. To meet this historic moment of new power demand is a critical role that Fervo plays in our future. Geothermal energy is a really important energy resource. It can work 24/7, reliably, carbon-free. It's long been overlooked because historically, it's only worked in very special geologic locations.

Dr. Sarah Kapnick:

Traditionally, geothermal had to be in places that were tectonically active with energy close to the Earth's surface. Now, with these new technologies and drilling capabilities that Fervo has, you can actually put geothermal plants in many more places around the country.

Michael Johnson:

They really have cracked the code on horizontal drilling and fracturing, how to go down, drill sideways, create an underground radiator, and make geothermal work in places it could never have worked before.

Tim Latimer:

Figuring out how you actually scale something to like, it works in a lab, to it works in a prototype, to actually, this is a true utility-scale infrastructure project that is mature and ready for traditional project finance. Having a partner like J.P. Morgan that is familiar with every step of that journey and can help advise us as we move from that seed stage to that mature stage has been a really unique attribute of our relationship.

Michael Johnson:

We have spent a lot of time with Fervo figuring out their next ability to raise capital, where's the company going to go in the long term. We've been advisor to the board. As a team at J.P. Morgan, we have experts that go very deep on some of the technologies, people like myself that are former engineers, and our real talent is taking the technique and the technology that they have perfected and figuring out how to tell that story to investors.

Tim Latimer:

I think if Fervo is successful, we'll be able to look back and say, "We added a new resource that has immense value when it comes to its reliability, and its affordability, and its sustainability, and that didn't exist at scale before us and has moved the world forward in a meaningful way."

END

On screen:

This video opens with a silver-haired woman in a magenta dress, speaking from a home's sitting room. Identifying text appears beside her:

Text on screen:

'Angel Cornelius, Founder and CEO, Maison 276.'

Angel Cornelius:

J.P. Morgan has made every resource available to us at every single stage of growth. They understand the vision that we have.

On screen:

Angel poses before her beauty products on the set of 'The Big Find,' and with more products in a kitchen decorated with roses.

Angel Cornelius:

To make Maison 276 a global brand, they see us where we are, but they're preparing us for the future that we want.

On screen:

In a salon, Angel runs her hand through a woman's silver-streaked hair.

Angel Cornelius:

I set out to solve a personal pain point. I've had silver hair my entire life, and 99% of the products on the market for this consumer is a category known as the purple shampoos, because they have purple dyes in them that are there to offset that dullness and discoloration.

On screen:

An ad photo shows hair care products labeled 1, 2, and 3 alongside coconuts, almonds, and lemongrass. A model with flowing silver hair grins in a photo shoot.

Angel Cornelius:

Our hero product is designed to brighten, cleanse, and restore the natural brilliance of your hair without the use of purple dyes.

On screen:

A photo shows Angel posing with a man in a suit outside the NASDAQ building, and at an event for 'The Big Find.'

Angel Cornelius:

Bringing Keith into the business [chuckle] also happened as organically as building Maison 276.

On screen:

Identifying text appears beside the man in the suit, with a red tie and glasses:

Text on screen:

'Keith Cornelius Jr., President, Maison 276.'

Keith Cornelius Jr.:

My background is finance, and so I thought that I would be able to help her unlock the things that she's really good at by, you know, focusing on areas behind the scenes, operational supply chain.

On screen:

They pose wearing hair coverings in a production facility.

Angel Cornelius:

Sometimes, if people heard us having a business conversation, they would be shocked to know that we're mother and son.

On screen:

Photos show Keith as a baby on a swing, and giving a peace sign with Angel.

Angel Cornelius:

But at the end of the day, we have the same goal, the mission, the vision.

Keith Cornelius Jr.:

J.P. Morgan has the ability to partner with any brand in the world, and yet they saw value at a very early stage in what me and my mom were trying to build and our aspirations.

On screen:

Identifying text appears beside a woman in a pink sweater speaking from an office:

Text on screen:

'Michelle Buonfiglio, Inclusive Banking Business Development Executive, J.P. Morgan.'

Michelle Buonfiglio:

I often say it's our responsibility to navigate the bank, not our clients. There's a lot of great people who have been here for a long time that we can leverage to make sure that we're delivering all of the firm to our clients without them having to worry about who does what or where they should go.

On screen:

A video shows Angel finding her products in a store.

Angel Cornelius:

This never gets old!

They provided advisors, resources, access to other beauty founders who are further along in the journey. It's not a transactional partnership; it's a relationship. And we're very, very grateful for that.

On screen:

The video ends with a logo over white:

Logo:

J.P.Morgan.

Text on screen:

'jpmorgan.com/impactbanking.'

Side note:

Legal disclosures:

Text on screen:

Chase, J.P. Morgan, JPMorgan and JPMorgan Chase are marketing names for certain businesses of JPMorgan Chase & Co. and its affiliates and subsidiaries worldwide (collectively, “JPMC”, “We”, “Our” or “Us”, as the context may require).

The material contained in this video is intended as general market commentary and does not constitute legal, tax, investment, accounting, financial, business, real estate, or any other advice, and should not be relied upon as such. The views, opinions, estimates and strategies expressed in this video are those of JPMC, or other featured speakers, and may differ from those of other JPMC employees and affiliates. This video in no way constitutes an offer or commitment to provide a particular product or service. Products and services offered by JPMC and its affiliates are subject to applicable laws and regulations, as well as our service terms and policies. Not all products and services are available in all geographic areas or to all customers. Credit is subject to approval. Rates and programs are subject to change; certain restrictions apply.

This content does not constitute J.P. Morgan research and should not be treated as such. Any views expressed are often based on current market conditions and are subject to change without notice. Any statistics referenced have been obtained from external sources deemed to be reliable, but we do not guarantee their accuracy or completeness. In no event shall JPMorgan Chase nor any of its directors, officers, employees or agents be liable for any use of, for any decision made or action taken in reliance upon, or for any inaccuracies or errors in or omissions from, the information in this video.

Copyright 2026 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-U.S. branches, are not FDIC insured. Non-deposit products are not FDIC insured.

END

Text: J.P. Morgan.

The future can't be predicted but

It can be created

A bridge over a river. Buildings.

Text: J.P. Morgan's work Drives sustainable development

Photos of employees posing at job sites.

Text: Provides access to essential resources, Develops the places we call home

Apartment buildings. Smiling people.

Text: Makes dreams possible. For more than 200 years we've used our

Capital. Capabilities. Connections. Colleagues.

To build a future. To build a brighter future.

Our global impact is unmistakable.

A man walks down a street.

Text: 100,000 clients, 60 countries, $139B towards sustainable development in emerging markets, $49B in financing to governments, hospitals and other vital institutions, 45,000 affordable housing units,

Apartment renderings.

Text: $3B to drive the low-carbon transition, $5 to emerging middle market businesses.

People in front of a store. Farm machines at work. A road.

Text: And we are relentless

A man waves. A nurse. A man smiles and leans on a railing.

Text: In our pursuit to build stronger

An apartment building.

Text: Communities.

People walk around cities and smile at us.

Text: J.P. Morgan. Learn more: j p morgan.com slash impactbanking. Copyright 2025 J.P. Morgan Chase & Co. All rights reserved.