$2.4B+

in financing to CDFIs1,2

Our Community Development Banking business supports vibrant neighborhoods by providing loans, investments and services for low- and moderate-income communities across the U.S.

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What we do

We provide indirect financing to Community Development Financial Institutions (CDFIs) and Low-Income Housing Tax Credit (LIHTC) syndicators for projects that include affordable housing, grocery stores, daycares, healthcare facilities and other community service buildings. Our products range from simple to complex, offering solutions that meet your specific intermediary financing needs.

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Who we serve

We serve national and regional CDFIs and LIHTC syndicators that finance community development projects, affordable housing developments and businesses in low- and moderate-income communities. We primarily work with CDFIs that are non-depository loan funds with strong portfolio management track records and lending histories.

Expand your mission with access to capital

As a CDFI or LIHTC syndicator, your expertise and impact focus on the communities you serve. When you work with us, we’re proud to support your mission while amplifying ours—expanding into neighborhoods we may not have otherwise been able to reach.

Access tailored support and solutions for your individual situation, informed by our decades of industry leadership and our nationwide expertise. Over the last decade, we’ve provided $2 billion in custom financing to CDFIs.

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Access to the full depth of J.P. Morgan

  • Secured and unsecured lines of credit
  • Bilateral and syndicated credit facilities
  • Term financing
  • Structured, specialized loan funds
  • Floating- and fixed-rate financing
  • New Markets Tax Credit CDFI financing
  • Subscription receivables financing
Shiree Monterio

Meet the people behind Community Development Banking’s investments

J.P. Morgan Community Development Banking ties financial value to social impact—no matter how complex the project. See how our work directly impacts CDFIs and their funding recipients.

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Full-service treasury solutions

The Commercial Real Estate Payments team takes a consultative approach to help you maximize today’s opportunities and achieve your long-term goals. With expertise in and comprehensive solutions for affordable and workforce housing property managers and Community Development Financial Institutions, the team can also help you optimize your property- and cash-management systems to increase efficiencies.

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  • Equal Housing Lender

    Products and services are subject to approval and change. Certain restrictions apply.

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References

1.

January 2015 - December 2024

2.

Includes CDFIs, CDFI-like and CDFI-affiliated