Houston is no stranger to hardship. From Hurricane Harvey to Tropical Storm Imelda, the fourth-largest city in the U.S. has weathered six federally declared flooding disasters in five years.
Yet Houston remains a vibrant, resilient community. This vitality is powered in part by organizations like Tejano Center for Community Concerns, which has spent three decades building economic opportunity from within Houston’s neighborhoods.
Tejano Center began in 1992 with five people gathered around a table. They all wanted one thing: affordable housing, for themselves and their community. Since its modest beginning, the center has grown. Now it provides education, business development, social services and first-time homebuying assistance to create pathways to economic mobility.
Homebuyer education remains integral to the center’s mission. In 2004, community member Gabriela Luna took a class. She eventually purchased her own home and became more involved in the organization. Today, she serves as its director of housing and community development, giving back to her community through the center’s comprehensive programs.
“I feel every single day that I come to work that I pay it forward. I want to replicate what was done for me,” Luna said. “I am Tejano Center-made. It gave me the opportunity as it does with many of its clients.”
288
families educated on homebuying in 2024, with 93 becoming first-time homeowners
30K+
individuals served by the center annually
$5.05M
investment leveraged through NMTC and RDF programs
Source: Tejano Center 2024 Annual Report
Over three decades, the center has grown to serve more than 30,000 individuals from under-resourced and low-income communities a year.
“Whether it’s food insecurity, housing or education, we’re committed to empowering and transforming lives,” said Adriana Tamez, Ed.D, Tejano Center’s president and CEO and superintendent of the Raul Yzaguirre Schools for Success (RYSS)—a charter school system operated by Tejano Center.
J.P. Morgan first began working with the center in 1995. From assisting the center with affordable loan products for low-income buyers to capital acquisition support, the firm continues helping the center expand its community impact.
“We have an incredible relationship with J.P. Morgan, and it started decades ago when we built our first single-family homes and J.P. Morgan financed those homes at 0% interest. I don't call it a partnership; I call it a shared commitment to community resilience.” —Adriana Tamez, Ed.D,
Tejano Center President & CEO, Tejano Center
Superintendent of Schools, Raul Yzaguirre Schools for Success
Recently, the center expanded to Pasadena, Texas, opening a charter school to serve pre-K through eighth-grade students. With support from J.P. Morgan through New Markets Tax Credit (NMTC) and RDF, a certified Community Development Financial Institution, the center brought the RYSS STEM Academy to life.
“The $5.05M NMTC equity investment reflects our ongoing dedication to addressing critical needs of the greater Houston community for housing, education, health and social services,” said Melissa Pillars, Executive Director of NMTC at J.P. Morgan. “We believe that one of the most powerful ways to uplift a community is through education—because when people are given the tools to learn, they gain the power to lead, innovate and break cycles for generations to come.”
The school has grown to 150 students and provides STEM learning to students as young as three. RYSS STEM Academy hopes to continue expanding and serve students through fifth grade next year.
“Being an employee with Tejano Center has really shown me what it means to be a true wraparound service school, not just for our students, but for the families and the community,” said Yesenia Cervantes, Principal at RYSS STEM Academy.
Beyond education, Tejano Center desires to continue expanding and enhancing disaster-relief and recovery services while building on significant progress they’ve already made.
“J.P. Morgan has helped build our future by investing in innovation and dignity,” Tamez said. “They've helped turn our most ambitious plans into real life-changing outcomes for families, for youth and for the future of Houston.”
This is just one of the ways our Community Development Banking and Nonprofit Banking teams provide capital, expertise and solutions to help communities around the country thrive.
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