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Treasury and Payments

Improve your working capital, reduce fraud and minimize the impact of unexpected disruptions with our treasury solutions—from digital portals to integrated payables and receivables—all designed to make your operations smoother and more efficient.

Learn more about our treasury solutions:

Commercial Real Estate

Get the strategic support to be successful throughout market and real estate cycles with insights, hands-on service, comprehensive financial solutions and unrivaled certainty of execution.

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International Banking

Global opportunities mean global challenges. But real success means understanding the local markets you serve—which is why we bring the business solutions, insights and market perspective you need. 

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Commercial Banking General Disclaimer


Changes to Interbank Offered Rates (IBORs) and other benchmark rates, such as the London Interbank Offered Rate (LIBOR) are, or may in the future become, subject to ongoing international, national and other regulatory guidance, reform and proposals for reform. For more information, please consult www.jpmorgan.com/IBOR

Chase, J.P. Morgan JPMorgan Chase, and Story by J.P. Morgan are marketing names for certain businesses of JPMorgan Chase & Co. and its subsidiaries worldwide (collectively, "JPMC", “We”, “Our” or “Us”, as the context may require).

Products and services offered by JPMC and its affiliates are subject to applicable laws and regulations, as well as our service terms and policies. Not all products and services are available in all geographic CB DISCLAIMER GUIDANCE FOR EXTERNAL-FACING MATERIALS 10 areas or to all customers. Credit is subject to approval. Rates and programs are subject to change; certain restrictions apply. Products and services may be provided by banking affiliates, securities affiliates or other JPMorgan Chase affiliates or entities. In particular, securities brokerage services other than those that can be provided by banking affiliates will be provided by appropriate registered broker/dealer affiliates, including J.P. Morgan Securities LLC and J.P. Morgan Institutional Investments Inc. Any securities provided or otherwise administered by such brokerage services are not deposits or other obligations of, and are not guaranteed by, any banking affiliate and are not insured by the Federal Deposit Insurance Corporation.

Eligibility for particular products and services will be determined by JPMorgan Chase Bank, N.A. or its affiliates. Your JPMC contacts may be employees of any JPMC affiliate. The information in this content is not an offer to sell, or solicit an offer to purchase, any securities by anyone in any jurisdiction in which such offer or solicitation is not authorized, or in which JPMC or the person making such an offer is not qualified to do so, or to anyone to whom it is unlawful to make such an offer or solicitation, or to anyone in any jurisdiction outside of the United States. Nothing in this content constitutes any commitment by JPMC or any affiliate to underwrite, subscribe for or place any securities or to extend or arrange credit or to provide any other product or service.

Certain financial products and services are required by law to be provided only by licensed representatives and affiliates. Inquiries regarding such products and services will be referred to a licensed representative or a licensed affiliate.

The information in this content, website, article, or event invitation does not constitute advice on legal, tax, investment, accounting, regulatory or other matters. You should always consult your own financial, legal, tax, accounting, or similar advisors before making any financial or investment decisions or entering into any agreement for JPMC products or services. In no event shall JPMC or any of its directors, officers, employees or agents be liable for any use of, for any decision made or action taken in reliance upon or for any inaccuracies or errors in, or omissions from, the information in this content. The information does not include all applicable terms or issues and is not intended as an offer or solicitation for the purchase or sale of any product or service. We are not acting as any Client’s agent, fiduciary or advisor, including, without limitation, as a Municipal Advisor under the Securities and Exchange Act of 1934. JPMC assumes no responsibility or liability whatsoever to any Client with respect to such matters, and nothing herein shall amend or override the terms and conditions in the agreement(s) between JPMC and any Client or other person.

The views, opinions, estimates and strategies, as the case may be, (“views”) expressed in linked content are those of James Glassman (Head Economist, Commercial Banking), Michael Cembalest (Chairman of Market and Investment Strategy, J.P. Morgan Asset and Wealth Management) and/or the other respective authors and speakers named in those pieces and/or the JPMC departments that publish the content, and may differ from those of J.P. Morgan Commercial Banking. This communication in no way constitutes J.P. Morgan research and should not be treated as such. These views are often based on current market conditions and are subject to change without notice. Any examples used are generic, hypothetical and for illustration purposes only. Any information related to cybersecurity provided is intended to help clients protect themselves from cyber fraud, not to provide a comprehensive list of all types of cyber fraud activities nor to identify all types of cybersecurity best practices.

Any information requested on this invitation, page or other relevant registration form will be processed for the purposes of preparation and administration of this event. Providing the requested information will also assist us in ensuring that the event is properly tailored to meet the requirements of the attendees. By providing the information requested, you are consenting to your data being processed by employees and agents of JPMorgan Chase & Co. and its subsidiaries as well as potential co-organizers for these purposes. You expressly consent to our use of your information in the manner described below and in our privacy policy (www.jpmorgan.com/privacy).

Please note that any JPMC-hosted event you register to attend may be recorded and videos, photographs and other recordings may be taken, where you may be captured participating in the event. By providing the information requested on the registration form, you consent to the publication of such photographs, videos, recordings, and/or likenesses (whether edited, adapted, modified or copied) and their use by us and those that we authorize, without prior notice or compensation, in any way which we may see fit now or in the future, including but not limited to, marketing and advertising. Further, you release JPMorgan Chase & Co, its subsidiaries, and their respective employees and agents from all claims of every kind on account of such use. You also acknowledge and agree that the replay links, if any, will be shared with JPMC clients and prospects who were invited but did not register/attend, and also potentially to other third-parties if the topics are relevant to them. If you do not agree with any statements this paragraph, please make a member of our staff aware on the day of the event.

The statements made in this content or during this event are proprietary to JPMC and are not intended to be legally binding. Any products and services described during these events are offered by JPMorgan Chase Bank, N.A. or its affiliates subject to applicable laws and regulations and service terms.

JPMorgan Chase & Co. will provide reasonable accessibility accommodations brought to our attention. © 2021 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. JPMorgan Chase Bank, N.A., organized under the laws of the U.S.A. with limited liability.


Country-specific Disclosures


Ombudsman J.P. Morgan: 0800-7700847 / 0800-7700810 (For hearing impaired persons) / ouvidoria.jp.morgan@jpmorgan.com


CB “J.P. Morgan Bank International” (LLC) is regulated by the Central Bank of Russia.

South Africa:

JPMorgan Chase Bank, N.A., Johannesburg Branch is an Authorized Financial Services Provider (FSP No. 7795)

United Kingdom:

JPMorgan Chase Bank, N.A. at its London Branch is a bank authorised and subject to supervision and regulation by the Office of the Comptroller of the Currency, and is also supervised and regulated with respect to certain matters by the Board of Governors of the Federal Reserve System, each in the jurisdiction of the United States of America. Authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request. (Firm Reference Number: 124491).


J.P. Morgan AG is authorised by the German Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht - “BaFin”), Marie-Curie-Straße 24-28, 60439 Frankfurt am Main, and regulated by the BaFin, the German Central Bank (“Bundesbank”), Taunusanlage 5, 60329 Frankfurt am Main, and the European Central Bank (“ECB”), Sonnemannstraße 20, 60314 Frankfurt am Main.


J.P. Morgan Bank Luxembourg S.A., European Bank and Business Centre, 6 route de Treves, L-2633, Senningerberg, Luxembourg R.C.S Luxembourg B10.958 - SWIFT BIC CHASLULX - VAT Number 19732200242 J.P. Morgan Bank Luxembourg S.A. is regulated by the Commission de Surveillance du Secteur Financier (CSSF) and is jointly supervised by the European Central Bank (ECB) and the CSSF. J.P. Morgan Bank Luxembourg S.A. is authorized as a credit institution in accordance with the Law of 5th April 1993

For additional regulatory disclosures of JPMorgan Chase Bank, N.A. branches in France, Spain, Italy, Belgium and J.P. Morgan Bank Luxembourg S.A. branches in Ireland and the Netherlands, please see Regulatory Disclosures.

For additional information on JPMC legal entities in EMEA see: https://www.jpmorgan.com/country/GB/en/disclosures/legal-entity-information

For additional information on JPMC legal entities in APAC see: https://www.jpmorgan.com/country/GB/en/disclosures/apac-legal-entity-information