Webinar Disclaimer

Thought Leadership Disclaimer

Event Invitation Disclaimer

Commercial Banking General Disclaimer

Chase, J.P. Morgan and JPMorgan Chase are marketing names for certain businesses of JPMorgan Chase & Co. and its subsidiaries worldwide (collectively, "JPMC", “We”, “Our” or “Us” , as the context may require).

The information in this content is not advice on legal, tax, investment, accounting, regulatory or other matters. You should always consult your own financial, legal, tax, accounting, or similar advisors before entering into any agreement for JPMC products or services. In no event shall JPMC or any of its directors, officers, employees or agents be liable for any use of, for any decision made or action taken in reliance upon or for any inaccuracies or errors in, or omissions from, the information herein. The information does not include all applicable terms or issues and is not intended as an offer or solicitation for the purchase or sale of any product or service.

Products and services offered by JPMC and its affiliates are subject to applicable laws and regulations, as well as our service terms and policies. Not all products and services are available in all geographic areas or to all customers. In addition, eligibility for particular products and services is subject to satisfaction of applicable legal, tax, risk, credit and other due diligence, JPMorgan Chase’s “know your customer,” anti-money laundering, anti-terrorism and other policies and procedures. Products and services may be provided by banking affiliates, securities affiliates or other JPMorgan Chase affiliates or entities. In particular, securities brokerage services other than those that can be provided by banking affiliates will be provided by appropriate registered broker/dealer affiliates, including J.P. Morgan Securities LLC and J.P. Morgan Institutional Investments Inc. Any securities provided or otherwise administered by such brokerage services are not deposits or other obligations of, and are not guaranteed by, any banking affiliate and are not insured by the Federal Deposit Insurance Corporation.

Your JPMC contacts may be employees of any JPMC affiliate. The information in this content is not an offer to sell, or solicit an offer to purchase, any securities by anyone in any jurisdiction in which such offer or solicitation is not authorized, or in which JPMC or the person making such an offer is not qualified to do so, or to anyone to whom it is unlawful to make such an offer or solicitation, or to anyone in any jurisdiction outside of the United States. Nothing in this content constitutes any commitment by JPMC or any affiliate to underwrite, subscribe for or place any securities or to extend or arrange credit or to provide any other product or service.

Certain financial products and services are required by law to be provided only by licensed representatives and affiliates. Inquiries regarding such products and services will be referred to a licensed representative or a licensed affiliate.

Except as otherwise noted, the disclaimer on this landing page  is directed at, and made available to, business entities in the United States only. Products and services provided outside of the United States may be provided either by a foreign branch of JPMorgan Chase Bank, N.A. or another JPMC affiliate, and are subject to compliance with applicable local and other laws.

Changes to Interbank Offered Rates (IBORs) and other benchmark rates, such as the London Interbank Offered Rate (LIBOR) are, or may in the future become, subject to ongoing international, national and other regulatory guidance, reform and proposals for reform. For more information, please consult www.jpmorgan.com/IBOR.

 

Webinar Disclaimer

Chase, J.P. Morgan, JPMorgan, and JPMorgan Chase are marketing names for certain businesses of JPMorgan Chase & Co. ("JPMC") and its subsidiaries worldwide. Products and services may be provided by banking affiliates, securities affiliates or other JPMC affiliates or entities.

This webinar was prepared exclusively for JPMC clients and prospects (“you” or “Clients” as the context may require) in order to assist you in evaluation of, on a preliminary basis, certain products or services that may be provided by JPMC . This webinar is for discussion purposes only and is incomplete without reference to any oral briefing provided by JPMC . It may not be copied, published, disclosed or used, in whole or in part, for any purpose other than as expressly authorized by JPMC.

Statements in this webinar are confidential and proprietary JPMC, do not constitute a commitment by JPMC to extend or arrange credit or to provide any other product or service and are not intended to be legally binding. In preparing this webinar, JPMC has relied upon and assumed, without independent verification, the accuracy and completeness of all information available from public sources. Neither JPMC nor any of its directors, officers, employees or agents shall incur any responsibility or liability whatsoever to Clients or any other parties in respect of the contents of this webinar or any matters referred to in, or discussed as a result of, this webinar. This material is not intended to provide, and should not be relied on for, accounting, legal, regulatory, tax or investment recommendations or treatments. Please consult your own tax, legal, accounting or investment advisors concerning such matters.

By registering for this webinar, accepting the calendar invite, and attending this webinar you acknowledge and agree that (1) this webinar (including any question and answer sessions) will be recorded; and (2) the replay links may be shared with Clients who were invited but did not register/attend, and also potentially to other Clients, if the topics are relevant to them. The statements in this webinar are confidential and proprietary to JPMC and are not intended to be legally binding. Any products and services described in this webinar are offered by JPMorgan Chase Bank, N.A. or its affiliates subject to applicable laws and regulations and service terms. JPMorgan Chase & Co. will provide reasonable accessibility accommodations brought to our attention. ABOUT THIS MESSAGE: © 2020 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. JPMorgan Chase Bank, N.A., organized under the laws of the USA. with limited liability.

 

Thought Leadership Disclaimer

Chase, J.P. Morgan, JPMorgan, and JPMorgan Chase are marketing names for certain businesses of JPMorgan Chase & Co. ("JPMC") and its subsidiaries worldwide. Products and services may be provided by banking affiliates, securities affiliates or other JPMC affiliates or entities. Not all products and services are available in all locations. Eligibility for particular products and services will be determined by JPMorgan Chase Bank, N.A. or its affiliates.

This email is a general communication being provided for informational purposes only and is intended as general market/economic commentary. The content of this email is educational in nature and not designed to recommend any specific financial or investment product, strategy, plan feature or other purpose. In preparing this content, JPMC has relied upon and assumed, without independent verification, the accuracy and completeness of all information available from public sources. The views, opinions, estimates and strategies, as the case may be, (“views”) expressed in linked content are those of James Glassman (Head Economist, Commercial Banking), Michael Cembalest (Chairman of Market and Investment Strategy, J.P. Morgan Asset and Wealth Management) and/or the other respective authors and speakers named in those pieces and/or the JPMC departments that publish the content, and may differ from those of J.P. Morgan Commercial Banking. This communication in no way constitutes J.P. Morgan research and should not be treated as such. These views are often based on current market conditions and are subject to change without notice. Any examples used are generic, hypothetical and for illustration purposes only. Prior to making any financial or investment decisions, a client or prospect (“Client”) should seek individualized advice from financial, legal, tax and other professional advisors that take into account all of the particular facts and circumstances of the Client’s own situation. Any information related to cybersecurity provided is intended to help clients protect themselves from cyber fraud, not to provide a comprehensive list of all types of cyber fraud activities nor to identify all types of cybersecurity best practices. In no event shall JPMC or any of its directors, officers, employees or agents be liable for any use of, for any decision made or action taken in reliance upon or for any inaccuracies or errors in, or omissions from information in this content. We are not acting as any Client’s agent, fiduciary or advisor, including, without limitation, as a Municipal Advisor under the Securities and Exchange Act of 1934. JPMC assumes no responsibility or liability whatsoever to any Client with respect to such matters, and nothing herein shall amend or override the terms and conditions in the agreement(s) between JPMC and any Client or other person.

Any live webinars included were prepared for the internal use of JPMC Clients. The materials provided during these webinars are for discussion purposes only and are incomplete without reference to any oral briefings provided by JPMC. These webinars and accompanying materials may not be copied, published, disclosed or used, in whole or in part, for any purpose other than as expressly authorized by JPMC. By registering for these webinars, accepting the calendar invites, and attending these webinars you acknowledge and agree that (1) these webinars (including any question and answer sessions) have been or will be recorded; and (2) the replay links may be shared with Clients who were invited but did not register/attend, and also potentially to other Clients, if the topics are relevant to them. The statements in these webinars are confidential and proprietary to JPMC and are not intended to be legally binding. The products and services described in these webinars are offered by JPMorgan Chase Bank, N.A. or its affiliates subject to applicable laws and regulations and service terms.

JPMorgan Chase & Co. will provide reasonable accessibility accommodations brought to our attention.

ABOUT THIS MESSAGE: © 2020 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. JPMorgan Chase Bank, N.A., organized under the laws of the USA. with limited liability. 

 

Event Invitation Disclaimer

Chase, J.P. Morgan, JPMorgan,  and JPMorgan Chase are marketing names for certain businesses of JPMorgan Chase & Co. ("JPMC") and its subsidiaries worldwide. J.P. Morgan is the marketing name for the Wholesale Payments Business of JPMorgan Chase Bank, N.A. and its affiliates and subsidiaries worldwide. Products and services may be provided by banking affiliates, securities affiliates or other JPMC affiliates or entities. Not all products and services are available in all locations. Eligibility for particular products and services will be determined by JPMorgan Chase Bank, N.A. or its affiliates.

Any information requested on this invitation, page or other relevant registration form will be processed for the purposes of preparation and administration of this event. Providing the requested information will also assist us in ensuring that the event is properly tailored to meet the requirements of the attendees. By providing the information requested, you are consenting to your data being processed by employees and agents of JPMorgan Chase & Co. and its subsidiaries as well as potential co-organizers for these purposes. You expressly consent to our use of your information in the manner described below and in our privacy policy (www.jpmorgan.com/privacy).

Please note that the event may be recorded and videos, photographs and other recordings may be taken, where you may be captured participating in the event. By providing the information requested, you consent to the publication of such photographs, videos, recordings, and/or likenesses (whether edited, adapted, modified or copied) and their use by us and those that we authorize, without prior notice or compensation, in any way which we may see fit now or in the future, including but not limited to, marketing and advertising. Further, you release JPMorgan Chase & Co, its subsidiaries, and their respective employees and agents from all claims of every kind on account of such use. You also acknowledge and agree that the replay links, if any, will be shared with JPMC clients and prospects who were invited but did not register/attend, and also potentially to other third-parties if the topics are relevant to them. If you do not agree with any statements this paragraph, please make a member of our staff aware on the day of the event.

Any materials provided during this event are for discussion purposes only and are incomplete without reference to any oral briefings provided by JPMC. These accompanying materials may not be copied, published, disclosed or used, in whole or in part, for any purpose other than as expressly authorized by JPMC. The statements made in these materials or during this event are proprietary to JPMC and are not intended to be legally binding. Any products and services described during these events are offered by JPMorgan Chase Bank, N.A. or its affiliates subject to applicable laws and regulations and service terms.

JPMorgan Chase & Co. will provide reasonable accessibility accommodations brought to our attention.

ABOUT THIS MESSAGE: © 2020 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. JPMorgan Chase Bank, N.A., organized under the laws of the U.S.A. with limited liability.

 

Country-specific Disclosures:

Brazil:

“Ombudsman J.P. Morgan: 0800-7700847 / ouvidoria.jp.morgan@jpmorgan.com” [“Ouvidoria J.P. Morgan: 0800-7700847 / ouvidoria.jp.morgan@jpmorgan.com”]

Russia:

CB “J.P. Morgan Bank International” (LLC) is regulated by the Central Bank of Russia.

South Africa:

JPMorgan Chase Bank, N.A., Johannesburg Branch is an Authorized Financial Services Provider (FSP No. 7795)

United Kingdom:

JPMorgan Chase Bank, N.A. at its London Branch is a bank authorised and subject to supervision and regulation by the Office of the Comptroller of the Currency, and is also supervised and regulated with respect to certain matters by the Board of Governors of the Federal Reserve System, each in the jurisdiction of the United States of America. Authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request. (Firm Reference Number: 124491).

Germany:

J.P. Morgan AG is authorised by the German Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht - “BaFin”), Marie-Curie-Straße 24-28, 60439 Frankfurt am Main, and regulated by the BaFin, the German Central Bank (“Bundesbank”), Taunusanlage 5, 60329 Frankfurt am Main, and the European Central Bank (“ECB”), Sonnemannstraße 20, 60314 Frankfurt am Main.

Luxembourg:

J.P. Morgan Bank Luxembourg S.A., European Bank and Business Centre, 6 route de Treves, L-2633, Senningerberg, Luxembourg R.C.S Luxembourg B10.958 - SWIFT BIC CHASLULX - VAT Number 19732200242 J.P. Morgan Bank Luxembourg S.A. is regulated by the Commission de Surveillance du Secteur Financier (CSSF) and is jointly supervised by the European Central Bank (ECB) and the CSSF. J.P. Morgan Bank Luxembourg S.A. is authorized as a credit institution in accordance with the Law of 5th April 1993 For additional regulatory disclosures of JPMorgan Chase Bank, N.A. branches in France, Spain, Italy, Belgium and J.P. Morgan Bank Luxembourg S.A. branches in Ireland and the Netherlands, please see Regulatory Disclosures