For Companies and Institutions

  • Commercial Banking
    We provide credit, financing, treasury and payment solutions to help your business succeed. We also offer best-in-class commercial real estate services for investors and developers.
  • Global Corporate Banking
    We help clients achieve their long-term strategic goals through financing, liquidity, payments, risk management and investment banking solutions.
  • Investment Banking
    Providing investment banking solutions, including M&A, capital raising and risk management, for a broad range of corporations, institutions and governments.
  • Payments
    Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.

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For Institutional Investors

  • Asset Management

    Putting our long-tenured investment teams on the line to earn the trust of institutional investors.

  • Markets

    Direct access to market leading liquidity harnessed through world-class research, tools, data, and analytics.

  • Securities Services

    Helping institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of a rapidly evolving market.

  • Global Research

    Leveraging cutting-edge technology and innovative tools to bring clients industry-leading analysis and investment advice.

  • Prime Services

    Helping hedge funds, asset managers and institutional investors meet the demands of a rapidly evolving market.

  • Global Liquidity Solutions

    Global short-term fixed income strategies designed to help clients manage liquidity through the cycle.

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For Individuals

  • Wealth Management
    With J.P. Morgan Wealth Management, you can invest on your own or work with an advisor to design a personalized investment strategy. We have opportunities for every investor.
  • Private Bank
    A uniquely elevated private banking experience shaped around you.

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For Employers

  • Workplace Solutions

    Enhance your equity compensation offering with solutions designed to empower your employees and bring your reward strategy to life.

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About Us

We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.

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Financing Affordable and Workforce  Housing

Creating and revitalizing neighborhoods through tax credits and financing

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150K+

affordable and workforce housing rental units created and preserved1

$28B+

committed to finance affordable and workforce housing

Grand Oaks housing exterior

Affordable and workforce housing builds strong communities

Neighborhoods thrive when housing is accessible and affordable to low- and middle-income households. We provide innovative financing that goes beyond traditional affordable housing resources to help meet your community’s unique needs. 

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What we do

With industry expertise and comprehensive financial solutions, our Community Development Banking team is dedicated to supporting your affordable and workforce housing efforts from initial planning to property development. 

Who we serve

We work with national, regional and local real estate developers that build or preserve affordable and workforce housing in low- and moderate-income communities. 

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Access firmwide expertise and capabilities

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Connect with our experts

  

Cécile Chalifour

Head of Community Development Real Estate, West Region

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Sharmi Sobhan

Head of Community Development Real Estate, East Region

Historic Tax Credit

Timothy Karp

Historic Tax Credit

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Lionel Lynch

Head of Workforce Housing Solutions

LIHTC Equity Housing

Mark McCann

LIHTC Equity Housing

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Full-service treasury solutions

The Commercial Real Estate Payments team takes a consultative approach to help you maximize today’s opportunities and achieve your long-term goals. With expertise in and comprehensive solutions for affordable and workforce housing property managers and Community Development Financial Institutions, the team can also help you optimize your property- and cash-management systems to increase efficiencies.

Learn more

Affordable housing FAQs

Yes, we provide construction and permanent debt for projects by leveraging sources other than LIHTC equity. Projects can be fully rent restricted or mixed-income.

  • Construction and permanent financing for multifamily affordable and workforce rental housing
  • Bridge acquisition and refinancing loans for housing properties with rent restrictions or subsidy agreements
  • GSE agency lending to multifamily housing developments
  • Equity for community development properties utilizing the New Markets Tax Credit program
  • Historic Tax Credit equity for building restoration and preservation
  • Intermediaries lending to Community Development Financial Institutions (CDFIs) and Low-Income Housing Tax Credit (LIHTC) syndicators
  • Treasury and payments services

Yes. Our Tax Oriented Investments group, part of the Commercial & Investment Bank, invests LIHTC equity as an upper-tier investor through syndicators. Email TOI_Equity@jpmorgan.com for more information.

No. However, we do have maximum exposure limits for sponsors/guarantors.

View Community Development Banking FAQs

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  • Equal Housing Lender

    Products and services are subject to approval and change. Certain restrictions apply.

References

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January 2016 - December 2025