Financing Affordable Housing

Creating and revitalizing neighborhoods through tax credits and financing.

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affordable housing rental units created and preserved1


committed to finance affordable housing

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Community Development Banking

Our Community Development Banking business is proud to support vibrant and diverse neighborhoods like yours by providing loans, investments and services for low- and moderate-income families and communities across the U.S.

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What we do

With industry expertise and comprehensive financial solutions, our Community Development Banking team is dedicated to supporting your affordable housing efforts from initial planning to property development. 

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Who we serve

We work with national, regional and local real estate developers that build or preserve affordable and workforce housing in low- and moderate-income communities. 

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Housing is the foundation of strong communities

When housing is affordable and accessible, neighborhoods thrive, and residents can enjoy better health, education and earnings. We know what’s at stake and take pride in our work that spotlights housing issues as we seek a long-term solution.

How we approach promoting inclusive neighborhoods

We’re empowering local leaders with high-quality, forward-looking data and planning tools—including the firm’s original research—so they can address their most urgent challenges.

We take local solutions and scale them, drive capital to high-impact projects and encourage public-private collaboration. Our aim is to help residents of all income levels prosper.

We’re expanding access to affordable, sustainable homeownership with home lending products and services, plus a lease-to-purchase program and other pathways to homeownership.

We’re working closely with community, business and government leaders to help break down the barriers of systematic racism. Through our Racial Equity Commitment, JPMorgan Chase is investing $30 billion into our communities, $2 billion of which increases funding for construction and rehabilitation of affordable housing for low- and moderate-income households.

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Full-service treasury solutions

The Commercial Real Estate Treasury Services team takes a consultative approach to help you maximize today’s opportunities and achieve your long-term goals. With expertise in and comprehensive solutions for affordable housing property managers and Community Development Financial Institutions, the team can also help you optimize your property- and cash-management systems to increase efficiencies. 

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Gain access to the full depth of the bank

Affordable housing FAQs

  • Construction and permanent financing for multifamily affordable and workforce rental housing
  • Bridge acquisition and refinancing loans for housing properties with rent restrictions or subsidy agreements
  • GSE agency lending to multifamily housing developments
  • Equity for community development properties utilizing the New Markets Tax Credit program
  • Equity to restore and preserve historic buildings utilizing the Historic Tax Credit program
  • Intermediaries lending to Community Development Financial Institutions (CDFIs) and Low Income Housing Tax Credit (LIHTC) syndicators
  • Treasury and payments services

Yes, our Tax Oriented Investments group, which sits within the Corporate & Investment Bank, invests LIHTC equity through syndicators as an upper-tier investor. Email for more information.

No. However, we do have maximum exposure limits for sponsors/guarantors.

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Equal Housing Logo Credit is subject to approval. Rates and programs are subject to change; certain restrictions apply. Terms and conditions subject to commitment letter. Products and services provided by JPMorgan Chase Bank.

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January 2014 - December 2023