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For Companies and Institutions

  • Commercial Banking

    We provide tailored credit, financing, treasury and payment solutions for businesses of all sizes and commercial real estate. Backed by the strength and stability of J.P. Morgan, our dedicated experts deliver industry-specific guidance and services, empowering you to manage cash flow, seize growth opportunities and achieve your strategic goals.

  • Global Corporate Banking

    We help clients achieve their long-term strategic goals through financing, liquidity, payments, risk management and investment banking solutions.

  • Investment Banking

    Providing investment banking solutions, including M&A, capital raising and risk management, for a broad range of corporations, institutions and governments.

  • Payments

    Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.

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For Institutional Investors

  • Asset Management

    Putting our long-tenured investment teams on the line to earn the trust of institutional investors.

  • Markets

    Direct access to market leading liquidity harnessed through world-class research, tools, data, and analytics.

  • Securities Services

    Helping institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of a rapidly evolving market.

  • Global Research

    Leveraging cutting-edge technology and innovative tools to bring clients industry-leading analysis and investment advice.

  • Prime Services

    Helping hedge funds, asset managers and institutional investors meet the demands of a rapidly evolving market.

  • Global Liquidity Solutions

    Global short-term fixed income strategies designed to help clients manage liquidity through the cycle.

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For Individuals

  • Wealth Management

    With J.P. Morgan Wealth Management, you can invest on your own or work with an advisor to design a personalized investment strategy. We have opportunities for every investor.

  • Private Bank

    A uniquely elevated private banking experience shaped around you.

  • Personal Investing (UK only)

    Invest with J.P. Morgan Personal Investing, a platform for UK-based clients with the human expertise, intuitive app and tools to help you work towards your long-term goals.

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For Employers

  • Workplace Solutions

    Enhance your equity compensation offering with solutions designed to empower your employees and bring your reward strategy to life.

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Who We Serve

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All Insights

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Insights by Topic

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Insights by Type

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About Us

We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.

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Built to support your financing needs

#1

MULTIFAMILY LENDER IN THE U.S.1

You can expect exceptional client service, certainty of execution and streamlined processes when you work with the JPMorgan Chase Agency Lending team.

View of multifamily building looking up

Options to meet your needs

Whether you’re purchasing or refinancing a multifamily property, our team of Agency Lending experts is focused on making the Fannie Mae loan process as easy as possible. We can help with:

  • Affordable housing
  • Market-rate properties

“If we can make financing complex transactions easier for our clients, we do. As a licensed Fannie Mae DUS lender, J.P. Morgan supports its clients with consistent capital, regardless of market conditions.”

John Hofmann

John Hofmann

Head of Agency & Institutional Capital

A wealth of offerings

Apartment building with widows

A wealth of offerings

Financing for multifamily buildings

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Refinancing commercial loans

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Affordable housing financing

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Agency Lending

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Freddie Mac multifamily financing 

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Fannie Mae multifamily FAQs

In most cases, if the Fannie Mae borrower sells the multifamily property before the loan term ends, the property’s buyer may be able to assume the loan.

Fannie Mae loans typically close within 60 days.

Yes. Timing to rate lock can be shorter with a streamlined rate lock but should be discussed upfront with your Agency Lending team.

The LTV may be up to 75% with 1.25% amortization. Most agency loans are less than 70% LTV, but higher leverage may be available for certain property types and situations. 

Related insights

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What Fed policy means for multifamily property investors

Sep 18, 2026

As the Fed fights inflation in a challenging economic environment, here’s how rate increases could impact real estate investors.

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Sankofa ribbon cutting event

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Bringing holistic healthcare to Chicago’s West Side with NMTC

Sep 11, 2026

See how a New Markets Tax Credit equity investment from J.P. Morgan helped meet a need for increased access to quality healthcare services in Chicago’s West Garfield Park.

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Modern apartment buildings with balconies lining a landscaped walkway, illuminated by warm sunlight.

Real Estate

Construction financing takeout options for multifamily

Sep 11, 2026

Fannie Mae and Freddie Mac offer multiple construction loan takeout options for conventional multifamily buildings transitioning to permanent financing.

Read more

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  • Equal Housing Lender

    Products and services are subject to approval and change. Certain restrictions apply.

References

1.

S&P Global Market Intelligence, FDIC, 12/31/21