Commercial Banking

From startups to legacy brands, you're making your mark. We're here to help.

  • Innovation Economy
    Fueling the success of early-stage startups, venture-backed and high-growth companies.
  • Midsize Businesses
    Keep your company growing with custom banking solutions for middle market businesses and specialized industries.
  • Large Corporations
    Innovative banking solutions tailored to corporations and specialized industries.
  • Commercial Real Estate
    Capitalize on opportunities and prepare for challenges throughout the real estate cycle.
  • Community Impact Banking
    When our communities succeed, we all succeed. Local businesses, organizations and community institutions need capital, expertise and connections to thrive.
  • International Banking
    Power your business' global growth and operations at every stage.

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Credit and Financing

Prepare for future growth with customized loan services, succession planning and capital for business equipment.

  • Asset Based Lending
    Enhance your liquidity and gain the flexibility to capitalize on growth opportunities.
  • Equipment Financing
    Maximize working capital with flexible equipment and technology financing.
  • Trade & Working Capital
    Experience our market-leading supply chain finance solutions that help buyers and suppliers meet their working capital, risk mitigation and cash flow objectives.
  • Syndicated Financing
    Leverage customized loan syndication services from a dedicated resource.
  • Commercial Real Estate
    Capitalize on opportunities and prepare for challenges throughout the real estate cycle.
  • Employee Stock Ownership Plans
    Plan for your business’s future—and your employees’ futures too—with objective advice and financing.

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Institutional Investing

Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.

  • Institutional Investors
    Putting your long-tenured investment teams on the line to earn the trust of institutional investors.
  • Markets
    Direct access to market leading liquidity harnessed through world-class research, tools, data and analytics.
  • Prime Services
    Helping hedge funds, asset managers and institutional investors meet the demands of a rapidly evolving market.
  • Global Research
    Leveraging cutting-edge technology and innovative tools to bring clients industry-leading analysis and investment advice.
  • Securities Services Solutions
    Helping institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of changing markets.

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Investment Banking

Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.

  • Center for Carbon Transition
    J.P. Morgan’s center of excellence that provides clients the data and firmwide expertise needed to navigate the challenges of transitioning to a low-carbon future.
  • Corporate Finance Advisory
    Corporate Finance Advisory (“CFA”) is a global, multi-disciplinary solutions team specializing in structured M&A and capital markets. Learn more.
  • Development Finance Institution
    Financing opportunities with anticipated development impact in emerging economies.
  • Sustainable Solutions
    Offering ESG-related advisory and coordinating the firm's EMEA coverage of clients in emerging green economy sectors.
  • Mergers and Acquisitions
    Bespoke M&A solutions on a global scale.
  • Capital Markets
    Holistic coverage across capital markets.

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Payments

Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.

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Private Bank

A uniquely elevated private banking experience shaped around you.

  • Banking
    We have extensive personal and business banking resources that are fine-tuned to your specific needs.
  • Investing
    We deliver tailored investing guidance and access to unique investment opportunities from world-class specialists.
  • Lending
    We take a strategic approach to lending, working with you to craft the right financing solutions matched to your goals.
  • Planning
    No matter where you are in your life, or how complex your needs might be, we’re ready to provide a tailored approach to helping your reach your goals.

Wealth Management

Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.


  • Invest on your own
    Unlimited $0 commission-free online stock, ETF and options trades with access to powerful tools to research, trade and manage your investments.
  • Work with our advisors
    When you work with our advisors, you'll get a personalized financial strategy and investment portfolio built around your unique goals-backed by our industry-leading expertise.
  • Expertise for Substantial Wealth
    Our Wealth Advisors & Wealth Partners leverage their experience and robust firm resources to deliver highly-personalized, comprehensive solutions across Banking, Lending, Investing, and Wealth Planning.

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For Companies and Institutions

  • Commercial Banking

    From startups to legacy brands, you're making your mark. We're here to help.

     

  • Institutional Investing

    Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.

  • Payments

    Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.

  • Credit & Financing

    Prepare for future growth with customized loan services, succession planning and capital for business equipment.

  • Investment Banking

    Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.

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For Individuals

  • Private Bank

    A uniquely elevated private banking experience shaped around you.

  • Wealth Management

    Whether you want to invest on you own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.

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Who We Serve

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All Insights

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Insights by Topic

Explore a variety of insights organized by different topics.

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Insights by Type

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About Us

We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.

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COMMERCIAL REAL ESTATE

Refinancing commercial loans

Hassle-free refinancing with local expertise and streamlined processes

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Refinancing: How it works

Our Commercial Real Estate team prides itself on offering commercial property refinancing solutions to best fit clients’ needs. Talk to a team member to learn more.

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Commercial loan refinancing

Whether you want to lower your monthly payments, change your loan terms, use your commercial property’s equity for renovations or grow your portfolio, JPMorgan Chase can help refinance your next commercial real estate loan.

Comprehensive financing options

We offer commercial property loan refinancing for industrial, mixed-use, multifamily, office and retail properties through fixed- and adjustable-rate loan programs starting at $500,000, with financing available through:

Refinancing requirements

Commercial property refinancing eligibility varies based on the borrower, asset class, investment goals and other variables. Reach out to learn more about requirements.

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“Refinancing can be enormously helpful in increasing cashflow, making you better prepared to grow your portfolio and take advantage of commercial real estate’s cyclical nature.”

Ed Ely

President and Head, Commercial Term Lending

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Refinancing with JPMorgan Chase

Refinance on your terms

We can get deals done. Every commercial property refinance is a chance for our team to deliver a superior customer experience with financing that fits your needs.

Build for the future

We do more than close loans. We build lasting relationships with our clients. By working with JPMorgan Chase, you can draw on resources across the firm, including treasury solutions, research and market experts.

“When refinancing, borrowers can benefit from the firm’s breadth of services. Bank and off-balance sheet financing is available, and our expert team can help you find the best solution for your business.” 

John Hofmann

Head of Agency Production, JPMorgan Chase

Related services

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Related services

Treasury Services

Our experts are dedicated to providing innovative treasury services and payment solutions designed to streamline commercial real estate operations. 

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Trust & Safety Solutions

There’s anticipating risk, then there’s adapting to it. We do both. We help protect clients at every stage of the commerce lifecycle, using our global expertise to build solutions at the forefront of emerging technology and innovation.

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Industry insights

Stay current on the latest commercial real estate news, trends and thought leadership across asset classes, including multifamily, mixed-use and more.

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Related insights

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Blockchain’s role in commercial real estate

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Understand how blockchain works and emerging applications in commercial real estate, including smart contracts and faster payments.

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3 tips for navigating commercial real estate syndications

Apr 23, 2025

Syndicated loans are key to financing large commercial real estate projects, but they can be complex. These tips can help you strengthen your financing strategy.

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3 tips to lower your commercial real estate insurance costs

Apr 23, 2025

Commercial property insurance costs are on the rise—and on track to increase nearly 80% by 2030. Al Brooks, Vice Chair of Commercial Banking at J.P. Morgan, details how to reduce costs.

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