multi apartment buildings

Fannie Mae loans

As a licensed Fannie Mae Delegated Underwriting and Servicing® (DUS) lender, we underwrite, close and service Fannie Mae loans for affordable and market-rate multifamily housing across the U.S. 

Apartment building with outdoor stairs

Freddie Mac Loans

As a Freddie Mac Optigo® lender, we provide loans across the country for multifamily property acquisitions, refinancing or renovations. We can help you find the right Freddie Mac financing to fit your needs.

"Nationwide, we deliver a broad suite of lending and credit solutions through Fannie Mae and Freddie Mac to complement our financing options. As the industry's largest multifamily lender, we consistently deliver these solutions with speed, ease and certainty of execution."

Meet our Agency Lending leaders

With decades of experience in Agency Lending, our team offers Fannie Mae and Freddie Mac financing support to multifamily property owners and investors of all sizes.

Vincent Toye headshot

Vince Toye

Head of Community Development Banking and Agency Lending, JPMorgan Chase

John Hofmann

John Hofmann

Head of Agency Production, JPMorgan Chase


An agency lender is a lender authorized by Government Sponsored Enterprises (GSEs) to originate and service mortgage loans on GSEs’ behalf. JPMorgan Chase is an authorized Fannie Mae and Freddie Mac agency lender.

The biggest difference is that agency loans are guaranteed by a GSE. JPMorgan Chase’s bank loans are backed by the firm’s fortress balance sheet.

Typically, you’ll find out 30 days into the process before receiving final loan approval.

Fannie Mae and Freddie Mac loans typically close within 60 days.

Yes. Timing to rate lock can be shorter with a streamlined rate lock but should be discussed upfront with your Agency Lending Team.

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