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Our efficient process and exceptional client service can help you get the best agency loan for your affordable or market-rate multifamily property. Agency Lending clients also benefit from:

Agency Lending’s Fannie Mae and Freddie Mac conventional multifamily loan options work seamlessly with our Commercial Real Estate products and financing solutions. The breadth of these offerings provides you with flexibility to find the right combination for your unique real estate needs. 

Benefit from working with a multifamily lender that’s focused on building long-term relationships, not just closing loans. Drawing on local market knowledge, our experienced Agency Lending experts can identify and assist with your business needs.  

By working with JPMorgan Chase Agency Lending, you can access a range of end-to-end financial solutions from across the firm—including refinancing existing debt and financing new acquisitions. Our range of resources allows us to help your real estate business thrive throughout the economic cycle.

Who we are

Vincent Toye headshot

Vince Toye

Head of Community Development Banking and Agency Lending, JPMorgan Chase

Josh Seiff

Managing Director of GSE Agency Lending

"Nationwide, we deliver a broad suite of lending and credit solutions through GSE relationships to complement our financing options. As one of the industry's largest multifamily lenders, we consistently deliver these solutions with speed, ease and certainty of execution."


An agency lender is a corporation licensed by Government Sponsored Enterprises (GSEs) to originate and service mortgage loans on GSEs’ behalf. JPMorgan Chase is a licensed Fannie Mae and Freddie Mac agency lender.

The biggest difference is that agency loans are guaranteed by a GSE. JPMorgan Chase’s bank loans are backed by the firm’s fortress balance sheet.  

Typically, you’ll find out 30 days into the process before receiving final loan approval.

Fannie Mae and Freddie Mac loans typically close within 60 days.

Yes. Timing to rate lock can be shorter with a streamlined rate lock but should be discussed upfront with your Agency Lending Team.

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