Permanent lending portfolio held on balance sheet


in Permanent Lending in 2023

Construction of homes

Community Development Banking 

JPMorgan Chase Community Development Banking is proud to support vibrant, diverse neighborhoods like yours with loans, investments and services for low- and moderate-income communities across the country.

Blueprints and ruler


What we do

As an established lender, we can provide financing for affordable housing that fits your needs, including construction-to-permanent loans and fixed-rate permanent loans for stabilized properties. 

Who we serve

We work with a range of national, regional and local real estate developers constructing, rehabilitating, refinancing or acquiring affordable housing properties.

Construction of bridge


A licensed Fannie Mae DUS™ lender

Chase Community Development Banking is a Fannie Mae™ Multifamily Affordable Housing Lender. Our team supports the Fannie Mae™ Delegated Underwriting and Servicing (DUS) program for affordable housing projects and other Fannie Mae™ affordable products.

Read more

Local support on a national scale

Across the country, our local teams are dedicated to helping borrowers secure permanent fixed-rate debt to refinance existing debt, fund capital improvements and pursue investment opportunities via our straightforward process.

Aerial view of apartment buildings

A full-service treasury solution

The Commercial Real Estate Treasury Services team takes a consultative approach to help you maximize today’s opportunities and achieve your long-term goals. With expertise in and comprehensive solutions for affordable housing property managers and Community Development Financial Institutions, the team can also help you optimize your property- and cash-management systems to increase efficiencies. 

Construction worker in tunnel

Gain access to the full depth of the firm

Construction and permanent loan FAQs

A construction loan is a short-term loan, typically with a variable interest rate, that provides proceeds to construct or rehabilitate a multifamily affordable rental housing project. Once construction is completed and the project is stabilized, a developer may seek a permanent loan with a longer term and fixed interest rate.

Our footprint is national. Our primary focus is low-income communities in Chase’s retail footprint.

Yes, in some instances, subject to certain limits regarding commercial income underwriting and leasing requirements. Please contact us through the form below to discuss.

No. However, we do have maximum exposure limits for sponsors/guarantors. 

Related insights

Connect with a banker

By checking the boxes below I consent to JPMorgan Chase using the personal data I have provided to send me:

Opting in for industry insights and invitations is not required to request that we contact you. Learn more about our data practices in our privacy policy.

Equal Housing Logo Credit is subject to approval. Rates and programs are subject to change; certain restrictions apply. Terms and conditions subject to commitment letter. Products and services provided by JPMorgan Chase Bank.

ABOUT THIS MESSAGE: J.P. Morgan, Chase and JPMorgan Chase are marketing names for certain businesses of JPMorgan Chase & Co. and its subsidiaries worldwide. In no event shall J.P. Morgan nor any of its directors, officers, employees or agents be liable for any use of, for any decision made or action taken in reliance upon, or for any inaccuracies or errors in or omissions from, the information herein. © 2023 JPMorgan Chase & Co. All rights reserved.