J.P. Morgan Payments

Welcome to the future of commerce

3 minute read

A new dawn of commerce is upon us

In the current operating environment, with economic growth slowing and interest rates rising, it is more important than ever for businesses to develop alternative revenue streams. That’s not only about meeting your customers wherever they are, but making those engagements as seamless as possible. One way to do this is through frictionless payments options or by embedding helpful financial services directly in the user experience. The goal is to first connect with customers, and then make their journey as intuitive and convenient as it can be.

J.P. Morgan Payments

Meet the startups changing the way we pay

5 minute read

Stephany Kirkpatrick’s Orum is one of a number of new companies disrupting everything from financial access to customer experience

When Stephany Kirkpatrick was growing up in Portland, Oregon, her family wasn’t well off. “My father was an immigrant from Yugoslavia, and we didn’t always have a lot,” says the 41-year-old, who is now based in New York. “We were constantly thinking about how to do more with less. It very much shaped who I am today.” It’s perhaps why she became a Certified Financial Planner—and also why that experience struck such a chord.

J.P. Morgan Payments

What’s next for Asia-Pacific?

5 minute read

Asia-Pacific (APAC) is a region like no other in the world, being home to a multitude of currencies, languages —and regulatory regimes

Macroeconomic volatility and uncertainty, higher cost of funding, and the need to diversify supply chains are particular concerns for businesses operating in the APAC region. But what sets APAC apart is the access to enormous technology talent pools that are adept at resolving problems through the use of artificial intelligence, process automation, and data analysis.

J.P. Morgan Payments

Is ‘Pay By Brainwave’ the future?

5 minute read

Tech companies are working hard to make brain-computer interfaces a reality. They have the potential to upend our world including how we pay—but will BCIs really happen?

Imagine typing on your computer just by thinking. Or ordering something online without having to lift a finger. Thanks to brain-computer interfaces (BCIs), this may one day become possible. In theory, you could be sitting at home and thinking, “I’m hungry for pizza,” and a pop-up message on your smartwatch or smart glasses would present the menu from your favorite takeaway.

WIRED REPORTS

What will it take to make “Digital ID” happen?

3 minute read

If it goes mainstream, it could transform finance. Experts face off on the best approach

Digital transactions have made our lives more convenient, but fintech innovators are keen to solve remaining frictions. Checkout pages on the web often require filling out forms and sharing banking details, for example, and there are opportunities for fraud. That’s where digital ID systems can potentially help.

J.P. Morgan Payments

The New Telehealth Economy

9 minute read

Digitalized healthcare and the ‘Internet of Medical Things’ is here—and it’s going to make access to health systems far more seamless and accessible.

Using tech to improve access to healthcare is nothing new: an 1879 Lancet medical journal discussed the possibility of using phone calls to reduce patient visits to the doctor’s office. By the 1920s, doctors in Australia were deploying radios and text telegraphy, a predecessor of today’s text messaging, to diagnose patients in far-flung areas. What is new is how emerging ideas in telehealth are converging with fintech innovations to change the financial side of healthcare.