J.P. Morgan Host-to-Host has changed Certificate Authorities from Entrust to DigiCert. All new new certificates will now be issued by DigiCert. This will include new DigiCert Root and Intermediate certificates.
Commercial Banking
From startups to legacy brands, you're making your mark. We're here to help.
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Innovation Economy
Fueling the success of early-stage startups, venture-backed and high-growth companies.
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Midsize Businesses
Keep your company growing with custom banking solutions for middle market businesses and specialized industries.
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Large Corporations
Innovative banking solutions tailored to corporations and specialized industries.
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Commercial Real Estate
Capitalize on opportunities and prepare for challenges throughout the real estate cycle.
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Community Impact Banking
When our communities succeed, we all succeed. Local businesses, organizations and community institutions need capital, expertise and connections to thrive.
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International Banking
Power your business' global growth and operations at every stage.
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Credit and Financing
Prepare for future growth with customized loan services, succession planning and capital for business equipment.
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Asset Based Lending
Enhance your liquidity and gain the flexibility to capitalize on growth opportunities.
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Equipment Financing
Maximize working capital with flexible equipment and technology financing.
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Trade & Working Capital
Experience our market-leading supply chain finance solutions that help buyers and suppliers meet their working capital, risk mitigation and cash flow objectives.
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Syndicated Financing
Leverage customized loan syndication services from a dedicated resource.
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Commercial Real Estate
Capitalize on opportunities and prepare for challenges throughout the real estate cycle.
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Employee Stock Ownership Plans
Plan for your business’s future—and your employees’ futures too—with objective advice and financing.
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Institutional Investing
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
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Institutional Investors
Putting your long-tenured investment teams on the line to earn the trust of institutional investors.
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Markets
Direct access to market leading liquidity harnessed through world-class research, tools, data and analytics.
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Prime Services
Helping hedge funds, asset managers and institutional investors meet the demands of a rapidly evolving market.
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Global Research
Leveraging cutting-edge technology and innovative tools to bring clients industry-leading analysis and investment advice.
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Securities Services Solutions
Helping institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of changing markets.
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Investment Banking
Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
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Center for Carbon Transition
J.P. Morgan’s center of excellence that provides clients the data and firmwide expertise needed to navigate the challenges of transitioning to a low-carbon future.
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Corporate Finance Advisory
Corporate Finance Advisory (“CFA”) is a global, multi-disciplinary solutions team specializing in structured M&A and capital markets. Learn more.
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Development Finance Institution
Financing opportunities with anticipated development impact in emerging economies.
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Sustainable Solutions
Offering ESG-related advisory and coordinating the firm's EMEA coverage of clients in emerging green economy sectors.
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Mergers and Acquisitions
Bespoke M&A solutions on a global scale.
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Capital Markets
Holistic coverage across capital markets.
Payments
Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.
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Private Bank
A uniquely elevated private banking experience shaped around you.
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Banking
We have extensive personal and business banking resources that are fine-tuned to your specific needs.
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Investing
We deliver tailored investing guidance and access to unique investment opportunities from world-class specialists.
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Lending
We take a strategic approach to lending, working with you to craft the right financing solutions matched to your goals.
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Planning
No matter where you are in your life, or how complex your needs might be, we’re ready to provide a tailored approach to helping your reach your goals.
Wealth Management
Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
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Invest on your own
Unlimited $0 commission-free online stock, ETF and options trades with access to powerful tools to research, trade and manage your investments.
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Work with our advisors
When you work with our advisors, you'll get a personalized financial strategy and investment portfolio built around your unique goals-backed by our industry-leading expertise.
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Expertise for Substantial Wealth
Our Wealth Advisors & Wealth Partners leverage their experience and robust firm resources to deliver highly-personalized, comprehensive solutions across Banking, Lending, Investing, and Wealth Planning.
For Companies and Institutions
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Commercial Banking
From startups to legacy brands, you're making your mark. We're here to help.
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Institutional Investing
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
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Payments
Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.
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Credit & Financing
Prepare for future growth with customized loan services, succession planning and capital for business equipment.
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Investment Banking
Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
For Individuals
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Private Bank
A uniquely elevated private banking experience shaped around you.
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Wealth Management
Whether you want to invest on you own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
All Insights
Explore a variety of insights.
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Insights by Topic
Explore a variety of insights organized by different topics.
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Insights by Type
Explore a variety of insights organized by different types of content and media.
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About Us
We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.
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- Payments
- Client Resource Center
- J.P. Morgan Host-to-Host Transmission Security
J.P. Morgan Host-to-Host File Transmission
Resources and Events
Updated on July 25, 2025
Overview
J.P. Morgan Host-to-Host is communications & security platform used for file transmission that supports internet connectivity for external clients to send bulk payments or receive reporting files using SFTP, HTTPS, and AS2 protocols.
Upcoming Events
Certificate Authority Change 2025
PGP Key Replacement 3Q2025
Our PGP key will be replaced in 3Q2025. The new key will be available for download from our H2H PGP Support page.
- All keys used with file transmission must expire in 2 years or less. All expiring keys must be renewed with unique and newly created keys and not previously used. There are no exceptions to this policy.
SSH/SSL Key Replacement 4Q2025
Our SSH key and SSL certificate used for SFTP and FTPS protocols will be replaced on December 6, 2025. The new keys will be available for download from our H2H SSH Support and H2H SSL support pages in late November.
- Transport Layer Security version 1.2 (TLSv1.2) is the minimum standard for communication session encryption for the following applications and protocols:
- Applicability Statement 2 (AS2)
- Hypertext Transfer Protocol Secure (HTTPS)
- File Transport Protocol Secure (FTPS) – No longer supported for new setups
- NDM via IBM® Sterling Connect:Direct® with Secure+®
- The Administrative Procedures for Certificates include the following standards:
- All certificates and keys must have a finite validity period of two years or less.
- Beginning in 2Q2025, all certificates and keys used for transport authentication must have a finite validity period of 1 year or less.
- No certificate shall be accepted unless it adheres, at minimum, to the following cryptographic specification:
- Message digest: SHA-256, AES256
- Asymmetric algorithm: RSA, DSS (DSS is not supported for SSH protocols).
- Asymmetric algorithm key length: 2048 bits or more.
- Elliptical curve algorithms are not supported at this time.
- Elliptical curve algorithms are not supported at this time.
- All certificates and keys must have a finite validity period of two years or less.
Certificates, Keys and Ciphers
Find everything you need, from bank security credentials to supports cryptography settings, to ensure your systems are compatible with J.P. Morgan Host-to-Host.
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Partner Key Management
The PKM process is used by clients to submit their production security credentials for renewal.
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Best Practices
Review best practices to help keep file transmissions reliable and secure and ensure the best experience.
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Client Acceptance Testing (CAT)
Test and verify connectivity using our CAT, also known as UAT, environment.
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H2H Resiliency
Configure your system to use DNS and short-lived IP caching.
Data Center Migration
Starting in Q3 2022, file transmission will begin transitioning to our new strategic data centers.
Support
Questions? Contact our support team at 978-805-1200 or HosttoHost.helpdesk@jpmorgan.com. Representatives are available to assist you 24 hours a day, Monday through Friday. Government, municipal and public sector clients should call 844-718-0643.
Please note the support team cannot advise clients on specific actions needed to make the required system changes. Clients should contact the application vendors for this information.
All trademarks, trade names and service marks appearing herein are the property of their respective owners.
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