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As part of our GPS program, we transitioned processing of the Multi-Currency Automated Clearing House (MC-ACH) products to our strategic payments platform. The MC-ACH product supports ACH payments and receipts in the following currencies:
While there’s no change to the core processing, this resulted in the following changes:
Currency | Service Code | Service Code Description |
CZK | 5305 | ACH Receipts — CZ |
HUF | 5306 | ACH Receipts — HU |
Existing BAI | Existing Description | To Be BAI | To Be Description |
195 | Incoming Money Transfer | 142 | ACH Credit |
506 | Book Transfer | 469 | ACH Payment |
195 | Incoming Money Transfer | 266 | Payment Return/Reject |
Reason Code | Description | Advising Code | Type | Description |
AC01 | Incorrect Account Number | R04 | US | INVALID ACCOUNT NUMBER |
AC04 | Closed Account Number | R02 | US | ACCOUNT CLOSED |
AM12 | Invalid Amount | R17 | US | INVALID AMOUNT |
FF01 | Invalid File Format | R17 | US | INVALID FILE FORMAT |
MS03 | Not Specified Reason Agent Generated | R17 | US | NOT SPECIFIED REASON AGENT GENERATED |
RC01 | Bank Identifier Incorrect | R28 | US | BENE BANK ID INCORRECT |
RR04 | Regulatory Reason | R17 | US | FAILED COMPLIANCE TODAY |
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