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Treasury and Payments

Improve your working capital, reduce fraud and minimize the impact of unexpected disruptions with our treasury solutions—from digital portals to integrated payables and receivables—all designed to make your operations smoother and more efficient.

Learn more about our treasury solutions:

Commercial Real Estate

Get the strategic support to be successful throughout market and real estate cycles with insights, hands-on service, comprehensive financial solutions and unrivaled certainty of execution.

Learn more about our commercial real estate solutions:

International Banking

Global opportunities mean global challenges. But real success means understanding the local markets you serve—which is why we bring the business solutions, insights and market perspective you need. 

Learn more about our international banking solutions:

COVID-19 Guide for Your Business

Updates on CARES Act assistance along with resources, analysis, and insights to help your business manage the impact of COVID-19.

PAGE UPDATED OCTOBER 20, 2021

COVID-19 GUIDE FOR YOUR BUSINESS

Your Business is Our Priority

Thank you for trusting us to be your financial institution in good times and in challenging times like these. We're working diligently to help you navigate through economic uncertainty.  Whether diving into the latest research, analyzing fast-moving market trends, or delivering expert-driven thought leadership, you can continue to look to us for support.


We’ll be refreshing this page regularly with updates on our response to COVID-19.  We hope you’ll explore our resources, read the insights, talk to your banker, and remember: we’re here to help.


 

 

LAST UPDATED OCTOBER 20, 2021

Loan Forgiveness for the Paycheck Protection Program

 

We are now accepting Forgiveness requests for 2021 PPP loans. 

  • Forgiveness is not automatic and could take 5 months for JPMorgan Chase and SBA reviews.
  • If your application is incomplete, it will be sent back to you which will delay the process and could affect when you are required to start making payments. 
  • SBA Direct Program: the SBA is launching its own platform for PPP borrowers with loans of $150,000 or less to request Forgiveness. You’ll still request Forgiveness directly from us because we’re continuing with our simple process and are not participating in the new SBA direct program.
  • Continue to check this page for updates and visit SBA.gov/ppp and Treasury.gov for full program details.

 

 

When will I have to start making payments?

  • If you submit a complete Forgiveness request as outlined by the Small Business Administration (SBA) rules before your deferral period ends, repayment of any unforgiven amounts will begin after the SBA remits its forgiveness payment (or decides that you are ineligible for forgiveness).
  • If you submit a complete Forgiveness application after your deferral period ends or you don’t apply for Forgiveness, you will have to start making payments approximately 45 days after your deferral period ends.
  • Clients with loans funded in April 2020 will receive statements beginning in late August 2021 with payments due in September 2021 (those with later funding dates will receive statements in following months and corresponding first payment due dates thereafter.)



 

LAST UPDATED MAY 4, 2021

Paycheck Protection Program

We aren’t accepting new PPP applications because SBA PPP funds have run out.  If your application is in progress, we’ll email you with an update when we know more.

The Small Business Administration (SBA) also directly offers and administers several other programs that may help your business, including Shuttered Venue Operators Grants (SVOG)Restaurant Revitalization Fund (RRF):and COVID-19 Economic Injury Disaster Loans (EIDL). If you are considering multiple SBA funding options, including PPP, make sure you review the SBA’s cross-program summary to understand how participating in one program might affect your eligibility for others.

Note that clients cannot apply for these other programs through JPMorgan Chase.


 

 

LAST UPDATED AUGUST 10, 2021

COVID-19 Emergency Rental Assistance

The Emergency Rental Assistance program appropriates roughly $46.5 billion through the Treasury to states, US Territories, tribes, and large cities (“grantees”) to provide financial assistance and housing stability services to eligible rental households.



 

 

LAST UPDATED DECEMBER 3, 2020

Main Street Lending Program

 



LAST UPDATED APRIL 16, 2020

Coronavirus Aid, Relief & Economic Security Act

The CARES Act was signed into law on March 27, 2020 providing $2.2 trillion in emergency assistance for individuals and businesses affected by COVID-19. 

CARES Act COVID-19 Assistance for Business April 16, 2020

Commitment to Communities

We know that managing the global impact of COVID-19 is about more than helping you manage your balance sheet. We’re also doing our part to help communities recover in the face of uncertainty. That’s why JPMorgan Chase has committed $50 million to address immediate public health and long-term economic challenges from the COVID-19 global pandemic.

Our initial $15 million commitment includes:

$5 million

to provide immediate healthcare, food and other humanitarian reief globally

$2 million

to existing nonprofit partners around the world that are responding to the COVID-19 crisis in their comunities

$8 million

to assist small businesses vulnerable to significant economic hardships inthe U.S., China and Europe

 

Business Resiliency and Fraud Protection Insights

Keep your business running with tips and best practices.

Market and Economic Update Insights

Stay up to date on our latest research and anaylsis.

Get in Touch and Stay Informed

To route you appropriately, if your business has revenues of $20 million or above, please submit contact information in the fields below. For smaller businesses, please visit chase.com/PPP.

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