From startups to legacy brands, you're making your mark. We're here to help.
Key Links
Prepare for future growth with customized loan services, succession planning and capital for business equipment.
Key Links
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
Key Links
Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.
Key Links
A uniquely elevated private banking experience shaped around you.
Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
For Companies and Institutions
From startups to legacy brands, you're making your mark. We're here to help.
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.
Prepare for future growth with customized loan services, succession planning and capital for business equipment.
Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
For Individuals
A uniquely elevated private banking experience shaped around you.
Whether you want to invest on you own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
Explore a variety of insights.
Key Links
Insights by Topic
Explore a variety of insights organized by different topics.
Key Links
Insights by Type
Explore a variety of insights organized by different types of content and media.
Key Links
We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.
Key Links
More than a payment method, wires facilitate the flow of money within the global financial ecosystem. Over 900 trillion in payment values move around the world each year.1 The monetary value of wires demonstrates their importance in moving money, managing liquidity and mitigating systemic risk. Consequently, corporates can benefit from a closer look at how to think about and approach wires as part of your treasury and cash management.
As the largest U.S. dollar clearing bank in the world, we transfer the equivalent of the U.S. real gross domestic product each week.2
Despite their essential role in the global financial system, wires are often overlooked and underappreciated as a treasury services solution. Relative to other payments they are maligned for their cost as a seemingly commoditized payment mechanism which lacks transparency for cross-border transactions. Often, they garner the least thought in a treasurer’s plan for cash management.
In reality, wires are a sophisticated mechanism for transferring trillions in value daily across the globe and they should be front and center in your cash management considerations. Here’s why.
The more wires are viewed as a value-added service, the more they can become integral to strategically managing payments, liquidity and risk. Increasingly, corporate treasurers are realizing efficiency, control and optimization by more closely integrating these areas of cash management.
Wires are often perceived to be a costly payment mechanism. A key component of cost is the use of the correspondent banking network. Payments typically involve a supply chain of banks that move money around the globe to reach the payee’s local account. Intermediary banks may take fees along the way that reduce the principal amount paid. You can manage the cost of wires proactively. Consider using a combination of tools and services that convert cost management into value-for-cost optimization.
Historically, the use of a network of banks across times zones created challenges for end-to-end payments visibility. Today, it’s possible to track and trace wires from the moment the instructions reach your bank until the payment reaches the beneficiary. This direct visibility into real-time status information, FX details and fees enables proactive management of escalations and issues.
Banks typically process payments on a first-in, first-out (FIFO) basis. A bank’s ability to automatically prioritize urgent payments instead of using FIFO allows you to manage your intraday liquidity and payment flows more efficiently.
Choosing the right banking service provider can be critical to the timeliness of wire payments and maximizing your liquidity.
As with other payment methods, wires may be targeted by malicious third parties. To help treasurers strengthen internal controls, banks are expanding the fraud management tools available to corporate clients. J.P. Morgan offers Wire Positive Pay, which adds a layer of security by enabling an authorized individual to review and approve wires through a separate channel prior to initiation.
Learn more |
For more information on our wire capabilities, contact your J.P. Morgan Treasury Services Representative. |
J.P. Morgan is the marketing name for the Treasury Services business of JPMorgan Chase Bank, N.A. and its affiliates worldwide
JPMorgan Chase Bank, N.A. Member FDIC.
The products and services described in this document are offered by JPMorgan Chase Bank, N.A. or its affiliates subject to applicable laws and regulations and service terms. Not all products and services are available in all locations. Eligibility for particular products and services will be determined by JPMorgan Chase Bank, N.A. or its affiliates.
Treasury
Mar 25, 2025
Learn what payment gateways are, how they work and how they serve you and your customers.
Treasury
Enhancing your treasury operations with a modern tech stack
Mar 18, 2025
Discover how a well-structured tech stack can enhance your treasury operations, improve financial management, drive strategic decisions and eliminate the hidden costs of tech debt.
Treasury
Atlas overcomes financing challenges to streamline energy operations
Mar 03, 2025
Here’s how J.P. Morgan Payments helped tackle Atlas’ escrow-DDA dilemma with sustainable finance solutions.
Treasury
Digital payments: A strategic guide to electronic funds transfers
Feb 28, 2025
Compare ACH, wire and real-time payment operations that can help optimize your treasury. Learn more about settlement speeds, costs and capabilities across payment types.
Treasury
The ins and outs of cash forecasting: From daily monitoring to strategic planning
Feb 28, 2025
Discover how strong cash forecasting bridges your company’s daily treasury operations with its long-term financial strategy.
Treasury
Optimize your cash flow: Understanding DSO and AR turnover metrics
Feb 26, 2025
Use days sales outstanding (DSO) and accounts receivable (AR) turnover metrics to evaluate and improve your collection efficiency. Transform insights into faster payment cycles.
Treasury
How Siemens Treasury redefines financial operations through innovation and technology
Feb 25, 2025
J.P. Morgan Payments powers Siemens Treasury’s transformation from a support function to strategic business enabler.
Treasury
Feb 20, 2025
Learn what accounts receivable are and why they are important.
You're now leaving J.P. Morgan
J.P. Morgan’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. J.P. Morgan isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the J.P. Morgan name.