From startups to legacy brands, you're making your mark. We're here to help.
-
Innovation Economy
Fueling the success of early-stage startups, venture-backed and high-growth companies.
-
Midsize Businesses
Keep your company growing with custom banking solutions for middle market businesses and specialized industries.
-
Large Corporations
Innovative banking solutions tailored to corporations and specialized industries.
-
Commercial Real Estate
Capitalize on opportunities and prepare for challenges throughout the real estate cycle.
-
Community Impact Banking
When our communities succeed, we all succeed. Local businesses, organizations and community institutions need capital, expertise and connections to thrive.
-
International Banking
Power your business' global growth and operations at every stage.
Key Links
Prepare for future growth with customized loan services, succession planning and capital for business equipment.
-
Asset Based Lending
Enhance your liquidity and gain the flexibility to capitalize on growth opportunities.
-
Equipment Financing
Maximize working capital with flexible equipment and technology financing.
-
Trade & Working Capital
Experience our market-leading supply chain finance solutions that help buyers and suppliers meet their working capital, risk mitigation and cash flow objectives.
-
Syndicated Financing
Leverage customized loan syndication services from a dedicated resource.
-
Commercial Real Estate
Capitalize on opportunities and prepare for challenges throughout the real estate cycle.
-
Employee Stock Ownership Plans
Plan for your business’s future—and your employees’ futures too—with objective advice and financing.
Key Links
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
-
Institutional Investors
Putting your long-tenured investment teams on the line to earn the trust of institutional investors.
-
Markets
Direct access to market leading liquidity harnessed through world-class research, tools, data and analytics.
-
Prime Services
Helping hedge funds, asset managers and institutional investors meet the demands of a rapidly evolving market.
-
Global Research
Leveraging cutting-edge technology and innovative tools to bring clients industry-leading analysis and investment advice.
-
Securities Services Solutions
Helping institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of changing markets.
Key Links
Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
-
Center for Carbon Transition
J.P. Morgan’s center of excellence that provides clients the data and firmwide expertise needed to navigate the challenges of transitioning to a low-carbon future.
-
Corporate Finance Advisory
Corporate Finance Advisory (“CFA”) is a global, multi-disciplinary solutions team specializing in structured M&A and capital markets. Learn more.
-
Development Finance Institution
Financing opportunities with anticipated development impact in emerging economies.
-
Sustainable Solutions
Offering ESG-related advisory and coordinating the firm's EMEA coverage of clients in emerging green economy sectors.
-
Mergers and Acquisitions
Bespoke M&A solutions on a global scale.
-
Capital Markets
Holistic coverage across capital markets.
Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.
Key Links
A uniquely elevated private banking experience shaped around you.
-
Banking
We have extensive personal and business banking resources that are fine-tuned to your specific needs.
-
Investing
We deliver tailored investing guidance and access to unique investment opportunities from world-class specialists.
-
Lending
We take a strategic approach to lending, working with you to craft the right financing solutions matched to your goals.
-
Planning
No matter where you are in your life, or how complex your needs might be, we’re ready to provide a tailored approach to helping your reach your goals.
Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
-
Invest on your own
Unlimited $0 commission-free online stock, ETF and options trades with access to powerful tools to research, trade and manage your investments.
-
Work with our advisors
When you work with our advisors, you'll get a personalized financial strategy and investment portfolio built around your unique goals-backed by our industry-leading expertise.
-
Expertise for Substantial Wealth
Our Wealth Advisors & Wealth Partners leverage their experience and robust firm resources to deliver highly-personalized, comprehensive solutions across Banking, Lending, Investing, and Wealth Planning.
For Companies and Institutions
-
Commercial Banking
From startups to legacy brands, you're making your mark. We're here to help.
-
Institutional Investing
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
-
Payments
Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.
-
Credit & Financing
Prepare for future growth with customized loan services, succession planning and capital for business equipment.
-
Investment Banking
Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
For Individuals
-
Private Bank
A uniquely elevated private banking experience shaped around you.
-
Wealth Management
Whether you want to invest on you own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
Explore a variety of insights.
Key Links
Insights by Topic
Explore a variety of insights organized by different topics.
Key Links
Insights by Type
Explore a variety of insights organized by different types of content and media.
Key Links
We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.
Key Links
- Insights
- Treasury
- Digital Treasury
- Empowering Siemens Treasury via Blockchain Tech
[MUSIC PLAYING]
Today's modern treasurer is on a mission to transform Treasury management. Meet the award-winning treasurers breaking down silos and serving as agents of change to drive strategic decisions within their organizations.
My name is Peter Rathgeb. My job title is corporate or group treasurer of Siemens group. Siemens is an extremely big company. We are working in about 190 countries of the world. That's more or less every country in the world. We have more than 100 currencies we are trading in, and therefore, we will have to manage that from the Treasury point of view.
Treasury is a tech game. At the end of the day, nothing happens without the support of technology. Therefore, we need to define ourselves as a platform provider using technological platforms to make all that happen. You know, J.P. Morgan provides us with technology that we require.
Siemens collaborated closely with J.P. Morgan to develop payment processes using blockchain and programmable money.
The big advantage is that we can move our liquidity around the world in a 24/7 kind of manner. With this, we could be and can be and will be the integral part of the Siemens value chain. Around one week ago, I was climbing one of my big goals in the Alps, which was extremely tough. Risk provides return in the mountaineering sport and it provides return in your business.
More than a payments partner, it's helping treasurers optimize resources and navigate change to enable better business outcomes.
[MUSIC PLAYING]
Related insights
Treasury
Improve your cash flow with DSO and DPO
Jun 26, 2025
Learn how optimizing Days Sales Outstanding (DSO) and Days Payable Outstanding (DPO) can enhance cash flow and liquidity while strengthening supplier and customer relationships.
Treasury
Automate recurring business payments with standing orders
Jun 23, 2025
Set up scheduled payments for your company’s rent, utilities, supplier invoices and more. Improve cash flow predictability and reduce manual work.
Treasury
Optimize your business banking with DDAs and ECR
Jun 23, 2025
Discover how demand deposit accounts (DDAs) and earnings credit rate (ECR) can enhance your business’s cash management by reducing fees and improving liquidity.
Treasury
Streamline your financial transactions with ACH and EFT
Jun 16, 2025
Learn how ACH and EFT payments can enhance your business’s financial operations by improving efficiency and customer satisfaction.
Treasury
Enhance your business’s financial health with effective cash flow management
Jun 11, 2025
Learn how strategic cash flow management and reporting can improve your business’s liquidity and operational efficiency.
Treasury
5 tips to drive growth through liquidity management
May 14, 2025
Effective liquidity management is crucial for midsize businesses to stay agile and seize growth opportunities. Discover five strategies to optimize your liquidity and drive long-term success.
Treasury
Secure your business with cash vault services
May 12, 2025
Learn how a cash vault can improve security, efficiency and use of funds.
Treasury
6 ways to improve working capital
May 07, 2025
Working capital—and optimization—are critical for midsize businesses. Find practical ways to improve working capital and fuel long-term success.
You're now leaving J.P. Morgan
J.P. Morgan’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. J.P. Morgan isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the J.P. Morgan name.