From startups to legacy brands, you're making your mark. We're here to help.
Key Links
Prepare for future growth with customized loan services, succession planning and capital for business equipment.
Key Links
Institutional Investing
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
Key Links
Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
Key Links
A uniquely elevated private banking experience shaped around you.
Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
Explore a variety of insights.
Key Links
Insights by Topic
Explore a variety of insights organized by different topics.
Key Links
Insights by Type
Explore a variety of insights organized by different types of content and media.
Key Links
We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.
Key Links
Throughout the COVID-19 crisis, we have witnessed significant volatility and dislocations that have roiled cross-border supply chains, financial and commodity markets, and the cost and availability of funding. While governments and central banks have unleashed significant firepower to ease the supply of credit, the operating environment remains fragile and prone to ongoing uncertainty.
These headwinds are of particular concern to companies that fall into sectors that are most impacted by the ongoing dislocations – such as energy, transport and hospitality. Within those and other impacted sectors, companies with high debt-to-earnings ratios that are simultaneously grappling with material revenue pressures will continue to feel the most stress as they seek to stabilize their balance sheets.
Drawing on lessons learned from the global financial crisis, we have seen a strong correlation between proactive working capital strategies and earnings per share (EPS) growth over the cycle, as companies with the most efficient cash conversion cycles registered EPS growth rates 1.5x compared with their peers between 2008 and 2011.
Taken together, this suggests that effective working capital optimization techniques can help ease liquidity and funding pressures in the immediate term. Whenever the recovery begins, companies with optimized working capital management should be better positioned to shift their focus towards growth.
There are likely solutions you have in place today that could help drive incremental working capital improvements. Examples of these include:
You could also start an analysis to prioritize opportunities that can potentially deliver the greatest benefit for your organization, such as:
Helping clients optimize working capital is a key strategic priority for J.P. Morgan. Wherever you are on your digital journey, we stand ready to support you in crafting tailored and efficient solutions.
Be bold. Challenge yourself. Challenge your bank partners.
In these uncertain times, we thank you again for your continued trust in J.P. Morgan. Please contact your J.P. Morgan representative for further information.
Enjoyed this article? Listen to our full webcast replay on this topic with subject experts from across J.P. Morgan discussing real-life examples. Registration is required.
Optimizing Working Capital for Today’s Challenges
Listen to our other webcast replays:
Maintaining Continuity with Treasury Operations in Turbulent Times
How has the triggering of business contingency plans impacted treasury, business and operations as staff shift to back-up or remote locations?
Harnessing the Power of Digital to Manage Uncertainty
What are the strategic challenges triggered by COVID-19 and what are the implications for treasury? Hear real-life case studies about how you can deploy digital capabilities to turn crisis into further opportunity.
Staying Focused on Cybersecurity and Fraud Prevention
What are the immediate risks around cybersecurity and fraud? What are the best practices to safeguard treasury and payments flows?
Registration is required for all webcasts.
Treasury
2024 EPRM Industry Treasury Analysis
Jul 11, 2024
Building a treasury strategy in today’s business environment can be challenging. Enter our 2024 EPRM Industry Treasury Analysis. Informed by 160 of our clients in the industry, these insights can help transform your business for the future.
Treasury
5 tips to drive growth through liquidity management
May 03, 2024
Effective liquidity management is crucial for midsize businesses to stay agile and seize growth opportunities. Discover five strategies to optimize your liquidity and drive long-term success.
Treasury
How you can maximize liquidity in uncertain times
May 03, 2024
As business models evolve to respond to market volatility, having a refined focus on liquidity strategy has become a critical priority.
Treasury
In the Nordics, treasurers take the lead
May 03, 2024
To achieve their goals, Nordic treasurers must react to fast-changing markets while evaluating new business models.
Treasury
Treasury risk management: preparing for the unexpected
Apr 26, 2024
Unexpected events don't have to wreak havoc on your financial operation if you have a strong emergency plan in place.
Treasury
4 steps to secure your treasury operations from cyberattacks
Apr 24, 2024
Recent cyberattacks reinforce the need for strong cybersecurity policies and business resiliency plans, especially treasury operations.
Payments
Madhav Kalyan: How payments can protect the core
Jul 24, 2024
At the recent J.P. Morgan China Payments Innovation Summit, Madhav Kalyan, APAC head of Payments, discussed opportunities in payments, the bank’s continuous investment in innovation and how it is transforming the future of payments and financial services.
Payments
Highlights from the 2024 J.P. Morgan E-Commerce and Fintech Forum
Jun 28, 2024
The J.P. Morgan EMEA E-Commerce and Fintech Forum brought together experts from across the fintech ecosystem to discuss the future of payments and how best to navigate 2024 and beyond.
Payments
Understanding the requirements to apply for a corporate credit card
Jun 27, 2024
Find out if your organization is eligible for a corporate card, then prepare documentation to apply.
Payments
Choosing the right credit card for your startup
Jun 27, 2024
Startups have unique, complex financial needs, and corporate and business cards can be powerful tools that simplify financial operations.
Payments
J.P. Morgan joins the MACH Alliance, advocating for open, best-of-breed technology
Jun 13, 2024
J.P. Morgan is a Supporter member, a category for leading organizations to share unique thought leadership and innovations on the future of enterprise technology.
Payments
Highlights: J.P. Morgan Payments at EBAday 2024
Jun 12, 2024
You want a fast, simple and secure way to send and receive cross-border payments. We can send in 120+ currencies and receive in 40+, across 160+ countries.¹ ² ³
Payments
Studio Science joins the J.P. Morgan Payments System Integrator Program
May 17, 2024
J.P. Morgan Payments is adding Studio Science, a customer experience consultancy, to the program to help joint clients with payments strategy and implementation.
Payments
How to protect your organization from check fraud
May 14, 2024
Check fraud remains an attractive target for fraudsters. Do you know how to prevent it?
You're now leaving J.P. Morgan
J.P. Morgan’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. J.P. Morgan isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the J.P. Morgan name.