Integrated Receivables

Innovative capabilities at every step of the receivables process

J.P. Morgan Integrated Receivables is a proprietary and configurable solution that provides key capabilities at each step of the receivables process and works in conjunction with your internal systems to automate accounts receivable, reduce Days Sales Outstanding (DSO) and improve your working capital.

Integrated Receivables offers four key modules that can be used individually or together as an integrated solution. Each module is aligned to a key step of the accounts receivable (AR) process - from invoice distribution, to collection, through reconciliation and reporting.


Our secure, online portal enables your customers to view their invoices electronically


Digital and electronic payments seamlessly combine with checks from J.P. Morgan lockbox or remote capture solution


Automatically link remittance information to incoming payments and your open accounts receivables


Gain visibility and seamlessly manage exceptions online or through your ERP system


Connect with your customers through a private and branded online portal enabling them to view and pay invoices electronically.

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Key Benefits

Migrate from paper to digital invoices to reduce costs
Improve DSO with online credit card and ACH debits
Choose from flexible branding options for a custom experience


Digital and electronic payments seamlessly combine with paper check processing from a J.P. Morgan lockbox or remote deposit capture solutions.

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Key Benefits

Increase efficiency with 100% scalable vertically-integrated payment processing
Offer flexibility with multiple payment options for your customers


Reconcile collections through automated association of remittance information to incoming payments and your accounts receivable records.

IR - Reconcile

Key Benefits

Achieve a straight through processing (STP) rate of up to 85% or more for paper and electronic reconciliation
Reconcile invoice data automatically against the open accounts receivable file using flexible matching rules
Accelerate cash application, improve DSO and working capital
Reduce manual processes for fewer errors and lower costs


Improve visibility and manage exceptions with flexible and configurable reporting options accessible online or integrated directly with your ERP system.

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Key Benefits

Get easy access to accounts receivable data for forecasting and improved audit controls
Consolidate receivables information into your ERP with a standard and automated process
Manage exceptions online with flexible workflow tools to streamline processes

Related Insights

Achieving the Future of Automated Reconciliation

According to the NACHA Remittance Coalition, approximately 71% of remittance information related to electronic payments travel separately from the payments. As a result, organizations are maintaining multiple – typically costly – processes for handling checks along with other payment types, which include ACH, wires, cards and even digital wallets.

Learn more about Achieving the Future of Automated Reconciliation

Real-Time Payments: Driving disruptive innovation

The world of always-on, contextual commerce includes an emerging need for faster payments. Customers, workers, merchants and suppliers want a quicker way to do business that fits into their 24/7/365 lifestyle. A convergence of these global trends are feeding expectations and are driving a shift towards Real-time Payments.

Learn more about Real-Time Payments: Driving disruptive innovation

Four Ways to Expand the Value of Wire Payments

More than a payment method, wires facilitate the flow of money within the global financial ecosystem. Over 900 trillion in payment values move around the world each year.1 The monetary value of wires demonstrates their importance in moving money, managing liquidity and mitigating systemic risk. Consequently, corporates can benefit from a closer look at how to think about and approach wires as part of your treasury and cash management.

Learn more about Four Ways to Expand the Value of Wire Payments

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