Automate administrative functions, simplify cardholder tasks and streamline account reconciliation.
Commercial Card
Get started
One Card
A single commercial credit card program for all business costs, from travel to everyday expenses, that rewards your business
One Card
Consolidate spending and maximize rewards
J.P. Morgan One Card provides an all-in-one commercial card program to manage your business expenses—from travel to entertainment to everyday charges. Our scalable solution can align to your organization’s evolving needs and help you monetize your spend.
One Card, many benefits
A smarter way to manage expenses
J.P. Morgan One Card is a solution that can simplify your payments across every type of spend, save your team precious time and grow your company’s earning potential.
Simplify program administration
By consolidating data and expense policies into one streamlined program, you can reduce the complexity of expenses for your administrators.
Control purchasing
Maintain one set of spend policies and controls, including, spend limits, cardholder alerts and spend categories.
Earn rebates or rewards
Consolidate expenditures into a single integrated card program to monetize expenses and earn rebates or rewards.
Strengthen program strategy
Turn to our experts to customize your One Card program to evolve with your business goals and scale with your growth.
Choose between rebates or business rewards
One Card with rebates
Receive an annual rebate on all the business expenses through One Card during the year.
One Card with Rewards
Earn reward points on all your business expenses and redeem the points for shopping, travel or cash back.
Configurable card-management platform
Set controls and promote policy adherence across different divisions, locations and departments.
Access standardized and custom reporting to increase transparency into your spend and gain insights on what’s important to your business.
Support where you need it, when you need it
Training for you and your cardholders
We’ll help you take advantage of our platform to save time, reduce administrative costs and gain greater control over your spend.
24/7 program support
Call or email any time to manage card operation needs.
Hear from our clients
Excel in the growing digitized payments environment
Ashton Woods leveraged a leading commercial card solution to facilitate online transactions, support operations and growth, and reap benefits from the card’s cutting-edge rebate program.
Driving commercial card program success
When you begin a One Card program with us, we’ll dive deep into program design, push hard on control measures and sweat the details to help you achieve your goals. Even if you have an existing program, our industry experts can offer a fresh look at your goals and help you deliver stronger results.
Design
Our consultative, tailored approach can help you determine the best setup for your organization’s specific needs.
Build
Our team does the heavy lifting so you don’t have to. We’ll dig into program configuration details, including systems integration and reporting.
Launch
Before the program goes live, benefit from training, communications templates and best practices to share across your company.
Payments
A Payments win-win for a supplier and their buyers
March 22, 2023
Construction company Ricon sought a streamlined way to move from accepting paper checks to electronic payments. Despite a lack of experience with digital payments, the company was able to implement a successful virtual card platform—and reap the benefits of faster payments and improved cash flow.
Read moreFAQs
No, clients must select between rebates or rewards. Your specialist can offer guidance on the benefits of each program to help you decide which program is best for your company.
Redeeming points is simple, intuitive and can be done anytime using the J.P. Morgan Corporate Rewards website.
- Points earned in a monthly billing cycle become available for redemption at the beginning of the next billing cycle.
- You can designate up to five authorized redeemers per central billing account, which can be easily set up in PaymentNet to redeem points as follows;
- Access the rewards redemption website simply by logging into PaymentNet and click on their rewards balance.
- Call the Commercial Card Client Services for assistance with redemptions 24 hours a day, 7 days a week: 800-207-5359.
Use your cards to make business purchases—both travel and purchasing of goods and services. At the end of the contract year, your company receives a rebate based on the total spend on your cards during that contract year.
Yes, you can have a One Card with rebates and a Virtual Card program, and any spend on a Virtual Card will contribute to the year-end spend total that determines rebate amount.
Related solutions
Related solutions
Related insights
Payments
What is PCI compliance?
Mar 25, 2025
Protect your business and customer relationships through strong payment security. Learn how PCI DSS requirements safeguard card data and help prevent fraud while building trust.
Read more
Payments
What are card-issuing APIs?
Mar 20, 2025
Card issuing application programming interfaces (APIs) can help enhance the efficiency, security and overall management of corporate credit card programs.
Read more