Commercial Card

Purchasing Card

Increase controls, automate payables and reduce administrative costs across procurement and accounts payable spend. 

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Purchasing Card
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Purchasing Card

Optimize procurement spend management

Strategically manage your B2B procurement spending with the J.P. Morgan Purchasing Card. 

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Powerful program management tools

We customize the implementation process to ensure the right data goes to your expense management, procurement or enterprise resource planning systems.

Access a wide range of standard and customizable reports to give you visibility into what matters most to your business. 

Set controls and promote policy adherence across your company’s locations, divisions and departments.

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Support where you need it, when you need it

24/7 access to program administrators

Call anytime to manage card operation issues, or access on-demand support online.

Training for you and cardholders

We’ll train your program administrators on the best ways to operate the card program.

Hear from our clients

Driving commercial card program success

When you begin a Purchasing Card program with us, we’ll dive deep into program design, push hard on control measures and sweat the details to help you achieve your goals. Even if you have an existing program, our industry experts can offer a fresh look at your goals and help you deliver stronger results.


Our consultative, tailored approach can help you determine the best setup for your organization’s specific needs.


Our team does the heavy lifting so you don’t have to. We’ll dig into program configuration details, including systems integration and reporting.


Before the program goes live, benefit from training, communications templates and best practices to share across your company.


A Payments win-win for a supplier and their buyers

March 22, 2023

Construction company Ricon sought a streamlined way to move from accepting paper checks to electronic payments. Despite a lack of experience with digital payments, the company was able to implement a successful virtual card platform—and reap the benefits of faster payments and improved cash flow.

Read more


Purchasing card programs can enhance spending control, optimize the payables process and deliver long-term value for organizations. Learn more about the benefits from a purchasing card program.

Rather than paying via check, ACH and wire, you can use a purchasing card and earn a rebate on spend.

Businesses can use rebates for various purposes, including offsetting the costs of digital tools and other operating expenses.  

Purchasing cards are well suited for managing procurement and everyday expenses, including equipment, office supplies and other operational needs. Purchasing cards also help protect against fraud and employee misuse. Learn more about how corporate purchasing cards work

Yes. Companies with a Purchasing Card can add Virtual Card to their program. Any spend on Virtual Card will contribute to the year-end spend total that determines the rebate amount. Employees can also have a physical card to use for in-policy purchases.

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