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Treasury Services

Improve your working capital, reduce fraud and minimize the impact of unexpected disruptions with our treasury solutions—from digital portals to integrated payables and receivables—all designed to make your operations smoother and more efficient.

Learn more about our treasury solutions:

Commercial Real Estate

Get the strategic support to be successful throughout market and real estate cycles with insights, hands-on service, comprehensive financial solutions and unrivaled certainty of execution.

Learn more about our commercial real estate solutions:

International Banking

Global opportunities mean global challenges. But real success means understanding the local markets you serve—which is why we bring the business solutions, insights and market perspective you need. 

Learn more about our international banking solutions:

Commercial Term Lending - New York

New York area real estate owners and investors benefit from competitive and straightforward commercial real estate solutions from local specialists—helping them succeed through the cycle.


As the nation’s leading multifamily lender, we consistently deliver cost-effective financing solutions with speed, ease and certainty of execution.


CFO Magazine’s Commercial Banking Survey awarded us the top spot for Customer Satisfaction1


Our focus is on being the easiest bank to do business with, which is why we’re investing billions in technology to enhance your banking experience.

Streamlining the Commercial Property Financing Experience

Experience an easy  loan process when financing office, mixed use, industrial and retail properties through our fixed and adjustable rate loan programs from $1 million to more than $25 million.


Benefit from Our Multifamily Lending Expertise

Working with the nation’s #1 multifamily lender, you can expect competitive rates, low fees and a reliable process from a local team on your next loan from $500,000 to more than $25 million on a five-unit or larger apartment building.

Find the right term financing solution with the help of our local New York team. If you’re looking to purchase or refinance an apartment building, we offer both fixed- and adjustable-rate loan programs. Work with a team that provides low fees, competitive rates and a streamlined process so you can be successful throughout the cycle.

  • Hybrid: Fixed rate for 3, 5, 7 and 10 years that converts to an adjustable rate (6-month LIBOR or 12-MTA**) for the remaining term
  • ARMs: 6-month LIBOR or 12-MTA term
  • Fixed: 15-year terms on apartment buildings
  • Flexible Prepayment Options: Stepdown and yield maintenance options are available and vary by loan program
  • Fannie Mae® DUS®: Fixed rate for 10, 12 or 15 years with up to a 30-year amortization

Connect with an Expert

Contact us

Find Your New York Client Manager

Robert Caliguri

(516) 683-4903

Tang Fan

(212) 270-8190

Joe Zizzo

(516) 683-4920

Mike Hagmann

(212) 499-6684

Rich Marino

(212) 270-7035

Bashkim Osmani

(212) 270-9280

Israel Flexer

(212) 499-6681

John Ibarra

(212) 622-9772

Noreen Cody

(212) 499-1020

Dan Fine

(212) 201-8461

Nate Yaghoubi

(516) 683-4919

TR McClelland

(516) 683-4916

Andrew Essick

(212) 270-4775

Al Koch

(516) 683-4917

Karen Eschmann-Hunt

(516) 683-4927

Nick Wang

(212) 622-0097

John Stroligo

(212) 622-1092

David Lewis

(212) 622-8821

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Questions or inquiries about your Commercial Term Lending loan? Please email gm.ctl.customer.care@chase.com or contact your client manager.

1CFO Magazine’s 2017 Commercial Banking Survey awarded us the #1 spot in perceived satisfaction

1 This promotion is limited to qualified purchase or refinance transactions on a stabilized 5 or more unit apartment building over $1MM or $1MM - $15MM on a stabilized office, industrial, retail, or mixed use property. The subject property must be located in the Washington DC Metropolitan area, Boston Metropolitan area, or New York Metropolitan area to qualify. Submit a complete application by December 31, 2019 and Chase will not charge appraisal, UCC Filing, lender legal or processing fee. No lender legal fees applies only to standard loan transactions. No filing fees applies to Uniform Commercial Code filing fees up to $75.00 per loan (and excludes mortgage and related county recording fees and mortgage recording taxes). Special endorsement costs may apply. Cannot be combined with other offers or promotions. Terms and conditions of this promotion are subject to change. Credit is subject to approval. Rates and programs are subject to change; certain restrictions apply. Products and services provided by JPMorgan Chase Bank, N.A. Member FDIC. #1 claim based on 2018 FDIC data. Member FDIC. ©2019 JPMorgan Chase & Co. All rights reserved.

*subject to underwriting criteria and property type

**not available on 10-year hybrid loan programs .