We no longer support this browser. Using a supported browser will provide a better experience.

Please update your browser.

Close browser message

Treasury and Payments

Improve your working capital, reduce fraud and minimize the impact of unexpected disruptions with our treasury solutions—from digital portals to integrated payables and receivables—all designed to make your operations smoother and more efficient.

Learn more about our treasury solutions:

Commercial Real Estate

Get the strategic support to be successful throughout market and real estate cycles with insights, hands-on service, comprehensive financial solutions and unrivaled certainty of execution.

Learn more about our commercial real estate solutions:

International Banking

Global opportunities mean global challenges. But real success means understanding the local markets you serve—which is why we bring the business solutions, insights and market perspective you need. 

Learn more about our international banking solutions:


Reducing friction in integrated delivery networks

IDNs can improve patient experiences and simplify office operations by integrating systems and data on a common platform.

Integrated delivery networks (IDNs) can provide efficient, quality healthcare in communities across the United States. But many IDNs rely on fragmented systems that, without the proper tools and strategy to streamline resources, hinder financial goals and clinical outcomes.

The result can be a patient experience that’s disjointed and inconsistent, and a staff experience heavy on paperwork, bureaucratic in design and confusing to navigate.

Leaders at IDNs can reduce the friction within their systems using a handful of tactics.


Less hassle for patients

Seamless digital payments—through a platform like J.P. Morgan’s InstaMed—can capture member and patient payments, as well as help make EOBs and bills easier to send, simpler to understand and faster to collect.

IDN members and patients benefit from a streamlined experience with flexible payment options, which in turn improves the IDN’s ability to collect revenue. To enhance member and patient touchpoints, IDNs can offer branded mobile apps, digital wallets, bill-pay tools and text or email reminders that work seamlessly with each other to put all options in one location.


A simplified back office

When smaller practices and institutions merge with health systems, everyday functions often involve several different vendors—one for statements, one for payments, one for lockbox, etc. Navigating those vendors is a strain on time, resources and expenses. Integrating services under fewer vendors can streamline those different functions and make it easier for staff to complete work quickly and accurately.

In a hybrid environment, it’s critical to eliminate paper-based manual tasks so workflows can move forward regardless of where the staff is located. IDNs thrive when they:

  • Improve the connectivity across all moving parts
  • Select vendors that maximize system and platform integration
  • Us APIs to cut down on implementation time


Greater security, better habits

As IDNs modernize and simplify their operations, they must be mindful of compliance, risk and controls.

A simplified payments program cuts down on the number of people, programs and vendors that interact with patient data, allowing systems to reduce Payment Card Industry Data Security Standards (PCI-DSS) scopes. By consolidating vendors, IDNs reduce the risks of supply chain disruptions and other security concerns.

With all the data and cash flowing in the day-to-day operations of healthcare, it’s important the processes are as frictionless as possible while remaining secure. That’s essential to making sure the patients’ and providers’ experiences are positive, and it also makes organizations more resilient.

Kerry Jessani, Head of Healthcare, Higher Education and Nonprofit, Middle Market Banking and Specialized Industries, J.P. Morgan Commercial Banking

How we can help

Our healthcare banking team takes a consultative approach with clients, helping them improve workflows to maximize their return on investment while improving the patient experience.

J.P. Morgan’s deep experience in healthcare can help IDNs minimize operating costs and make the most of their revenue. Reach out to learn how we can help make your health system more efficient and effective.

© 2022 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. Visit jpmorgan.com/cb-disclaimer for disclosures and disclaimers related to this content

Digital Solutions Healthcare Payments Technology

Get in Touch and Stay Informed