From startups to legacy brands, you're making your mark. We're here to help.
Key Links
Prepare for future growth with customized loan services, succession planning and capital for business equipment.
Key Links
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
Key Links
Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.
Key Links
A uniquely elevated private banking experience shaped around you.
Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
Explore a variety of insights.
Key Links
Insights by Topic
Explore a variety of insights organized by different topics.
Key Links
Insights by Type
Explore a variety of insights organized by different types of content and media.
Key Links
We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.
Key Links
By Alfred R. Brooks
Vice Chair of Commercial Banking
By Alfred R. Brooks
E-commerce is no longer a trend; it’s business as usual.
Just as multifamily and office building tenants expect to pay rent online, they also view large mailrooms and storage lockers for package deliveries as a given.
While e-commerce has created lasting changes across all asset classes, it has had an outsized impact on industrial and retail properties. The two asset classes are closely tied, with successful businesses combining seamless online shopping and quick delivery with physical locations that stand out.
“It’s not about physical versus online anymore: The real winners will be the ones who can optimize channel control, dominating the market and delighting their customers in both physical outlets and online options.”
—Victor Calanog, Global Head of Research and Strategy, Real Estate Private Markets Manulife Investment Management
Industrial properties are thriving and continue to evolve based on consumer demand. The desire for same-day delivery and the need to get products into consumers’ hands sooner helps drive innovation, from investments in last-mile distribution complexes to drones.
“There is a natural limit given physical congestion concerns—unless we build much wider and better highways,” said Victor Calanog, Global Head of Research and Strategy, Real Estate Private Markets Manulife Investment Management. “The game is about dominating both physical and online channels. That’s why Amazon bought Whole Foods. Whole Foods and competitors such as Walmart and Target have that physical distribution complex that a pure online seller simply does not.”
Many retailers exist only online and don’t have plans to create a physical presence. Other businesses that began as brick-and-mortar stores have made the shift to online-only operations in recent years.
Then there’s a third group of brands. Most of them got their start online and are now adding physical stores, usually in select locations. Their stores aim to deliver a unique, in-person experience. For example:
JPMorgan Chase Bank, N.A. Member FDIC. Visit jpmorgan.com/commercial-banking/legal-disclaimer for disclosures and disclaimers related to this content.
Real Estate
4 tips for using agency debt amid interest rate uncertainty
Sep 02, 2025
When predicting interest rates’ path is challenging, agency loans offer flexibility. Find out how multifamily investors can use agency loans in the current rate environment.
Real Estate
7 ways to reduce multifamily operational costs
Aug 29, 2025
Owners and operators can help ensure properties run smoothly by making energy-efficient upgrades, optimizing outside relationships, and implementing treasury and payments tools.
Real Estate
The future of modular affordable housing
Aug 28, 2025
Modular construction can shorten project timelines and reduce costs, making it a promising tool to tackle the affordable housing crisis.
Real Estate
Multifamily business succession planning
Aug 27, 2025
As you begin the process, consider the skills your successors will need and how to ensure a smooth transition.
4:59 - Real Estate
Farmers market anchors fast-growing Alabama community
Aug 21, 2025
Find out how Foley, Alabama built a thriving farmers market, creating opportunities for entrepreneurs and expanding access to fresh produce and seafood.
Real Estate
2025 multifamily market update for real estate investors
Aug 21, 2025
Take a closer look at what multifamily investors in cities across the country can expect in the months ahead.
Real Estate
How property technology is changing commercial real estate
Jul 31, 2025
Technology is reshaping property development, marketing and management.
4:33 - Real Estate
If these walls could talk: Phoenix
Jul 23, 2025
We’ve invested more than $120 million in Phoenix affordable housing and community services. Discover Community Development Banking’s local impact.
You're now leaving J.P. Morgan
J.P. Morgan’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. J.P. Morgan isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the J.P. Morgan name.