We no longer support this browser. Using a supported browser will provide a better experience.

Please update your browser.

Close browser message

As a global leader, we deliver strategic advice and solutions, including capital raising, risk management, and trade finance services to corporations, institutions and governments.

Learn more about our solutions:


Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.

Learn more about our solutions:


We are a leader in investment management, dedicating to creating a strategic advantage for institutions by connecting clients with J.P. Morgan investment professionals globally.

Learn more about our solutions:


Our financial advisors create solutions addressing strategic investment approaches, professional portfolio management and a broad range of wealth management services.

Learn more about our solutions:


Leverages cutting-edge technologies and innovative tools to bring clients industry-leading analysis and investment advice.

Learn more:


The latest news and announcements.

Learn more:


For company information and brand assets for editorial use.

Learn more:


The latest news and announcements.

Learn more:


In a fast-moving and increasingly complex global economy, our success depends on how faithfully we adhere to our core principles: delivering exceptional client service; acting with integrity and responsibility; and supporting the growth of our employees.

Learn more:


J.P. Morgan is a global leader in financial services, offering solutions to the world's most important corporations, governments and institutions in more than 100 countries. As announced in early 2018, JPMorgan Chase will deploy $1.75 billion in philanthropic capital around the world by 2023. We also lead volunteer service activities for employees in local communities by utilizing our many resources, including those that stem from access to capital, economies of scale, global reach and expertise.

Learn more:


With over 50,000 technologists across 21 Global Technology Centers, globally, we design, build and deploy technology that enable solutions that are transforming the financial services industry and beyond.

Learn more:


Technology Banner

For general inquiries regarding JPMorgan Chase & Co. or other lines of business, please call +1 212 270 6000.

Learn more:


For general inquiries regarding JPMorgan Chase & Co. or other lines of business, please call +1 212 270 6000.

Learn more:


Treasury and Payments

Four trends to watch in Latin America

Discover how a resurgent economy has reshaped consumer behavior and built value

It’s no secret — e-commerce has soared during the COVID-19 pandemic. But in few places has the surge so strongly impacted an economy as in Latin America. There, millions of people have taken to the internet for the first time. The result: Four trends your business can capitalize on now.

Enter a world of opportunity

An exciting Latin America has emerged from the global pandemic, reshaping consumer behavior forever. With millions of people shopping and banking online for the first time, the marketplace is similar to Southeast Asia during the previous decade, when expanding access to connectivity helped create one billion-dollar company after another.

Explore the four trends that reveal the region’s vitality in our e-book, Building Value in Latin America.

Latin America had to adapt during the pandemic. You couldn’t pay with cash, so companies had to reinvent themselves and provide new ways of collection. People switched from cash to digital wallets. This adaptability represents huge untapped opportunities for the market—like blockchain and digital currencies.

Ignacio Munoz De Cote, Head of Latin American Solutions, J.P. Morgan Payments


The digital trends to track


Technology indicators and smartphone adoption

Regional infrastructure continues to evolve rapidly in Latin America. Those who never had landlines now have smartphones with internet connectivity. Choosing markets with high smartphone penetration may be a winning strategy for your business.

E-commerce expansion

Latin America is now the second fastest growing market for e-commerce after Southeast Asia, with multinationals entering the region. Yet there are ample opportunities for those who understand local needs and customs, and those who can merge the brick-and-mortar world with online purchasing.

Venture capital investment

Venture capital investment can help drive and solidify a regional digital agenda and launch new success stories. As connectivity infrastructure comes online across Latin America, startups have more opportunity to flourish. In fact, startups raised more than $9 billion in the first six months of 2021. Coordinating across different markets remains challenging, however, due to different currency controls, politics and cultures.

Internet of things

The smart-home industry is starting to gain momentum in Latin America. Smart security and energy devices are still in early stages of adoption. While the trends are important, no company has yet emerged with a breakout connected device.



Multinationals generally enter through Brazil and Mexico and then expand across the region. Sometimes, they choose a smaller country to limit initial investment. Once they prove the model, they can expand to the bigger markets.

Renata Vilanova Lobo, Head of Global Clearing, J.P. Morgan Payments


Why choose J.P. Morgan Payments?


Innovation is core to how we do business

With 50,000+ dedicated technologists and more than $12 billion in innovation investments globally, we deliver industry-leading1 connectivity solutions and Greenwich award-winning1 product capabilities, security and customer service — all of which can help meet your needs in Latin America and beyond both today and tomorrow.


Capabilities designed for ease of use

From digital onboarding and implementation to intelligent services, we move quickly to deliver customized solutions when and where you need them — all with the backing of knowledgeable, global service teams.


Solutions for you, your partners and customers

Pulling from best practices and deep experience in Latin America and around the world, we build digital solutions across the entire payments ecosystem that can help clients securely make and receive payments.


Solutions offered on a single unified global platform

No matter where you do business, our core platforms help you have a unified experience that provides your business with global capabilities and locally relevant digital solutions.



J.P. Morgan roots in Latin America

To learn more, please contact your J.P. Morgan representative today



Related insights

Not all products and services are available in all geographic areas. Eligibility for particular products and services is subject to final determination by JPMC and or its affiliates. This material does not constitute a commitment by any JPMC entity to extend or arrange credit or to provide any other products or services and JPMC reserves the right to withdraw at any time. All services are subject to applicable laws, regulations, and applicable approvals and notifications.

The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such.

JPMorgan Chase Bank, N.A. Member FDIC

JPMorgan Chase Bank, N.A., organized under the laws of U.S.A. with limited liability.

© 2022 JPMorgan Chase & Co. All Rights Reserved

E-commerce Digital Payments