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Treasury and Payments

Discover What’s Driving Treasury’s Digital Transformation

J.P. Morgan’s Lia Cao and Karen Webster, CEO of PYMNTS.com discussed how digital technology is transforming corporate treasury departments – including treasurers’ strategic priorities. This is the second in a podcast series on “Digital Transformation of Treasury.” This podcast was originally published on PYMNTS.com.


View Transcript (updates content above)

Highlights

  • Corporate treasury departments are in the midst of a digital transformation, which has elevated the treasurer’s role to become more of a forward-thinking, strategic business partner. Treasurers are looking to digital solutions to improve profitability, reduce fees and manage rising demands – all with fewer resources.
  • Top themes emerging from a corporate treasurer’s digital to-do list include: reducing repetition and error with automation; improving efficiency and delivering value-added services through enhanced digital channels — whether online, mobile or host-to-host; and making international payments as easily as domestic.
  • Faced with a multitude of digital solutions, corporate treasurers are looking to bank-fintech collaborations, which provide the best of both worlds to develop more secure, targeted, niche solutions on a global scale.
  • J.P. Morgan partners with businesses to help vet strategic initiatives along their digital journey—whether it’s adopting new business or payment models, or other areas of uncharted territory.
Lia Cao

LIA CAO, MANAGING DIRECTOR, HEAD OF WHOLESALE PAYMENTS SOLUTIONS

Lia Cao is a Managing Director and the Head of Wholesale Payments Solutions within the firm's Wholesale Payments business. Lia and her team design and scale uniquely integrated solutions that meet complex client needs, incorporating all aspects of the firm's holistic payments offering: Global Payments, FX, Merchant Acquiring, Commercial Card, Trade and Digital Retail Banking. Lia partners closely with product and sales organizations, and is responsible for the overall global solutions strategy to maximize commercialization of the firm's capabilities with some of its largest and most strategic global clients.

Previously, Lia was the Head of Business Transformation for Treasury Services. Lia joined J.P. Morgan in 2011 in the Corporate Strategy Group and was responsible for leading many cross-line of business projects. Prior to joining J.P. Morgan, Lia worked as an Associate Principal in McKinsey & Company, a leading global management consulting firm. She spent more than five years at McKinsey, serving a wide range of banking and capital markets clients.

This material was prepared exclusively for the benefit and internal use of the JPMorgan client to whom it is directly addressed (including such client’s subsidiaries, the “Company”) in order to assist the Company in evaluating a possible transaction(s) and does not carry any right of disclosure to any other party.  In preparing this presentation, we have relied upon and assumed, without independent verification, the accuracy and completeness of all information available from public sources or which was provided to us by or on behalf of the Company or which was otherwise reviewed by us.  This material is for discussion purposes only and is incomplete without reference to the other briefings provided by JPMorgan.  Neither this material nor any of its contents may be disclosed or used for any other purpose without the prior written consent of JPMorgan.

J.P. Morgan, JPMorgan, JPMorgan Chase and Chase are marketing names for certain businesses of JPMorgan Chase & Co. and its subsidiaries worldwide (collectively, “JPMC”). Products or services may be marketed and/or provided by commercial banks such as JPMorgan Chase Bank, N.A., securities or other non-banking affiliates or other JPMC entities.  JPMC contact persons may be employees or officers of any of the foregoing entities and the terms  “J.P. Morgan”, “JPMorgan”,  “JPMorgan Chase” and “Chase”  if and as used herein include as applicable all such employees or officers and/or entities irrespective of marketing name(s) used.  Nothing in this material is a solicitation by JPMC of any product or service which would be unlawful under applicable laws or regulations.

Investments or strategies discussed herein may not be suitable for all investors. Neither JPMorgan nor any of its directors, officers, employees or agents shall incur in any responsibility or liability whatsoever to the Company or any other party with respect to the contents of any matters referred herein, or discussed as a result of, this material. This material is not intended to provide, and should not be relied on for, accounting, legal or tax advice or investment recommendations.  Please consult your own tax, legal, accounting or investment advisor concerning such matters.

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