Forecasting Payments - 2023 Landscape & Beyond

For Companies and Institutions

Commercial Banking
We provide credit, financing, treasury and payment solutions to help your business succeed. We also offer best-in-class commercial real estate services for investors and developers.
Global Corporate Banking
We help clients achieve their long-term strategic goals through financing, liquidity, payments, risk management and investment banking solutions.
Investment Banking
Providing investment banking solutions, including M&A, capital raising and risk management, for a broad range of corporations, institutions and governments.
Institutional Investing
We support the entire investment cycle with market-leading research, asset management, analytics, execution, and investor services.
Payments
Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.

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For Individuals

Wealth Management
With J.P. Morgan Wealth Management, you can invest on your own or work with an advisor to design a personalized investment strategy. We have opportunities for every investor.
Private Bank
A uniquely elevated private banking experience shaped around you.

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About Us

We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.

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Payments
Forecasting Payments - 2023 Landscape & Beyond

PRE PANDEMIC

Growth and optimization

Cost and efficiency

DURING PANDEMIC

Survival, sustainability and success

Resiliency and quick pivots

PRESENT DAY 2023

Fortified and focused

Protecting the core

See below for our five biggest takeaways in 2023

Protecting the core

Businesses must optimize core treasury management functions. They cannot afford to leave any money on the table amid economic uncertainty and rising interest rates.

Treasury as an influencer

The treasurer’s role continues to expand with increased payments expertise, treasury modernization, digitization and data access. They must use this knowledge to advocate for necessary improvements if organizations want to offer new payments innovations.

Innovation through ecosystems

Organizations must prepare for massive opportunities to attract new business through creating ecosystems and expanding them across industries. Businesses will be most effective if they use financial services to elevate their ecosystems.

ESG: From promise to impact

Organizations must make good on their commitments to ESG. They can do this with payments through integrating sustainability within supply chains, capital allocation and payments strategy.

Certain uncertainty

The current economic environment creates uncertainty that can spur opportunities for innovation. Businesses can use analytics and insights to identify the biggest improvements and opportunities.

TREASURY AND PAYMENTS

Future of shopping

Digital innovations have changed the way that consumers shop. Businesses are already responding by elevating customer experiences through adding new players to the mix.

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