J.P. Morgan adoption schedule of ISO 20022 messaging

Financial institutions are navigating through the coexistence period for ISO 20022 en route to full industry migration in November 2025. To ensure this process goes as smoothly as possible, J.P. Morgan has released its schedule of when it will be able to receive and send specific messaging types. These dates only apply to Swift users using Swift FINPlus, not for electronic channels.

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5 ways ISO 20022 could rewrite the future of payments

What does payments look like post-ISO 20022? J.P. Morgan’s Ciarán Byrne and Accenture’s Sulabh Agarwal look at what ISO 20022’s looming implementation could unlock for payments players.

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ISO 20022 Guide—Getting ready for launch

As more financial institutions are adopting the new messaging standard, learn how your business can prepare for the ISO 20022 migration, and find answers to some of the most common questions.

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ISO 20022—El lenguaje universal para el futuro de pagos

A menos de 6 meses del comienzo de la migración a mensajes ISO 20022 en pagos transfronterizos, en este documento comentamos los beneficios de la adopción que traerá este cambio en la industria financiera.

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ISO 20022 migration: Delivering faster payments automation

A complex payments industry relies on a common language to keep dialogue open, and ISO 20022 is set to become that universal language. Here we explore the key considerations for financial institutions when migrating to ISO 20022.

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The next decade of payments promises to be even more transformational than the last.

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Four steps to mastering the new ISO 20022 standard for cross-border payments

The countdown is on. With less than a year before cross-border payments transition to the ISO 20022 international standard, we take a look at what you need to do to ensure you’re ahead of the changes.

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ISO 20022: Transformation on the horizon

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J.P. Morgan—Benefits of the ISO 20022 migration

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J.P. Morgan—Benefits of the ISO 20022 migration (Spanish version)

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ISO 20022 enables the cross-border payments industry to implement and maintain a messaging standard across both SWIFT and market infrastructures in a coordinated and harmonized way. Through global adoption, ISO 20022 will address friction points, which is crucial to overcoming the challenges faced by an industry inundated with globally fragmented practices.

ISO 20022 is critical for banks because it has the capability of removing some of the biggest challenges in cross-border payments. It captures richer, better structured data and messages, which can prevent false positives in sanction screenings, reduce delays and significantly improve the payment process.

A global adoption of ISO 20022 will increase efficiency of cross-border payments, enhance client processes through better data integration, improve automation for better sanctions screening and AML monitoring, reduce friction to prevent causes of delay, and unlock new opportunities in transaction banking.

At J.P. Morgan, the ISO 20022 readiness strategy includes transparency across the entire organization. Our governance structure, close collaboration with industry experts, and global accountability on how we collectively think about this has shaped our implementation strategy. We recognize that collaboration between clients, partners, and peers is imperative to success.

Connect with your J.P. Morgan representative to find the right solution for your business.

Client Readiness Resource Center

Review the latest client communications and need-to-know information about ISO 20022 migration. 


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