Evolving business models – The future is now

Independent of industry, companies are expanding along their value chain and look to attract new or optimize flow of funds

• Traditional corporates moving into ecommerce
• Marketplaces expanding into superapps and platforms
• Payment service providers and fintechs becoming more bank-like
• Online platforms turning into real-world economies

What does this mean for corporate treasurers?

• Decentalization?! Same day value required for increased currencies and locations
• More accounts?! Safeguarding and licensing requirements
• Cash buffers?! Availability and speed of settlement require pre-funding or just-in-time
• Increased risk?! Increased counterparties and assets

Corporate treasury at the core of the payment lifecycle

Payment lifecycle:

Collect, Manage, Pay-out

Accounts that do more: Mobilize cash efficiently and apply cash more quickly with an optimal physical  and virtual account structure

Embedded treasury: Unlock value by integrating treasury directly into commercial flows via a new age liquidity and blockchain technologies

Settlement optimization: Power frictionless payments through automated funding and cross-currency solutions

With proven experience across the various digital business models, we are rightly positioned to support you in your journey.

• Access your liquidity across banks, assets and currencies – Programmable, real-time and 24x7 access to cash
• Optimize risk management across counterparties and assets – Rule-based risk management and investments

The J.P. Morgan Universe:

Group liquidity optimization:

• Immediate treasury, Risk management

Direct to consumer:

• Internal marketplace, external ecosystem

Interco services, marketplace and settlement – Provide solutions in an expansively automated world

Real time 24x7 ecosystem and marketplace for goods and services – Leverage consumer relationships and grow (e)commerce at scale