Public Sector

For decades, J.P. Morgan has partnered with government financial professionals across the country, solving complex treasury challenges. We are proud to serve federal government agencies, government-sponsored enterprises (GSE’s) and multi-lateral organizations alike in fulfilling their responsibilities to their constituents.

We understand the pressure agencies face balancing commitment to achieving their mission while providing transparency as required by their communities and delivering greater efficiencies without compromising payment integrity. Meeting these goals is made even more challenging in an environment that continues to demand greater transaction security.

J.P. Morgan has earned a reputation as an industry leader, bringing cutting-edge treasury solutions to Fortune 100 corporations. The same proven success we’ve brought to the private sector has benefited nonprofit organizations and governments at the federal, state and local levels. Trust, experience and stability – core to who we are as an organization – are the attributes of banking partners who understand the government and can translate their knowledge into innovative solutions.

We invite you to learn more about J.P. Morgan as a Treasury Services provider, uniquely qualified to support your agency’s mission and commitment to your customers.

Our Solutions

At J.P. Morgan, we approach each agency’s unique financial challenges with disciplined planning, risk management and state-of-the-art technology. Our public sector clients enjoy full access to our industry-leading solutions from across the firm.

We deliver solutions that can:

Help you increase efficiencies and proactively migrate from paper to “green” electronic payments

Allow you to adapt to shrinking budgets while fulfilling your critical mission

Monitor, manage and deploy your cash with increased visibility

Reduce the risks of payment errors and exceptions

Disbursing Payments to Individuals

Our electronic disbursement solutions speed up payments to consumers, including:

  • Employee benefits
  • Insurance claims
  • Income tax refunds
  • Grants
  • Student loans
  • Jury duty
  • Research
  • Subsidies
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Making Payments to Businesses

Our payables services enable agencies to pay suppliers and businesses in more than 135 currencies via ACH (Automated Clearing House); wire; check; and other forms of payment and channels, such as mobile. We can help you manage foreign exchange (FX) and vendor invoicing. Our solutions assist you in making payments that include:

  • Goods and services
  • Travel
  • Subsidies refunds
  • Business loans
  • Grants
  • Contracts
  • Purchase orders

Receiving Payments from Businesses and Individuals

Our lockbox, check processing, depository services and online payments portal simplify government collections of all types, including:

  • Tax payments
  • Court fees
  • Fines
  • Transit fees
  • Service fees
  • Access fees
  • Reimbursements
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Managing Payments and Cash Concentration

Our growing suite of solutions tackles your liquidity challenges to help optimize cash flow, lower risk and automate processes.


Related Insights

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The Cyber Threat to the Public Sector

Learn about the unique security challenges facing federal, state and local organizations—and the steps every level of government can take to help prevent cyberattacks.

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How Governments Can Drive Adoption of Electronic Payments

Convenience and constituent satisfaction are just two of the reasons why government institutions should consider moving to a fully integrated and automated e-payment application. Learn about the considerations to weigh when implementing e-payment.

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Not all products and services are available in all geographic areas. Eligibility for particular products and services is subject to final determination by JPMC and or its aliates/subsidiaries. This presentation does not constitute a commitment by any JPMC entity to extend or arrange credit or to provide any other products or services and JPMorgan reserves the right to withdraw at any time. All services are subject to applicable laws, regulations, and applicable approvals and notifications.

Notwithstanding anything to the contrary, the statements in this presentation are not intended to be legally binding. Any products, services, terms or other matters described herein (other than in respect of confidentiality) are subject to the terms of separate legally binding documentation and/or are subject to change without notice.

This material was prepared exclusively for the benefit and internal use of the JPMC client(s) in order to assist client(s) in evaluating a possible transaction and does not carry any right of disclosure to any other party, without the prior written consent of JPMC. This material is for discussion purposes only and is incomplete without incorporation of other information provided by JPMorgan. The statements herein are not intended to be legally binding and are subject to applicable laws, regulations and service terms. The material is not intended to be a solicitation by JPMC of any product or service. Investments or strategies discussed herein may not be suitable for all clients. This material is not intended to provide
recommendations. Please consult your own advisors concerning accounting, legal, financial, tax or other matters. Not all products and services are available in all geographic areas. Eligibility is subject to final determination by JPMC.

The information may describe or refer to products, services and features that have not been fully developed or are not generally available (“Pre-Launch Products”). We do not guarantee that we will proceed with development or that Pre-Launch Products will become available. We may change features, capabilities and other aspects of Pre-Launch Products without notice.

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