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How can purchasing cards help your organization?
Purchasing cards—also known as P-cards or procurement cards—are a type of charge card that can be used to simplify ordinary purchases. Typically, businesses or government entities will issue P-cards to employees, who then follow pre-established guidelines for charging goods and services.
The main benefit of a commercial purchasing card is that it can help reduce time and costs related to the approvals process—like filling out a complicated requisition form just to buy new office supplies. Alternatively, procurement cards can be used to streamline payments to vendors. Importantly, card users can also implement controls that control transaction limits and other specifics.
Benefits of J.P. Morgan purchasing cards
Enhanced Spending Control
Purchasing cards enable your organization to track spending before and after it happens. Program-level and individual account controls let you govern employee purchases across your organization.
Optimized payables process
J.P Morgan’s online program and account management tools put you in the driver’s seat with a wealth of on-demand information and the ability to fine-tune purchasing controls. Our technology can integrate with your financial systems to simplify card management, giving you a more complete picture of spending and the insights to help you make informed decisions.
Long-term value
We’re focused on delivering constant value to our corporate purchasing card clients. Our team can help you analyze data, build a business case for strategic payments, implement industry best practices and assess your program’s past performance and evolving needs.
Contactless solutions
Contactless P-cards allow employees to make quicker purchases while on-the-go. By adding a card to Apple Pay, Google Pay or Samsung Pay, your organization gains the flexibility to make fast, secure purchases online or in-person.
More commercial cards for your business lineup
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Purchasing card FAQs
P-cards are strictly for the procurement of goods and services to support operations. On the other hand, corporate cards are typically given to employees for spending on business travel, accommodations and entertainment. Purchasing cards may have more defined controls and limits than corporate cards.
Purchasing cards work like credit cards, in that businesses can charge purchases to the account and then pay the card issuer at a later time, often the end of the month.
Businesses and other organizations can use P-cards to help simplify approvals, streamline payments, save time and control transaction.
Get in touch to see how J.P. Morgan Purchasing Cards can help your business
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