For Companies and Institutions
Key Links
For Institutional Investors
Putting our long-tenured investment teams on the line to earn the trust of institutional investors.
Direct access to market leading liquidity harnessed through world-class research, tools, data, and analytics.
Helping institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of a rapidly evolving market.
Leveraging cutting-edge technology and innovative tools to bring clients industry-leading analysis and investment advice.
Helping hedge funds, asset managers and institutional investors meet the demands of a rapidly evolving market.
Global short-term fixed income strategies designed to help clients manage liquidity through the cycle.
Key Links
For Individuals
For Employers
Enhance your equity compensation offering with solutions designed to empower your employees and bring your reward strategy to life.
Key Links
Explore a variety of insights.
Key Links
Insights by Topic
Explore a variety of insights organized by different topics.
Key Links
Insights by Type
Explore a variety of insights organized by different types of content and media.
Key Links
We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.
Key Links
Narrator:
This is Mia who works at a large bank and wants to improve the bank's payment processes. She has noticed that fraud is on the rise, and the bank is incurring increased costs due to payment returns, and clients are expecting cheaper, faster solutions. She has been doing research on how might they pre-validate account information before processing payments to help directly address these issues. Mia found Confirm, an application on the Liink network that allows her to pre-validate certain account information directly with another participating bank in near real-time.
She shares the application with her colleagues and they agree this has the potential to directly address their operational costs. They decide to onboard their institution to the Liink network and start with pre-validating first-time beneficiaries and high-value wire transfers.
This is Alex, who also works at a large bank that has already joined the Confirm application and is responding to pre-validation requests. Last year, he had been looking for ways to monetize the bank's data and Confirm offered a simple solution. Alex could connect the bank's data to the network and begin responding on inquiries from other participants, earning revenues for responses. He has noticed a lot of new volume on the network, which doubled earnings from Confirm this month. It turns out, that volume has come from Mia's bank, which has made its first batch of first-time beneficiary requests.
Alex's response helped Mia learn a handful of payments contained incorrect account numbers. Mia and her colleagues are delighted. Confirm immediately helped them identify the incorrect beneficiary details. They feel more confident that their bank will be able to directly address their payment challenges. While Alex is satisfied his net new revenues continue to grow.
END
Payment processing rejections can lead to a heightened risk of fraud, increased costs from payment returns and poor customer experience due to delays in processing payments.
Institutions can inquire about validation of an account prior to initiating payment, respond to inquiries for account owner and status, or participate as both an inquirer and a responder.
Improve Payment Processing Efficiency: Reduce the occurrence of payment returns due to incorrect payment information. Decrease operating costs and improve straight-through processing rates.
Prevent Fraud Attempts: Mitigate fraudulent activity by pre-validating account information so participants know beforehand if the instructed beneficiary matches the owner of the account they are paying.
Monetize Your Data: Securely monetize data assets by responding to information inquiries from institutions. Create new revenue streams for your organization while improving the payment process for consumers and businesses – all on a secure, permissioned blockchain network.
J.P. Morgan is the marketing name for the Wholesale Payments business of JPMorgan Chase Bank, N.A. and its affiliates worldwide.
The products and services described in this document are offered by JPMorgan Chase Bank, N.A. or its affiliates subject to applicable laws and regulations and service terms. Not all products and services are available in all locations. Eligibility for particular products and services will be determined by JPMorgan Chase Bank, N.A. or its affiliates.
Payments
5 payments trends to watch in 2026
Mar 06, 2026
Shifts in the payments landscape create new ways for businesses to unlock efficiencies, deliver value for their organization and better serve customers. J.P. Morgan Payments has identified five key trends to explore in 2026 and beyond, from technological innovation to evolving consumer expectations and growing fraud risks.
Payments
Unlocking public sector efficiencies through payments modernization
Mar 02, 2026
The drive towards payments modernization is being shaped by key trends, including rising demand for flexible, inclusive, and transparent payment methods and the emergence of new technologies.
Payments
Instant payments: Understanding real-time payment networks
Feb 09, 2026
Learn about real-time payments and how they can benefit your business
Payments
How Klook optimized cross-border & FX payments with J.P. Morgan
Jan 28, 2026
With a tailored API-powered FX platform from J.P. Morgan Payments, Klook now delivers streamlined, real-time cross-border payments—empowering travelers and merchants worldwide.
Payments
J.P. Morgan Payments and Docker foster autonomy and problem-solving within developer communities
Jan 15, 2026
Developers need easy and secure access to a rich ecosystem of tools and solutions in order to approach and solve challenges.
Payments
Strategic insights: Navigating the future of payments
Jan 07, 2026
Explore how emerging payment technologies—from real-time rails to biometrics—are reshaping business agility, security and client experience.
Payments
Cargill and J.P. Morgan Payments transform agricultural payments in Brazil
Dec 15, 2025
Learn how the global agricultural leader is supporting financial stability for farmers with real-time payments.
Payments
We’re putting developers in the driver’s seat
Dec 05, 2025
Discover the J.P. Morgan Payments Developer Portal, where you can access APIs, tools, and resources to help build secure and robust treasury and payment solutions.
You're now leaving J.P. Morgan
J.P. Morgan’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. J.P. Morgan isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the J.P. Morgan name.