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Digital Innovation

Unleashing innovation and driving the future of payments

Get the insights you need on the most exciting trends in payments: programmable money, contextual commerce, real-time payments and the future of shopping.


The acceleration in payments innovation over the past 18 months has caused a complete transformation of the landscape – across payments, fintech and transaction banking.  Where will this journey take us next, and what will the payments ecosystem of the future look like?

We see further growth in marketplaces; a blurring of the lines caused by IoT and AI; new and exciting use cases for blockchain in banking; and a giant step forward that could turn the existing banking paradigms upside-down – programmable money and banking at the edge.

Here’s how your organization can keep moving on this innovation journey.

The potential for the digital economy is virtually limitless

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Rapid digitization across the globe is transforming all aspects of our lives, and payments are the most crucial element. From online marketplaces and streaming videos to cross-border money transfers, almost every digital activity relies on a payment system.

J.P. Morgan’s proprietary POWER+ framework outlines five mega-themes that are shaping the future of payments. These mega-themes account for about $54 trillion in global payment flows—and it will only continue to grow.1

This is why we say that payments are eating the world.

3 ways to build a successful online marketplace

Businesses are increasingly building B2C, B2B and P2P online marketplaces to reach new customers. Here’s how corporate treasury teams can play a major role in a successful marketplace strategy.

Read 3 ways to build a successful online marketplace

Fueling the Connected Car Economy

As cars become increasingly more connected, it is no longer just a product to be sold and maintained. It has become a mobile source of payment and data – one that can initiate transactions, serve as a connector between multiple parties and drivers, and even create new business models. Here are 5 ways that Connected Cars will help drive the payment revolution.

Read about fueling the connected car economy

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1. J.P. Morgan proprietary research and analysis, as of October 2021.

 

J.P. Morgan is the marketing name for the Wholesale Payments business of JPMorgan Chase Bank, N.A. and its affiliates worldwide.

The products and services described in this document are offered by JPMorgan Chase Bank, N.A. or its affiliates subject to applicable laws and regulations and service terms. Not all products and services are available in all locations. Eligibility for particular products and services will be determined by JPMorgan Chase Bank, N.A. or its affiliates.

© 2021 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A.

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