On October 18, 2025, Visa will add new Spend Qualified Indicator (SQI) values to supplement the existing values shown in the table below.
The new SQI values may be applied to Interchange Reimbursement Fee programs in certain markets, similar to the current values. Future programs may include an expanded level of spend qualification which may utilize the new values.
Please visit our Developer Center for the complete specifications of the SQI values.
Table – Visa New and Existing SQI Indicators
SQI Values |
Description |
Status |
J |
Not qualified Tier 5 |
New |
K |
Not qualified Tier 4 |
New |
L |
Not qualified Tier 3 |
New |
M |
Not qualified Tier 2 |
New |
R |
Qualified Tier 2 |
New |
S |
Qualified Tier 3 |
New |
T |
Qualified Tier 4 |
New |
U |
Qualified Tier 5 |
New |
V |
Qualified Tier 6 |
New |
W |
Qualified Tier 7 |
New |
B |
Base Tier |
Existing |
N |
Not qualified |
Existing |
Q |
Qualified |
Existing |
1 |
Tier 1 (Visa Business Cards in Puerto Rico and U.S. use only) |
Existing |
2 |
Tier 2 (Visa Business Cards in Puerto Rico and U.S. use only) |
Existing |
3 |
Tier 3 (Visa Business Cards in Puerto Rico and U.S. use only) |
Existing |
4 |
Tier 4 (Visa Business Cards in Puerto Rico and U.S. use only) |
Existing |
5 |
Tier 5 (Visa Business Cards in Puerto Rico and U.S. use only) |
Existing |
Published October 15, 2025 | P2025.0648