Experience our market-leading supply chain finance solutions that help buyers and suppliers in Latin America meet their working capital, risk mitigation and cash flow objectives.
Build your business.
Control and flexibility as you scale
Take control of your working capital with a scalable solution that offers supply chain finance and dynamic discounting.
Fast and easy supplier onboarding
Onboard suppliers globally with local expertise. Suppliers of all sizes can unlock meaningful benefits by registering with KLYM in as little as one day for dynamic discounting.
Power of a leading financial institution
Increase confidence knowing your business is supported by the strength, security and scale of J.P. Morgan, with no added subscription or implementation fees.
Protect your supply chain health
Ensure long-term financial stability for your business and suppliers by taking advantage of our attractive early payment offers.
Text, Early Payment Program
from J.P. Morgan and [KLYM]/KEYEHLWAYEHM/
An orange speech bubble among a series of shifting blue speech bubbles. An exclamation point on the orange bubble. Text, Priorities are constantly evolving
A blue circle shatters. Text, Solutions are fragmented.
Orange dots in blue horizontal lines. The lines break, and dots fall through the cracks. Text, Disruption is at an all time high
Two orange dots move among four bar charts. Text, Improving Working Capital while partnering with your suppliers is paramount.
Text inside two hexagons, Supply Chain Finance, Dynamic Discounting
The hexagons move next to each other.
Several cube-like shapes form a background around the hexagons.
Text, It's innovative. It's flexible. It's easy to use.
and encourages sign up and adoption to meet your needs.
Scale rapidly and engage your entire supplier base
Onboard suppliers quickly and easily
Sustain your Supply Chain health
A magnifying glass moves over a calendar. Text, Enhanced payment predictability and transparency
Two lines on a graphh. Text, Competitive rates
A bar chart. Text, Improved working capital
A gear turns with a dollar sign. Text, No supplier setup costs
Supply Chain Finance, Dynamic Discounting. State-of-the-art digital payments platform used by suppliers in Latin America and across the globe
Backed by the strength and security of one of the world's most trusted banks
Welcome to the Digital Future of Trade
Neither this video nor any of its contents may be used for any other purpose without the prior written consent of J.P. Morgan. J.P. Morgan makes no representations as to the legal, regulatory, tax or accounting implications of the matters referred to in this video. Notwithstanding anything in this video to the contrary, the statements in this presentation are not intended to be legally binding. Any products, services, terms or other matters described (other than in respect of confidentiality) are subject to the terms of separate legally documentation and/or are subject to change without notice. Neither J.P. Morgan or any of its directors, officers, employees or agents shall incur any responsibility or liability whatsoever to the company or any other party in respect of the contents or matters referred to in, or discussed as a result of, this video. J.P. Morgan is a marketing name for the global trade business of J.P.Morgan Chase Bank, N.A. and its subsidiaries worldwide. 2022 J.P. Morgan Chase & Company All rights reserved
Local fintech solutions and local expertise with industry experts to support you as you grow.
Designed with suppliers in mind
Enhanced payment predictability and transparency
Stay on top of payment status with real-time updates, 24/7 invoicing and payment visibility.
Take advantage of more favorable rates through our attractive financing options.
Improved working capital
Reduce days sales outstanding (DSO) and account receivables balance.
No supplier setup costs
Access the program for free; no administrative costs or J.P. Morgan bank account required.
Discover the program
Our comprehensive payment solution, built with customizable settings and smart working capital tools, allows buyers to effectively switch between supply chain finance and dynamic discounting as needs evolve and business grows.
Uniquely flexible by design
It’s simple to manage, easy to enroll, and scalable to all suppliers, regardless of size.
Learn more about our two payment options:
Automatic Early Payments
Payments on approved invoices will be processed immediately.
Our most popular option, with 80-90% suppliers enrolled.
Manual Early Payments
Get notified when invoices are available for early payment.
Option to accelerate early payments on select invoices of your choosing.
Invoices not discounted will be paid in full at maturity.
Innovating for your future.
Our Early Payment Program is uniquely positioned to help you scale quickly, supporting suppliers of all sizes across Americas.
Countries1 Brazil, Chile, Mexico, Uruguay, USA, Argentina, Colombia, and Peru
Languages: Spanish, English and Portuguese
HCL Technologies Limited (HCL) maximized working capital with innovative global payments platform
Aug 25, 2023
HCL utilized a global Early Payment Program (EPP) to accelerate supplier payments and optimize working capital.Read more
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Eliminating paper from trade finance flows with Trade Channel
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Countries with SCF approved for Suppliers