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J.P. Morgan ChaseNet®
Discover simplified and predictable payment pricing you can count on
See how the benefits add up

Gain deeper insights
Take action on insights gained from combining acquiring and card issuing data
View all J.P. Morgan financial management solutions in one place with our integrated reporting system

Control costs easily
Create full visibility over processing costs with transparent and predictable pricing
Unlock simplified pricing structure via a single rate

Operate efficiently
Take advantage of a closed-loop system that combines our scale and payment expertise
Integrate easily, with no custom development required
How it works
Consumer
Makes a purchase with a Chase-issued Visa credit or debit card
J.P. Morgan
Processes U.S. Chase-issued Visa credit and debit payment directly, instead of routing through Visa
You
Receive improved payment economics with transparent and predictable pricing
Get a single rate for U.S. Chase-issued Visa credit and debit card transactions, eliminating the need for
separate communications with the acquirer, payment network and card issuer1 .
One rate. All the savings.
Take advantage of our simplified pricing structure
The ChaseNet Merchant Discount Rate (MDR) is a single rate (% of volume and fees on transactions) that replaces the interchange, network fees and processing fees on transactions flowing through VisaNet. This rate is periodically adjusted based on increases / decreases to network-set rates and card mix over time.
Compare the savings to the complex and frequently changing cost of VisaNet
Interchange
- Assessed to compensate issuer for the risk and cost of a card transaction
- ~90–95% share of total cost
Network fees
- Assessed for the use of their network
- ~5–9% share of total cost
Processing fees
- Assessed for coordinating authorization, settlement, chargebacks, reporting and customer service
- ~3% share of total cost
Some variable costs of VisaNet are substituted by ChaseNet variable costs in the closed-loop system
Count on the #1 overall U.S. merchant acquirer2
$1.59T+
#1
#1
~63M
U.S. households do
business with Chase
Contact your J.P. Morgan representative today.
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