From startups to legacy brands, you're making your mark. We're here to help.
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Prepare for future growth with customized loan services, succession planning and capital for business equipment.
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Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
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Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.
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A uniquely elevated private banking experience shaped around you.
Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
For Companies and Institutions
From startups to legacy brands, you're making your mark. We're here to help.
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.
Prepare for future growth with customized loan services, succession planning and capital for business equipment.
Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
For Individuals
A uniquely elevated private banking experience shaped around you.
Whether you want to invest on you own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
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We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.
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The e-commerce market continues to grow at breakneck speed. Online sales revenue in the U.S. topped $1 trillion in 2020 for the first time and the market is still growing at more than 10 percent per year1. This growth goes hand in hand with another rising trend – the convergence of physical and digital shopping experiences. Consumers now expect the best of both worlds and this need is increasingly being met through digital wallets.
We live in an on-demand world. We expect to be able to research at whatever time we want online, approve an invoice as soon as it arrives via email and even get a pizza delivered via our smartphone at midnight. Most of us keep our phones with us at all times, and with a digital wallet, our cards and banking details are with us too.
In a competitive sales market, being able to offer a payment journey that feels personalized to the needs and interests of the customer can be a key differentiator. This means more functionality to foster peer-to-peer payments, or to help people split meals with friends or bills with roommates.
Everybody loves a deal, and digital wallets allow loyalty programs such as air miles and store loyalty programs to be seamlessly integrated. Google Pay works with brands such as Burger King, Panera, Etsy, Warby Parker and many others to provide deals and discounts that are accessible via the digital wallet.
Some payment apps, like Venmo and Google Pay, can integrate P2P payments. This enables a user to split a restaurant or rideshare bill between friends and choose whether their share is drawn directly from their bank account or a debit or credit card.
Chances are you have already made this type of payment. Think of Uber, or a subscription wine or beer service, where the payments take place instantly and automatically, without the need for repeated authorizations. The checkout is disappearing into the background of each transaction—customers want to be able to shop securely, seamlessly, and with a minimum of interactions.
Connect with your J.P. Morgan representative to find the right digital wallet solution for your business.
The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such.
JPMorgan Chase Bank, N.A. Member FDIC.
JPMorgan Chase Bank, N.A., organized under the laws of U.S.A. with limited liability.
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