From startups to legacy brands, you're making your mark. We're here to help.
Key Links
Prepare for future growth with customized loan services, succession planning and capital for business equipment.
Key Links
Institutional Investing
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
Key Links
Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
Key Links
A uniquely elevated private banking experience shaped around you.
Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
Explore a variety of insights.
Key Links
Insights by Topic
Explore a variety of insights organized by different topics.
Key Links
Insights by Type
Explore a variety of insights organized by different types of content and media.
Key Links
We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.
Key Links
The e-commerce market continues to grow at breakneck speed. Online sales revenue in the U.S. topped $1 trillion in 2020 for the first time and the market is still growing at more than 10 percent per year1. This growth goes hand in hand with another rising trend – the convergence of physical and digital shopping experiences. Consumers now expect the best of both worlds and this need is increasingly being met through digital wallets.
We live in an on-demand world. We expect to be able to research at whatever time we want online, approve an invoice as soon as it arrives via email and even get a pizza delivered via our smartphone at midnight. Most of us keep our phones with us at all times, and with a digital wallet, our cards and banking details are with us too.
In a competitive sales market, being able to offer a payment journey that feels personalized to the needs and interests of the customer can be a key differentiator. This means more functionality to foster peer-to-peer payments, or to help people split meals with friends or bills with roommates.
Everybody loves a deal, and digital wallets allow loyalty programs such as air miles and store loyalty programs to be seamlessly integrated. Google Pay works with brands such as Burger King, Panera, Etsy, Warby Parker and many others to provide deals and discounts that are accessible via the digital wallet.
Some payment apps, like Venmo and Google Pay, can integrate P2P payments. This enables a user to split a restaurant or rideshare bill between friends and choose whether their share is drawn directly from their bank account or a debit or credit card.
Chances are you have already made this type of payment. Think of Uber, or a subscription wine or beer service, where the payments take place instantly and automatically, without the need for repeated authorizations. The checkout is disappearing into the background of each transaction—customers want to be able to shop securely, seamlessly, and with a minimum of interactions.
Connect with your J.P. Morgan representative to find the right digital wallet solution for your business.
The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such.
JPMorgan Chase Bank, N.A. Member FDIC.
JPMorgan Chase Bank, N.A., organized under the laws of U.S.A. with limited liability.
Payments
J.P. Morgan at NACHA Smarter Faster Payments 2024
Apr 22, 2024
Every payment is an opportunity for growth, optimization and innovation. Join us for NACHA Smarter Faster Payments 2024 where we will speak in a number of sessions around several key topics including fraud mitigation, the power of AI and data in payments and more.
Payments
Unlock customer insights—your key to business growth
Apr 19, 2024
Having better data means making better business decisions. See how our Customer Insights solution can help give you the customized data insights you need quickly and easily.
Payments
J.P. Morgan Payments launches new System Integrator Program
Apr 09, 2024
New program for professional service companies aims to help joint clients advance payments strategy and implementation.
Payments
Kyriba expands its TMS offering with JPM Coin and Global Payments API
Apr 08, 2024
For the first time, Kyriba clients can operate Blockchain Deposit Accounts (BDAs) within their existing Treasury Management Systems (TMS), allowing treasurers to manage cashflow and send payments with the speed of blockchain.
Payments
Streamline your payments with the help of Prepaid Card
Apr 01, 2024
Simple. Cost effective. Digital or physical. Give your business a choice in your overall payment program—and give your customers, clients, and employees the flexibility they want—with Prepaid Card by J.P. Morgan Payments.
Payments
Understanding purchasing cards
Mar 28, 2024
Typically used for B2B purchases, purchasing cards can provide enhanced visibility, control, fraud protection and other benefits.
Payments
“Trends in Healthcare Payments” annual report
Mar 26, 2024
Every year, J.P. Morgan Healthcare Payments releases this data-driven report to highlight the latest payments trends impacting the healthcare industry.
Payments
Understanding virtual credit cards
Mar 22, 2024
Virtual cards are an efficient and secure way to issue payments—without the need for a plastic card.
You're now leaving J.P. Morgan
J.P. Morgan’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. J.P. Morgan isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the J.P. Morgan name.