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Institutional Investing
Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.
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Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.
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A uniquely elevated private banking experience shaped around you.
Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.
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We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.
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Narrator:
This is Mia who works at a large bank and wants to improve the bank's payment processes. She has noticed that fraud is on the rise, and the bank is incurring increased costs due to payment returns, and clients are expecting cheaper, faster solutions. She has been doing research on how might they pre-validate account information before processing payments to help directly address these issues. Mia found Confirm, an application on the Liink network that allows her to pre-validate certain account information directly with another participating bank in near real-time.
She shares the application with her colleagues and they agree this has the potential to directly address their operational costs. They decide to onboard their institution to the Liink network and start with pre-validating first-time beneficiaries and high-value wire transfers.
This is Alex, who also works at a large bank that has already joined the Confirm application and is responding to pre-validation requests. Last year, he had been looking for ways to monetize the bank's data and Confirm offered a simple solution. Alex could connect the bank's data to the network and begin responding on inquiries from other participants, earning revenues for responses. He has noticed a lot of new volume on the network, which doubled earnings from Confirm this month. It turns out, that volume has come from Mia's bank, which has made its first batch of first-time beneficiary requests.
Alex's response helped Mia learn a handful of payments contained incorrect account numbers. Mia and her colleagues are delighted. Confirm immediately helped them identify the incorrect beneficiary details. They feel more confident that their bank will be able to directly address their payment challenges. While Alex is satisfied his net new revenues continue to grow.
END
Payment processing rejections can lead to a heightened risk of fraud, increased costs from payment returns and poor customer experience due to delays in processing payments.
Institutions can inquire about validation of an account prior to initiating payment, respond to inquiries for account owner and status, or participate as both an inquirer and a responder.
Improve Payment Processing Efficiency: Reduce the occurrence of payment returns due to incorrect payment information. Decrease operating costs and improve straight-through processing rates.
Prevent Fraud Attempts: Mitigate fraudulent activity by pre-validating account information so participants know beforehand if the instructed beneficiary matches the owner of the account they are paying.
Monetize Your Data: Securely monetize data assets by responding to information inquiries from institutions. Create new revenue streams for your organization while improving the payment process for consumers and businesses – all on a secure, permissioned blockchain network.
J.P. Morgan is the marketing name for the Wholesale Payments business of JPMorgan Chase Bank, N.A. and its affiliates worldwide.
The products and services described in this document are offered by JPMorgan Chase Bank, N.A. or its affiliates subject to applicable laws and regulations and service terms. Not all products and services are available in all locations. Eligibility for particular products and services will be determined by JPMorgan Chase Bank, N.A. or its affiliates.
Payments
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Through insights derived from the analysis of working capital metrics, this report aims to help treasury and finance professionals for Japanese companies track working capital trends and guide their initiatives to optimize working capital management for recovery and growth.
Payments
Supporting future strategies: Working capital index Latin America 2023
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Through insights derived from the analysis of working capital metrics, this report aims to help treasury and finance professionals for Latin American companies track working capital trends and guide their initiatives to optimize working capital management for recovery and growth.
Payments
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How AI will make payments more efficient and reduce fraud
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Artificial intelligence (AI) is expanding the payment capabilities of non-bank financial institutions, according to a panel at this year’s J.P. Morgan NBFI Leaders Forum in Sydney.
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Enhance your social commerce strategy with payments innovation
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Social commerce has become an integral strategy supporting all business globally across industries.
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Driving advanced cross-currency payments for financial institutions
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See how this one innovative global solution can help you rethink the way you do cross-border business.
Payments
Real value real time payments.
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End-to-end simplification solves for longstanding workarounds.
Payments
Helping pay for the cost of college
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How friends and family can contribute funds towards a child’s future education expenses, using debit cards to gift to a 529 account
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