ISO 20022_Insight hero_1440x810

Introduction

Financial institutions are navigating through the coexistence period for ISO 20022 en route to full industry migration in November 2025. To ensure this process goes as smoothly as possible, J.P. Morgan has released its schedule of when it will be able to receive and send specific messaging types. These dates only apply to Swift users using Swift FINPlus, not for electronic channels.

Review the charts below to see when those actions will be possible. (Dates are subject to change)

Payments

Receiving: Since March 2023
Sending: Since March 2023

Receiving: Since March 2023
Sending: Gradually since March 2023

Receiving: Since March 2023
Sending: Since March 2023

Receiving: From March 2023
Sending: N/A

Receiving: From November 2024
Sending: N/A

Reporting and Advising

Receiving: Starting 2024 based on bilateral agreement
Sending: Starting second half of 2024 on client opt-in basis

Receiving: Since March 2023
Sending: Since March 2023

Cancellation

Receiving: Gradually since March 2023
Sending: Gradually since March 2023

Receiving: Gradually since July 2024
Sending: Gradually from July 2024

Enquiry and Investigation

Receiving: CBPR + 2024 release tbc
Sending: CBPR + 2024 release tbc

Charges

Receiving: CBPR + 2024 release tbc
Sending: CBPR + 2024 release tbc

Payment Initiation

Receiving: Gradually from July 2024
Sending: Gradually from July 2024

Cheque

Receiving: From November 2023
Sending: Gradually from November 2023