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Commercial construction and permanent loans
Building long-term community impact
$1B
Permanent lending portfolio held on balance sheet
$0.5B
in Permanent Lending in 2022
JPMorgan Chase Community Development Banking is proud to support vibrant, diverse neighborhoods like yours with loans, investments and services for low- and moderate-income communities across the country.
What we do
As an established lender, we can provide financing for affordable housing that fits your needs, including construction-to-permanent loans and fixed-rate permanent loans for stabilized properties.
Who we serve
We work with a range of national, regional and local real estate developers constructing, rehabilitating, refinancing or acquiring affordable housing properties.
A licensed Fannie Mae DUS™ lender
Chase Community Development Banking is a Fannie Mae™ Multifamily Affordable Housing Lender. Our team supports the Fannie Mae™ Delegated Underwriting and Servicing (DUS) program for affordable housing projects and other Fannie Mae™ affordable products.
Local support on a national scale
Across the country, our local teams are dedicated to helping borrowers secure permanent fixed-rate debt to refinance existing debt, fund capital improvements and pursue investment opportunities via our straightforward process.
A full-service treasury solution
The Commercial Real Estate Treasury Services team takes a consultative approach to help you maximize today’s opportunities and achieve your long-term goals. With expertise in and comprehensive solutions for affordable housing property managers and Community Development Financial Institutions, the team can also help you optimize your property- and cash-management systems to increase efficiencies. Learn more about our Digital Rent Payment solution.
Gain access to the full depth of the firm
- Construction loans and financing
- Immediate funding
- Fannie Mae ™ Multifamily Affordable Housing financing
- Fixed-rate term loans
Construction and Permanent Loan FAQs
A construction loan is a short-term loan, typically with a variable interest rate, that provides proceeds to construct or rehabilitate a multifamily affordable rental housing project. Once construction is completed and the project is stabilized, a developer may seek a permanent loan with a longer term and fixed interest rate.
Our footprint is national. Our primary focus is low-income communities in Chase’s retail footprint.
Yes, in some instances, subject to certain limits regarding commercial income underwriting and leasing requirements. Please contact us through the form below to discuss.
No. However, we do have maximum exposure limits for sponsors/guarantors.
Get in Touch and Stay Informed
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