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Treasury and Payments

Improve your working capital, reduce fraud and minimize the impact of unexpected disruptions with our treasury solutions—from digital portals to integrated payables and receivables—all designed to make your operations smoother and more efficient.

Learn more about our treasury solutions:

Credit and Financing

Prepare for future growth with customized loan services, succession planning and capital for business equipment or technology.

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Commercial Real Estate

Get the strategic support to be successful throughout market and real estate cycles with insights, hands-on service, comprehensive financial solutions and unrivaled certainty of execution.

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International Banking

Global opportunities mean global challenges. But real success means understanding the local markets you serve—which is why we bring the business solutions, insights and market perspective you need. 

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HMDA: Home Mortgage Disclosure Act

The Home Mortgage Disclosure Act (HMDA) provides the public with loan data that can be used to assess how financial institutions are serving the housing needs of their communities.

The Home Mortgage Disclosure Act (HMDA) provides the public with loan data that can be used to assess how financial institutions are serving the housing needs of their communities.

HMDA regulations require mortgage lenders to report specific information about commercial loan applications received for residential structures, such as apartment buildings, condominium and cooperative units, and manufactured and mobile homes.

The data includes information about the property, such as its location, the type of business applying for the loan, the purpose of the loan and whether the lien is a first or junior lien. The HMDA data also includes certain specific identifiers when the business loan applicant is an individual rather than a company.

Lenders report data annually to regulators in the beginning of March for loans and applications from the prior calendar year. Lenders must make data available to requesting parties within 30 days of any request but no earlier than March 31.

 

Our Commitment to the Community

 

Chase strives to be a top commercial lender by meeting the needs of the communities we serve. We offer industry knowledge, experience, a dedicated service model, comprehensive solutions and local expertise so we can better understand your business and tailor solutions to your unique financial concerns and opportunities.