Digital Channels

Online, Concourse, Host-to-Host, APIs

Business, Your Way

Working with clients as they grow and change, J.P. Morgan has developed a digital suite of channels across payments, reporting, data and research to offer clients end-to-end visibility to help run their business.



J.P. Morgan Access
® is an award-winning global cash management platform available in 145 countries, 104 currencies and 10 languages.

Connect builds customized pay-in options for clients.

Receivables Online is the reporting and reconciliation platform to view images for lockboxes and scan checks via Remote Capture.

  • Powerful global search
  • Digital onboarding
  • Real-time transaction statuses
  • Interbank cash balances
  • Simple transaction initiation 

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J.P. Morgan ConcourseTM delivers frictionless, multicurrency pay-in and pay-out digital experiences that help connect you with your customers and suppliers in the U.S. and Canada, with plans to scale across the world.*

  • Pay anyone, anywhere—all from a single, ready-to-use platform
  • Connect on your terms and integrate to your existing brand
  • Flexible integration options mean using less of your own tech resources

*Future capabilities and timelines are subject to change



J.P. Morgan Treasury Services API delivers real time, on-demand data and services to enhance customer experience for payments, customized reporting, administration, receivables and liquidity needs.

  • Real-time view of treasury data
  • Intelligent automation
  • Increased transparency
  • More personalization
  • Improved controls
  • Consolidated information 


J.P. Morgan Host-to-Host offers direct transmission between a client’s treasury workstation and J.P. Morgan’s back office, offering this service in 46 countries and throughout the single euro payments area (SEPA), processing 12M bulk files every year.

  • Automate and control transactions
  • Easy ERP systems integration
  • Multibank reporting capabilities
  • Latest industry formats
  • Multilayered security
  • Secure global data exchange

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Ranked #1 Globally

J.P. Morgan Access was recently awarded the Greenwich Excellence Award for two major categories - Overall Digital Banking & Platform Integration.1

Power of Technology

Adobe® automates over 95% of AP payment & AR cash application processes through J.P. Morgan’s Host-to-Host & ERP Adaptor solutions.2

Excellence in Asia

Singapore Kulicke & Soffa Pte. Ltd. (K&S) moves to one global file format, drawing close to US$1 million in immediate cost benefits, by adopting J.P. Morgan’s Host-to-Host & ERP Adaptor solutions.3

Learn more about our digital channels by contacting your Treasury Services representatives

1.Source: Greenwich Associates U.S. Large Corporate Cash Management Study, 2017
2.Source: Treasury Today, Adam Smith Awards, 2018
3.Source: Treasury Today, Adam Smith Awards Asia, 2018
J.P. Morgan Access is a registered trademark in the UK, the EU, and other countries.


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