Grow your business with an account strategy that makes your liquidity work smarter with visibility, control and optimization.
Create a payments strategy that moves liquidity intelligently and unlocks more value from your cash through advanced, real-time currency optimization and global connectivity.
Get in touch
Get in touch
The payments landscape is evolving rapidly with the expansion of real-time payments, a rise in platform-based businesses, online marketplaces, and currency digitization. The way you do business is changing and so are your customers' expectations. From the time a payment enters your ecosystem until it lands, you need a trusted advisor to turn your payments into a strategy so your liquidity can work smarter.
Every payment begins and ends with liquidity. And we're with you every step of the way, helping connect solutions and uncover new benefits so you can transition your treasury into an engine for growth. We work with you to design an approach that meets the needs of today with the flexibility of tomorrow.
No matter where you are in the payments journey, as a leader in liquidity management, our solutions are tailored for your needs, providing control through centralized insights across accounts, physical and virtual, while unlocking more value through real-time liquidity with thoughtful consideration for your working capital and your customers' third-party monies, all with global connectivity, and backed by security you can trust so you can make the most of your liquidity and empower your business to thrive. We are liquidity and account solutions at J.P. Morgan Payments.
Visibility, control and optimization
Achieve next-level liquidity objectives with J.P. Morgan
Transform your treasury from an operational to a critical business growth engine with account structuring solutions and agile liquidity management architected with you in mind.
Get insights into your capital, across all channels
Identify and capture new sources of value, gain access to tools to help you manage risks associated with third-party monies and unlock treasury optimization across your organization.
Capitalize on market opportunities, including reconciliation, funding efficiency, and foreign-exhange management and safeguarding, while meeting financial and business goals.
Turn cash positions into answers, information and insights, so you can make informed decisions.
Enable virtual differentiation of cash activity within a single account with our Virtual Account Management solution, which combines a Demand Deposit Account with a virtual account subledger.
Realize the power of global presence with local expertise to achieve visibility, control and optimization of your working capital.
Ecosystems integrated for performance
Determine new sources of value throughout the payments cycle and embrace third-party platform business models with confidence.
Third-party money (3PM)
Let us help you navigate the 3PM environment and achieve your e‑commerce goals to hold, transact and optimize third-party funds around the world through physical and virtual accounts.
Easily embed the banking tools you need into your non-financial platforms to help your customers on their buyer journey, whether they are using non-bank mobile apps or online platforms.