[bright music]

On screen:

This video opens on a brown-haired man with glasses and a dark gray blazer. He speaks to us from an office lounge. A title appears:

Text on screen:

Talk with a Banker – Streamlining Your Business.

Brian Kronowitz:

The most common piece of advice I find myself giving clients over and over again— and I probably sound like a broken record to them— is streamlining their banking processes.

On screen:

Identifying text appears:

Text on screen:

'Brian Kronowitz, Commercial Banker, J.P. Morgan, Philadelphia, PA.'

Brian Kronowitz:

What I find inhibits growth for a lot of mid-sized companies is the manual workflow behind their current banking processes.

On screen:

Video clips show business professionals using mobile devices and tablet computers to review financial information.

Brian Kronowitz:

So my role as a commercial banker is to help them streamline their banking so that they could reduce the manual workflow and utilize those hours that they were wasting on their banking processes and reinvest it into the business's future growth and innovation.

On screen:

Now, a man with light-brown hair, blue eyes and a gray blazer speaks to us from an office lounge. Identifying text appears:

Text on screen:

'John Dougherty, Commercial Banker, J.P. Morgan, Philadelphia, PA.'

John Dougherty:

I think my job is to bring the full suite of J.P. Morgan's technology in terms of our banking platform as well as our technological stack to make them more efficient and hopefully run more cost-effectively.

On screen:

Video clips show small business owners in warehouses reviewing financial data and taking inventory.

John Dougherty:

So I think understanding where they are in the current point of their technology and then understanding what the future state is and then how the banking can align to that is key to both the success of the business, but also understanding where they want to strategically grow in the future.

On screen:

The video ends with a logo over white:
Logo:

J.P.Morgan.
Text on screen:

Talk to a banker to get started.
On screen:

Web address:
Text on screen:

www.jpmorgan.com/build.

Side note:

Legal disclosures:
Text on screen:

'Copyright 2025 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC.

Deposits held in non-U.S. branches, are not FDIC insured. Non-deposit products are not FDIC insured.'

END