[neutral background music]

On screen:

This video opens with a title over a fair-haired man in a suit, speaking from an office:

Text on screen:

'Talk with a Banker: Local Coverage Model.'

On screen:

Identifying text appears:

Text on screen:

'John Dougherty, Commercial Banker, J.P. Morgan, Philadelphia, PA.'

John Dougherty:

The most special thing about the Philadelphia business community and just the clients I work with on a day-to-day basis is just their passion. I mean, similar to the Philadelphia sports fans, they're passionate about the teams they support, and I think the business owners are equally passionate about the businesses that they run. I think, passionate people generally have a strategic priority to understand where they want to go and where they want to take their business, and hopefully J.P. Morgan helps facilitate that.

On screen:

A view circles downtown Philadelphia, and identifying text appears over a woman with long, blonde hair in a dress shirt:

Text on screen:

'Liz Kinkler, Commercial Banker, J.P. Morgan, Philadelphia, PA.'

Liz Kinkler:

When businesses are intimidated by the size and scale of J.P. Morgan, I often will explain our local coverage model. So, while J.P. Morgan is an international bank with international resources, we do have a localized market coverage model where people like myself who sit in our center city office, we cover clients all within driving distance because we really value having that in-person connection.

On screen:

An aerial view drifts over a city roundabout, and a bus trundles through a business district.

Liz Kinkler:

Our credit team, our treasury team, our private bank, we are able to provide a variety of banking services, all within a local market with people who understand and have a network within this geography.

On screen:

Identifying text appears over a man in glasses and a suit:

Text on screen:

'Brian Kronowitz, Commercial Banker, J.P. Morgan, Philadelphia, PA.'

Brian Kronowitz:

As a middle market commercial banker, I work with companies who have deep roots in the region and have been in Philadelphia for numerous decades. Yet on the backdrop of mid-sized companies is also a growing tech and start-up scene, which creates a lot of opportunity for middle-market companies to achieve new growth opportunities and new collaborations with the growing tech and start-up scene in Philadelphia.

On screen:

Red brick buildings surround the downtown metropolis, and sunlight reflects off a tall skyscraper. Text appears over a brown-haired woman in a blazer-style dress:

Text on screen:

'Francesca Farnesi, Commercial Banker, J.P. Morgan, Philadelphia, PA.'

Francesca Farnesi:

If there's a business owner that's watching this and is interested in potentially working with J.P. Morgan, just note that we have a plethora of expertise, technology, and support that will be able to help grow your business to where you want to be.

On screen:

The video ends with a logo over white:

Logo:

J.P.Morgan.

Text on screen:

'Talk to a banker to get started. www.jpmorgan.com/build.'

Side note:

Legal disclosures:

Text on screen:

Copyright 2025 JPMorgan Chase & Co. All rights reserved.

JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-U.S. branches, are not FDIC insured. Non-deposit products are not FDIC insured.

END