We are dedicated to being the leading bank of the innovation economy—bringing together founders, investors, startups and high-growth companies. With tech that powers growth, J.P. Morgan helps give early-stage startups, venture-backed and high-growth companies the agility needed to make secure, real-time and efficient decisions.
Bank your startup with confidence
With decades of global experience, a robust professional and venture capital network and scalable money-management solutions, we’re dedicated to helping you succeed at every stage.
225
years serving innovative companies
30K
Commercial Banking clients globally
$17B
invested in technology annually
$10T
in global payments daily across 160 countries & 120 currencies
Banking solutions to match your scale and needs
Our products can help you reduce costs, save time and make more informed decisions—allowing you to focus on growing your business.
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- Automate invoicing, manage cash flow and streamline reporting
- Send wires in nearly 70 currencies
- No fees for up to three years on included services1
- 2x faster payments with ACH vs. traditional check
- Spend 50% less time paying and approving bills
- Automatically sync with your accounting software
- Get instant access to liquidity with no limit on deposits
- No period trades, rollover or administration required
- Integrated with our treasury tools for efficient capital management
- Choose from physical and virtual cards
- Enable spend for travel, procurement and more
- 24/7 customer support and fraud protection
Expertise supporting your growth at every stage
We work with companies throughout their entire lifecycle—early stage, growth stage, late stage, pre-IPO and beyond—to help them scale and grow.
Early stage
From pre-seed to seed, we offer comprehensive support including operating accounts, liquidity management, card and merchant processing, cap table management, Startup Offers and financing alternatives to help you grow.
Growth stage
We can help meet the growth needs of venture-funded companies with private capital raising, private placement advisory, debt financing alternatives, reporting and reconciliation tools, and services to help with complex placements and international expansion.
Late stage
Whether considering IPO, acquisition or other exit strategies, we offer global accounts, international payments and FX, investment management and strategic advisory services.
Industries we serve
We have dedicated bankers with expertise across key industries:
- Technology and software
- E-commerce and consumer
- Life sciences and healthcare
- Climate tech and renewable energy
And that’s just the start. See more industries we serve.
Why our clients love us
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Sustainability
Atomo reimagines coffee, minus the beans
Jan 21, 2025
A startup’s innovative solution to coffee’s environmental impact, boosted by J.P. Morgan’s Green Economy expertise.
Read more
0:30 - Technology
How AI is transforming presentations: Gamma’s story
Jan 16, 2025
Discover how co-founder and CEO of Gamma Grant Lee is using AI to transform business presentations, with support from J.P. Morgan’s startup expertise.
Watch video
1:46 - Banking
How Element Biosciences pushes the boundary of innovation
Nov 20, 2024
Learn how CEO and Co-Founder Molly He of Element Biosciences, a pioneering life science startup, built success from the ground up.
Watch videoLatest insights on the Innovation Economy
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Business Planning
Tapping the United States’ greatest weapon: innovation
Sep 18, 2025
We explore the evolving relationship between government agencies and the private sector for accessing innovation, what initiatives have been created to support startups, and how the defense tech industry is developing.
Read more
Business Planning
How phantom equity can help your startup
Aug 25, 2025
As startups compete for experienced executives, phantom equity offers a strategic alternative to traditional equity grants while keeping cap tables flexible.
Read moreFrequently asked questions
Meet your industry experts
Connect with our dedicated banking teams. Specializing in a range of industries and funding stages, our teams are ready to support you from pre-seed to growth and beyond.
Ashraf Hebela
Head of Startup Banking & Co-Head of Technology Banking
Jennifer Perry
Co-Head of Technology Banking
Leyonna Barba
Co-Head of Disruptive Commerce & Internet Banking
Nate Moyer
Co-Head of Disruptive Commerce & Internet Banking
Kathryn McDonough
Head of Life Sciences Banking
Pamela Aldsworth
Head of Venture Capital Relationships
Dave Reich
Head of Innovation Economy Debt Solutions
Lauren Ruane
Head of Middle Market Healthcare Services Banking
Additional resources for your growth strategy
Additional resources for your growth strategy
Startup Offers
Access a curated list of deals and discounts from market-leading solution providers in the startup ecosystem
Liquidity solutions
Unlock more value from your cash with liquidity solutions
Cap table management
Manage your cap table and simplify equity compensation with J.P. Morgan Workplace Solutions
Banking diverse businesses
Access expertise and financial solutions to spur business growth and help make local and diverse communities stronger
U.S. subsidiaries of growth stage multinational companies
Leverage tailored financial services for managing a successful cross-border business as you expand to the U.S.
References
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Available for up to three years from the date of initial account opening, subject to continued program eligibility. Standard fees will begin to be charged three years from the date of initial account opening. Additional conditions may apply.