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Treasury and Payments

Improve your working capital, reduce fraud and minimize the impact of unexpected disruptions with our treasury solutions—from digital portals to integrated payables and receivables—all designed to make your operations smoother and more efficient.

Learn more about our treasury solutions:

Credit and Financing

Prepare for future growth with customized loan services, succession planning and capital for business equipment or technology.

Learn more about our credit and financing solutions:

Commercial Real Estate

Get the strategic support to be successful throughout market and real estate cycles with insights, hands-on service, comprehensive financial solutions and unrivaled certainty of execution.

Learn more about our commercial real estate solutions:

International Banking

Global opportunities mean global challenges. But real success means understanding the local markets you serve—which is why we bring the business solutions, insights and market perspective you need. 

Learn more about our international banking solutions:

J.P. Morgan Integrated Payables

Drive efficiency and improve working capital with an optimized payment platform

J.P. Morgan Integrated Payables simplifies your payables process and helps maximize your return from supplier payments. Submit a single payment file—any file, any format—for all your payments and we do the rest.

Automate your mixed payables strategy—all in one platform

Integrated Payables Smart Icon

Smart

Pay suppliers how they want to be paid—virtual card, ACH, real—time payments, wire—with our intelligent platform and supplier network.

Integrated Payables Efficient Icon

Efficient

Reduce A/P calls, save time on manual processes and increase visibility across payments without costly supplier management.

Integrated Payables Simple Icon

Simple

Easily consolidate your payments into a single file—any file, any format—and receive remittance details directly in your ERP1.

Integrated Payables Secure Icon

Secure

Decrease fraud and increase controls with our secure payment systems—including virtual card and ACH Early Warning Services.

How Integrated Payables works

Intelligent Platform

Submit a single file for all your payments. We handle the rest to maximize your financial benefit and mitigate fraud.

B2B payments are challenging
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Automated Solution

Intelligently routes and delivers your payments—all from a single platform.

B2B payments are challenging
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Unlocked Efficiency

End-to-end, automated supplier payments that reduce the burden of manual processes and supplier management.

B2B payments are challenging
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Mitigate Fraud

Optimize your payments strategy and maximize return, while enhancing internal controls and risk management.

B2B payments are challenging
WATCH VIDEO
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Connect with your J.P. Morgan representative to start optimizing payments for you and your suppliers

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1. Reconciliation is dependent on your integration type.