Payments   ›   Commerce Solutions   ›   Omnichannel Payments

Omnichannel Payments

Offer your consumers the options that they expect with our omnichannel payment solutions, which extend the power of our payments platform into your business while simplifying commerce for yourself.

Consumers expect frictionless payments.

To win shoppers’ loyalty, payments need to be consistent and fast across channels. And this seamlessness needs to happen across every tap, swipe, scan, or dip — whether powered by terminal, tap-to-pay3, or biometrics4.

Connect the dots with omnichannel solutions

Tap to Pay on iPhone

Accept all types of in-person contactless payments right on your iPhone—no extra card readers or hardware needed.3

Learn more
embedded banking

Full-stack omnichannel solutions

Omnichannel payments let you focus on your business, instead of managing contracts, vendors and processes. Develop a flexible, customized solution that meets your unique business needs.

Learn more

Biometrics (Coming Soon)

The future of payments is in the palm of your hand. Biometrics-based payments offer the promise of faster transaction times and simplified consumer experiences.1

Future capabilities of biometrics are under development; features and timelines are subject to change at the Bank’s sole discretion.

embedded banking
Global payments leader
J.P. Morgan Payments moves more than $8 trillion in payments per day in over 120 currencies, with 98% of value done the same day, and 78% in real-time.2
Connect shopping experiences
No matter where your customers are shopping, connect the dots for simplified experiences online and in-store.
Preferred payment methods
From virtual wallets to biometric payments, accept more payment methods from your customers.
Unified solution
Connect business insights, security and encryption, and consumer information with one unified payments network.

Commerce solutions
that deliver

Commerce Solutions
Commerce Solutions

Our commerce solutions combine the best of banking and fintech to help businesses like yours accelerate their growth and open new revenue opportunities.

Commerce Solutions
Online Payments

Accept consumer and B2B payments online and in apps with a single payments processing solution designed for unrivaled scalability and security.

Optimization and Protection

Improve your payments strategy and enhance your technology stack and processing security, while unlocking incremental revenue and better managing costs at scale.

Commerce Solutions
Embedded Banking

Our world-class banking services can help your business expand to create new revenue streams, offer banking services to your customers and manage complex payout scenarios with ease.

Contact Sales

Get in touch with an experienced J.P. Morgan representative to learn more about Omnichannel payment solutions.

For customer service inquiries, existing Merchant Services clients may contact 1-888-886-8869 or email



Enabling unified commerce

Learn how our Managed Omnichannel Solutions can improve your in-store capabilities and help you deliver a seamless shopping experience across channels.



Unified commerce means mastering payments at multiple touchpoints

The past year may have belonged to e-commerce, but looking ahead, omnichannel will likely be the path that ultimately leads to recovery and success in the retail sector.



Reimagining your checkout experience

Convenience is fueling pandemic purchase behavior, and as new checkout experiences become more prevalent, you need flexibility between channels.

2 JPMC Proprietary Data, 2022.
3 Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings › General › Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. View Tap to Pay on iPhone countries and regions:
4 Future capabilities of biometrics are under development; features and timelines are subject to change at the Bank’s sole discretion.