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Embedded Banking

Drive revenue and enhance customer experiences on your platform with a single end-to-end payments solution. Leverage J.P. Morgan Payments’ banking expertise to help create seamless pay-in and pay-out solutions without building from scratch.

Unite payments and banking technology

Research indicates that financial ecosystems could create a $70 trillion network economy across at least a dozen sectors by 2030. Weaving embedded banking solutions into businesses’ larger suite of payments technology can help them to deepen customer relationships and uncover growth opportunities.

Embedded banking solutions for your business

A suite of embedded banking products are needed to create a strong payments foundation. Uncover growth opportunities through embedded financial solutions that integrate into your existing user experience.

Embedded Banking

Seamlessly integrate J.P. Morgan tools such as money movement, real-time payments and account services into your existing digital platform.

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Streamline a high frequency of payments for a more efficient treasury operation.
Monetize transactions and deposits to help build a new revenue stream.
Leverage insights from transactional activity to offer new products and services.
Give your customers and suppliers payment options they expect.
Tailor your embedded banking products based on specific needs.

Macy’s Marketplace delivers seamless payments to sellers using J.P. Morgan solutions

Macy’s sought to expand its offerings by building a marketplace that provides consumers with more options and elevates the platform of small businesses. Developing this marketplace came with payments-related considerations that J.P. Morgan helped to solve.

Client Story

Commerce solutions
that deliver

Commerce Solutions
Commerce Solutions

Our commerce solutions combine the best of banking and fintech to help businesses like yours accelerate their growth and open new revenue opportunities.

Commerce Solutions
Online Payments

Accept consumer and B2B payments online and in apps with a single payments processing solution designed for unrivaled scalability and security.

Commerce Solutions
Omnichannel Payments

From biometric payments to seamless click-and-collect shopping journeys, we deliver memorable payment experiences while ensuring profitability at every channel.

Optimization and Protection

Improve your payments strategy and enhance your technology stack and processing security, while unlocking incremental revenue and better managing costs at scale.

Contact Sales

Get in touch with an experienced J.P. Morgan representative to learn more about embedded banking solutions.

For customer service inquiries, existing Merchant Services clients may contact 1-888-886-8869 or email



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